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Charles Schwab Checking chex敏感

内容摘要

开Schwab Checking被chex拒,可尝试客服或等待。

1. 关键信息

  • 楼主 #1 申请Schwab Bank Investor Checking被拒,理由是基于ChexSystems报告不达标。
  • #4 称Schwab客服很好(没有之一)。
  • #5 楼主致电客服,客服表示chex系统决定无法更改。
  • #7 说一朋友有collection好几万,但投资账户和银行账户都开了。

2. 羊毛/优惠信息

3. 最新动态

  • 楼主 #1 近期申请被拒,证券账户已开但checking未获批。

4. 争议或不同意见

  • #6 认为试试客服可破,身份正确即可;但 #5 楼主反馈客服表示无法干预。
  • #7 指出有严重信用问题的人也能开,暗示chex系统决定可能并非绝对。

5. 行动建议

  • #7 建议等一段时间再申请。
  • #6 建议多尝试联系客服。
原始内容
--- 第 1 楼来自 Jason要好好踢球 的回复 (2026-05-08 20:55:40 PDT) ---

想要回国取钱就去开这个checking,结果证券账户开出来了 checking被拒绝了,理由是查了chex。这个checking没有开卡 奖励之前都没管过,现在要用了反而开不出来了。至今没开出来的就是SFCU和这个了 Thank you for applying for a Schwab Bank Investor Checking TM account linked to a Schwab One® brokerage account. Your Investor Checking application has been declined because it does not meet the business guidelines set by Schwab Bank. Our decision was based, in whole or in part, on information obtained from a report provided by the consumer reporting agency ChexSystems. Under the Fair Credit Reporting Act, you have a right to know the information contained in your credit file and to obtain a free copy of your credit report. To request the report, please contact ChexSystems within 60 days of receiving this notice: Chex Systems, Inc. Attn: Consumer Relations P.O. Box 583399 Minneapolis, MN 55458 Phone: 800.428.9623 Website: https://pull.tmr3.com/p/1-D9E4/128118628/www.chexsystems.com If you find that any information contained in your report is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency. Please note that the reporting agency did not participate in our decision and won’t be able to supply specific reasons why this application was declined. Thank you for your understanding in this matter. If you have questions or need help, please call a Schwab Bank Representative at 1-877-239-1163, Monday through Friday, 9 a.m. to 7 p.m. ET. Sincerely, Customer Verification & Research Center

--- 第 2 楼来自 DeutscheGrammophon 的回复 (2026-05-08 20:57:12 PDT) ---

#p-8156387-chexy-1chexy

--- 第 3 楼来自 xxxx222 的回复 (2026-05-08 20:57:35 PDT) ---

这个checking有什么作用?

--- 第 4 楼来自 wawa123 的回复 (2026-05-08 20:58:03 PDT) ---

Schwab very nice 客服 没有之一

--- 第 5 楼来自 Jason要好好踢球 的回复 (2026-05-08 20:58:35 PDT) ---

打客服电话可破吗? 我打了一个跟我说chex系统决定他也没办法

--- 第 6 楼来自 wawa123 的回复 (2026-05-08 21:03:06 PDT) ---

试试呗 他们家账户随便开 只要身份正确

--- 第 7 楼来自 skylee 的回复 (2026-05-08 21:48:06 PDT) ---

在等等开,我一朋友collection 好几万,投资账户和银行账户都给开了。

--- 第 8 楼来自 HSBCPremier 的回复 (2026-05-08 21:57:30 PDT) ---

Chexy好用