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Amex Business Checking 70K/50k Bonus (targeted)

内容摘要

Amex Business Checking 70K/50k 奖励部分用户秒批。

1. 关键信息

  • Offer: 70K/50k Business Checking Welcome Offer (targeted) [9, #Mellosss, #15-#18]。
  • Status: Preapproval ≠ Approval; SSN verification may downgrade to 30k [23]。
  • Approval: Instant for some, decline/“unable to offer” for others [6, #11, #21]。

2. 羊毛/优惠信息

  • Welcome Bonus: 70K (targeted) / 50k / 30k fallback; refer links [7, #2]。
  • No monthly fee / no minimum balance [1]。
  • Linking: biz checking ↔ personal checking allowed [4]。

3. 最新动态

  • Users report “We’re sorry” screen post-login [19, #22]。
  • EEP values vary: 83577, 80720, 12345 [2, #7]。

4. 争议或不同意见

  • Some see immediate approval; others get declined or lower offers [3, #6, #8, #12, #23]。
  • Guide outdated since 2023 [17]。

5. 行动建议

  • Apply via direct link; have SSN ready; monitor preapproval vs approval [4, #20]。
原始内容
--- 第 1 楼来自 medford 的回复 (2026-04-10 05:42:20 PDT) ---

https://www.americanexpress.com/en-us/business/banking/checking/welcome/?refid=amex_myca_bca_A0000HUVV3&eep=83577 https://www.americanexpress.com/en-us/business/banking/checking/welcome/?refid=amex_myca_bca_A0000HUVV3&eep=83577 Business banking simplified. Online business checking accounts with American Express Business Checking have no monthly maintenance fees or minimum balance requirements. https://www.americanexpress.com/en-us/business/banking/checking/welcome/?refid=A0000HCYH7_amex_myca&eep=80720 https://www.americanexpress.com/en-us/business/banking/checking/welcome/?refid=A0000HCYH7_amex_myca&eep=80720 Business banking simplified. Online business checking accounts with American Express Business Checking have no monthly maintenance fees or minimum balance requirements.

--- 第 2 楼来自 飞飞飞1 的回复 (2026-04-10 05:46:08 PDT) ---

楼主各种链接都有啊

--- 第 3 楼来自 ezhang6767 的回复 (2026-04-10 12:38:47 PDT) ---

刚开一个30k的难受啊

--- 第 4 楼来自 Dittoiswho 的回复 (2026-04-10 12:44:03 PDT) ---

请问Amex Biz checking 除了开卡礼之外还有啥好处吗?Amex杀的时候可能留一条命?另外biz checking能自由link到personal checking吗?

--- 第 5 楼来自 狂无敌 的回复 (2026-04-10 12:47:20 PDT) ---

插眼关注

--- 第 6 楼来自 minalinsky 的回复 (2026-04-10 12:55:23 PDT) ---

#p-7992254-were-sorry-we-are-unable-to-provide-you-with-the-welcome-offer-at-this-time-1We’re sorry. We are unable to provide you with the Welcome Offer at this time.

--- 第 7 楼来自 258 的回复 (2026-04-10 12:56:00 PDT) ---

/business/blueprint/account/create-account?product=business-checking&next=%2Fonboarding%2Fbusiness-checking&intlink=business-checking-sticky&eep= 12345 有没有没中的人试试能把eep拦截下来改成 83577 ?

--- 第 8 楼来自 minalinsky 的回复 (2026-04-10 12:57:30 PDT) ---

Amex也要搞霸天虎黑车吗

--- 第 9 楼来自 Mellosss 的回复 (2026-04-11 09:13:20 PDT) ---

我也收到这个70k的offer了,ssn申请秒批啊。我现在申amex商业卡每张都弹窗,business checking竟然秒开,是amex爸爸再爱我一次吗?还是我前两天$2000+刀单笔1x的花销让它放松警惕了嘛?那我这两天再冲冲

--- 第 10 楼来自 duyiwusan 的回复 (2026-04-11 11:33:06 PDT) ---

Mellosss: business checking竟然秒开, 这个checking应该没有弹窗吧

--- 第 11 楼来自 Charlie5686o 的回复 (2026-04-11 11:41:45 PDT) ---

We’re sorry. We are unable to provide you with the Welcome Offer at this time. 看来跟 amex 关系不好

--- 第 12 楼来自 D调的蓝天 的回复 (2026-04-11 11:50:18 PDT) ---

没中,邮箱里之前还收到过30/50k,这个月只剩30k了

--- 第 13 楼来自 Mellosss 的回复 (2026-04-11 18:31:34 PDT) ---

你爬个楼,有人显示的是unable to offer

--- 第 14 楼来自 duyiwusan 的回复 (2026-04-11 19:52:20 PDT) ---

好的 amex简直有点sxbk了

--- 第 15 楼来自 ming 的回复 (2026-04-11 19:59:00 PDT) ---

70K算史高吗?

--- 第 16 楼来自 duyiwusan 的回复 (2026-04-11 19:59:44 PDT) ---

应该算。你看看指南

--- 第 17 楼来自 ming 的回复 (2026-04-11 20:01:52 PDT) ---

不知道为啥,指南23年就不更新了? https://www.uscreditcardguide.com/amex-business-checking/ https://www.uscreditcardguide.com/amex-business-checking/ American Express Business Checking 商业银行账户简介 【2023.11 更新】开卡奖励从30k升高到50k了。条件没变。 【2023.1 更新】60k 开卡奖励过期了,目前的开卡奖励是 30k。 【2022.12 更新】开卡奖励从30k升高到60k了!条件没变。 Contents账户基本情况开户奖励条件总结开户奖励趋势图 账户基本情况 开户奖励 50k Membe...Read more

--- 第 18 楼来自 duyiwusan 的回复 (2026-04-11 20:02:44 PDT) ---

哈哈。 记得近期半年都是最高的。

--- 第 19 楼来自 ming 的回复 (2026-04-11 20:35:09 PDT) ---

登录状态打开链接竟然让我填信息,我还以为我中了,填了半天最后告诉我We’re sorry,我都服了 还不如一开始就说We’re sorry呢

--- 第 20 楼来自 duyiwusan 的回复 (2026-04-11 20:56:28 PDT) ---

那看来还是那个preapproval不等于approval的梗 确实要填不少信息

--- 第 21 楼来自 Dell 的回复 (2026-04-11 21:20:51 PDT) ---

We’re sorry. We are unable to provide you with the Welcome Offer at this time.

--- 第 22 楼来自 省钱也能致富 的回复 (2026-04-11 23:41:32 PDT) ---

两个都是We’re sorry

--- 第 23 楼来自 SN9527 的回复 (2026-04-22 15:57:45 PDT) ---

登录申请完之后就变成30k了 艹踏马的