泥潭日报 uscardforum · 内容汇总

Capital One checking 史高$400回归 5/19/2026截止

💳 玩卡 作者 Insomnia 原帖 #492336 ↗
内容摘要

Capital One $400 Checking奖励持续发放中，近期多例成功到账反馈。

1. 关键信息

  • 奖励金额：$400（史高），需两笔$500 Direct Deposit（#1, #36），截止日期5/19/2026（#27）。可用code GET400（#12, #23）或FLASH400（#220，已过期）。公开链接 https://www.capitalone.com/bank/flash400/（#261）。注意：doc 的 flash400 链接已过期（#288），但主楼 get400 链接仍有效（#286, #287, #288）。
  • 资格限制：2024 年 1 月 1 日后有/有过 360 Checking 等账户者不可（#36, #102, #269）。targeted offer，部分用户显示 not eligible（#44, #65, #80, #203, #289）。已有 C1 账户（saving/信用卡/甚至仅信用卡如 savor）可能更容易刷出（#33, #85, #129, #294, #295）；点链接页面弹出 not eligible 时，在账户内点开户再输入 code 可绕过（#201）。补充：即使选“没有其他 Capital One account"也可能被拒（#289）；get400 必须要有 existing account（#290），但有 existing account 也可能被拒（#291）如之前关闭过账户。Non-resident 不允许网申，线下 cafe 也是拿 pad 网申（#240, #242）。两年前关户后邮箱 login 仍在，点 offer 显示 not eligible，可能需要全新邮箱和手机号才能 churn（#267）。刚开 checking 后申请 saving 是否算 existing 用户尚无明确 dp（#270）。
  • 申请方式：使用 promo code GET400 或 FLASH400（#12, #23, #220）；可通过登录账户或特殊链接（#12）。已有 C1 账户的用户：先开 saving 再开 checking 可绕过 not eligible（#70, #85, #116, #126, #204, #213, #290）；有 C1 信用卡也可直接开户（#294, #295）。
  • 开户难度：两极分化，有人秒过（#61, #85, #236），有人被 EWS 拒绝四次（#239）。soft pull（#28, #30）。开户时连接 external account 报错可能需等待约 31 天或使用手机 App 扫驾照验证（#230, #231）。开户过程无需设置 PIN（#237），收到卡后在激活页面设置 PIN（#244）。新账户可能无法给自己手机发验证码，恢复时间未知（#238）。
  • 发放时间：确认从开户起 75 天内完成 DD，奖励在开户后第 76-90 天发放（#257, #301, #304）。邮件提示到 75 天才 check 是否满足条件然后发 bonus（#304）。 关于“75天”的定义，有用户询问是指开户时间还是完成DD时间（#305），目前主流理解及DP显示为从开户日起算（#301, #304）。

2. 羊毛/优惠信息

  • Capital One 360 Checking $400 bonus（code GET400 或 FLASH400），截止 5/19/2026。refer offer 非$400，需输入 code（#219）。公开链接 https://www.capitalone.com/bank/flash400/（#261）。GET400 链接仍有效（#286, #287），flash400 链接已过期（#288）。
  • Refer 奖励：referrer 得$50，referee 得$300（#200）；此前有 dp 显示 referrer 得$300（#21, #112），referee 得$250（#14）。referrer 一年最多$500（#200）。部分用户找不到 refer 入口（#228）。
  • Capital One 360 Savings 开户奖励：存$2 万得$300，$5 万得$750，$10 万得$1500（#39），需 new saving account（#67）。另有 code bonus1500（#204）。
  • 其他：部分用户收到 refer 邮件（#113）。

3. 经验与数据点

  • DD反馈机制确认：真DD后银行会立即发送邮件确认存款提前到账，但邮件标题/内容不显示“Direct Deposit”字样，而是显示类似 "Great news! We were able to post your deposit early"（#309, #p-8311200-great-news-we-were-able-to-post-your-deposit-early-1）。 此前使用 Chase fake DD 时无此类消息（#307, #308）。
  • DD完成无额外通知：用户反馈在完成两笔DD后，并未收到专门的“任务完成”或“Bonus即将发放”的通知邮件（#316, #317）。因此无法通过邮件确认DD是否真正被银行系统记录为有效，需自行跟踪时间线。
  • 客服对DD审核态度：有用户反馈 C1 对 DD 审核并不严格，即使使用 FDD（Fake Direct Deposit）后致电客服，客服也回复该 DD 是 eligible 的（#310）。因此部分用户选择先用 FDD 占位，再补真 DD 以确保万无一失（#311）。
  • 近期成功发放案例：
    • 3/23 开户，6/8 收到$400 bonus。DD 来源为 Fidelity & Current (payroll noted)（#312）。
    • 3/30 开户，进行两次 Fidelity CMA push，6/8 收到 bonus（#313）。
    • 3/27 开户，4/2 DD，6/8 收到 bonus。DD 来源为 Chase（#314）。
    • 3/25 开户，6/11 收到$400 bonus（#315）。
    • 新增案例：3/23 开户，3/24 第一次 FDD (Chase transfer)，4/23 第二次 FDD，6/8 收到 bonus（#318）。
    • 最新反馈：有用户自行回复确认已收到 bonus（#331），进一步佐证奖励发放流程的稳定性。
  • Push转账操作疑问：有用户询问 Push DD 是否需要先 Link Account 再转账（#320），目前尚无明确 DP 回答此具体操作步骤。

4. 最新动态与争议

  • Chase DD显示细节确认：针对 Chase DD 在 C1 账户中的显示名称，确认应为 "Deposit from JPMorgan Chase Ext Trnsfr"（#324）。若显示为 "Instant Transfer" 可能误选了 RTP 通道，而非标准的 Standard Transfer。
  • Wise FDD有效性存疑：有用户尝试使用 Wise 进行 Fake DD 但疑似失败或不被识别，推测 Wise 渠道可能已失效（#325, #328）。建议改用 Chase Business 或其他传统银行渠道进行 Fake DD（#326, #327）。
  • 其他替代渠道：除 Chase 外，文档中提及还有其他银行账户可用于此类操作，具体取决于用户持有的账户类型（#329, #330）。
原始内容
--- 第 1 楼来自 Insomnia 的回复 (2026-03-19 11:50:11 PDT) ---

27c5ffc6b8a7f523093e87cf0ef1e96a1279×2663 231 KB

要求两笔$500DD

貌似还不是稳定刷出来的，多登陆账户试一下，或者在special offer里找找

有需求的赶紧冲

--- 第 2 楼来自 蝶恋之诗 的回复 (2026-03-19 11:53:10 PDT) ---

他家 checking 申请难度堪比信用卡

--- 第 3 楼来自 SSST7 的回复 (2026-03-19 11:54:12 PDT) ---

史高竟然是400

--- 第 4 楼来自 GUANG 的回复 (2026-03-19 11:55:31 PDT) ---

我都快一年了，一直拒

--- 第 5 楼来自 xhxhxhxh 的回复 (2026-03-19 12:08:44 PDT) ---

300开的

--- 第 6 楼来自 netll 的回复 (2026-03-19 12:33:34 PDT) ---

Is capital one checking bonus churnable?

--- 第 7 楼来自 no_idea 的回复 (2026-03-19 12:36:30 PDT) ---

可以fake dd吗

--- 第 8 楼来自 老娘舅 的回复 (2026-03-19 13:31:37 PDT) ---

满足要求后多长时间给bonus呢？

--- 第 9 楼来自 daydreamer 的回复 (2026-03-19 13:32:13 PDT) ---

又亏了100

--- 第 10 楼来自 mingzl 的回复 (2026-03-19 13:34:40 PDT) ---

可以，但时间比较长，现在是要在2024.1.1之后没有过的才有bonus

--- 第 11 楼来自 kkk15 的回复 (2026-03-19 13:35:38 PDT) ---

要怎么才能刷出来，网页上搜都只有250的

--- 第 12 楼来自 中美合拍 的回复 (2026-03-19 13:36:13 PDT) ---

又亏了

应该是稳定链接：$400 Bonus Offer with 360 Checking | Capital One

感谢
【引用自 Einstein】:
Reddit上有人说code是GET400

--- 第 13 楼来自 Timechaser 的回复 (2026-03-19 13:37:02 PDT) ---

可有什么可分享的offer code？？

--- 第 14 楼来自 brad001 的回复 (2026-03-19 13:37:07 PDT) ---

現在也可以refer 朋友開 自己拿50 對方拿250

刷不出400的

--- 第 15 楼来自 Timechaser 的回复 (2026-03-19 13:40:16 PDT) ---

chekcing 的refer在哪里找？我在app里只能找到credit card的refer

--- 第 16 楼来自 xiasun 的回复 (2026-03-19 13:48:43 PDT) ---

refer 对方拿300是有的

--- 第 17 楼来自 yanzizooo 的回复 (2026-03-19 13:57:22 PDT) ---

上个月开的300，又丢100，再开个什么找补一下呢

--- 第 18 楼来自 Kidol 的回复 (2026-03-19 14:09:42 PDT) ---

varo啊

--- 第 19 楼来自 gojo 的回复 (2026-03-19 14:14:35 PDT) ---

亏了100

但是他家checking难开吗？我好像没感觉

--- 第 20 楼来自 Match 的回复 (2026-03-19 14:15:16 PDT) ---

我超前两天才开的300，dd还没做，有没有办法match呀

--- 第 21 楼来自 crispy_pear 的回复 (2026-03-19 14:17:33 PDT) ---

refer 对方不是拿300？今天刚收到的

Screenshot 2026-03-19 at 2.16.32 PM1192×462 23.6 KB

--- 第 22 楼来自 xsxx 的回复 (2026-03-19 14:20:39 PDT) ---

入坑. 谢老板

--- 第 23 楼来自 Einstein 的回复 (2026-03-19 14:20:58 PDT) ---

Reddit上有人说code是GET400

--- 第 24 楼来自 netll 的回复 (2026-03-19 14:23:19 PDT) ---

就是前两天开的户($300 bonus), 可以要求match吗?

--- 第 25 楼来自 黑卡会员 的回复 (2026-03-19 14:27:30 PDT) ---

有churn的规则吗

--- 第 26 楼来自 xsxx 的回复 (2026-03-19 14:28:59 PDT) ---

是的。 我刚开

--- 第 27 楼来自 qqwrv 的回复 (2026-03-19 14:30:18 PDT) ---

Capital One

$400 Bonus Offer with 360 Checking | Capital One

Earn a $400 bonus when you open a new Capital One 360 Checking account. Use promo code and complete required steps. Terms apply. Offer ends 05/19/2026.

--- 第 28 楼来自 Laurin 的回复 (2026-03-19 14:32:32 PDT) ---

请问会soft pull信报吗？

--- 第 29 楼来自 haohao 的回复 (2026-03-19 14:36:18 PDT) ---

有什么办法能查到什么时候关的吗 发现忘了记这个账号什么时候关的

--- 第 30 楼来自 xsxx 的回复 (2026-03-19 14:50:40 PDT) ---

soft pull 会在信报显示 不过反正不是HP

--- 第 31 楼来自 Laurin 的回复 (2026-03-19 14:52:27 PDT) ---

你是不是有capital one account？我刚才点开问我有没有capital one account，没有的话不行，考虑是不是要先来个saving。

--- 第 32 楼来自 kkk15 的回复 (2026-03-19 14:52:45 PDT) ---

点击没有C1账户就这样了怎么回事

IMG_51671290×2796 134 KB

--- 第 33 楼来自 xsxx 的回复 (2026-03-19 14:57:09 PDT) ---

对 我有一个savings 这次登录进去首页就显示checking 400 offer

--- 第 34 楼来自 Laurin 的回复 (2026-03-19 14:57:31 PDT) ---

IMG_19551206×1158 261 KB

exclusive existing，考虑要不先来个360 saving？

--- 第 35 楼来自 InvisibleHand 的回复 (2026-03-19 14:57:43 PDT) ---

想请教一下曾经尝试开过但是在客服id验证环节忘搞了没开成功还可以拿offer嘛

--- 第 36 楼来自 didido 的回复 (2026-03-19 14:58:08 PDT) ---

If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after Jan. 1, 2024, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus.

--- 第 37 楼来自 kkk15 的回复 (2026-03-19 14:58:30 PDT) ---

它家saving有奖励吗，没有的话不是开俩账号拿400

--- 第 38 楼来自 pikachu12138 的回复 (2026-03-19 14:59:25 PDT) ---

亏了zszs

--- 第 39 楼来自 Laurin 的回复 (2026-03-19 15:00:25 PDT) ---

有，存2万给300，5万给750，10万给1500。但是你开了saving也有可能不符合这个offer的要求，目前来看是target offer。不过可以开了备用，反正他家checking和saving互不影响。

--- 第 40 楼来自 Neyleer 的回复 (2026-03-19 15:02:23 PDT) ---

怒亏100

--- 第 41 楼来自 Hunterlord 的回复 (2026-03-19 15:05:41 PDT) ---

前几天刚开的什么都还没干呢，他们家能match吗

--- 第 42 楼来自 awrsacfsd 的回复 (2026-03-19 15:08:00 PDT) ---

一样的问题 打算先开个saving了

--- 第 43 楼来自 SJZHZ 的回复 (2026-03-19 15:10:24 PDT) ---

+1 昨天刚开

--- 第 44 楼来自 Ruyi2024 的回复 (2026-03-19 15:12:48 PDT) ---

只有信用卡，以前没开过checking, 登陆后，收到：
Not eligible for this offer

You’re not eligible to use the promo code GET400. This promo only applies to new customers.

You can still open your new account in less than 5 minutes without a promo code—want to continue?

--- 第 45 楼来自 pandaq 的回复 (2026-03-19 15:22:37 PDT) ---

他家会发税表吗

--- 第 46 楼来自 蝶恋之诗 的回复 (2026-03-19 15:23:32 PDT) ---

试了一下，选没有 C1 login 直接弹出 ineligible

--- 第 47 楼来自 Laurin 的回复 (2026-03-19 15:35:25 PDT) ---

谢谢dp，我也打算开个saving然后再开checking。

--- 第 48 楼来自 落子无悔2023 的回复 (2026-03-19 17:34:38 PDT) ---

昨天刚开，怒亏100， 能match吗？

--- 第 49 楼来自 Hunterlord 的回复 (2026-03-19 17:53:37 PDT) ---

Update:刚打了电话说不match

--- 第 50 楼来自 BD2024 的回复 (2026-03-19 18:24:30 PDT) ---

血亏100

--- 第 51 楼来自 hhccyy 的回复 (2026-03-19 18:40:37 PDT) ---

已有venture X，app里用GET400 promo code秒开，又要到饭了

--- 第 52 楼来自 insane-nexus 的回复 (2026-03-19 18:52:12 PDT) ---

去年开的，亏100

--- 第 53 楼来自 ornamentalism 的回复 (2026-03-19 19:04:22 PDT) ---

same

--- 第 54 楼来自 ssdt 的回复 (2026-03-19 19:07:27 PDT) ---

Mark

--- 第 55 楼来自 Aaron02 的回复 (2026-03-19 19:12:24 PDT) ---

可以叠加refer吗

--- 第 56 楼来自 Turtle 的回复 (2026-03-19 19:15:16 PDT) ---

实测先开savings然后再用
【引用自 中美合拍】:
应该是稳定链接：$400 Bonus Offer with 360 Checking | Capital One
这个链接登录申请就可以了

--- 第 57 楼来自 fredz 的回复 (2026-03-19 19:21:50 PDT) ---

可以zszs

--- 第 58 楼来自 fredz 的回复 (2026-03-19 19:22:23 PDT) ---

我记得不难啊？有real-id dl马上就开好了

--- 第 59 楼来自 Ayanami_7 的回复 (2026-03-19 19:54:28 PDT) ---

血亏 上个月刚开的300

--- 第 60 楼来自 浅吟低唱 的回复 (2026-03-19 19:55:11 PDT) ---

操，我之前只有saving，给我发广告发了一年多没开，半个月前开的就涨价

我要拿到钱就怒churn

--- 第 61 楼来自 HSBCPremier 的回复 (2026-03-19 20:05:30 PDT) ---

不是點點就批嗎？

--- 第 62 楼来自 kokosilly 的回复 (2026-03-19 21:16:48 PDT) ---

昨天刚开的还没激活能关户再开吗

--- 第 63 楼来自 liu0714 的回复 (2026-03-19 21:34:20 PDT) ---

索要一份ews报告 上面会记录关户时间

--- 第 64 楼来自 pptmaster 的回复 (2026-03-19 21:39:20 PDT) ---

可以fake DD吗？

--- 第 65 楼来自 Megrez 的回复 (2026-03-19 21:42:23 PDT) ---

只有Savor信用卡，网页和app用get400都显示不符合，只给新用户

image583×549 19.6 KB

--- 第 66 楼来自 netll 的回复 (2026-03-19 21:57:08 PDT) ---

这个存xx万给yy, 是不是也需要 new saving account? 还是existing用户只要存够钱, 就给?

--- 第 67 楼来自 Laurin 的回复 (2026-03-19 23:11:19 PDT) ---

需要New saving才行。

--- 第 68 楼来自 pamying 的回复 (2026-03-20 01:01:44 PDT) ---

申請的時候有一個步驟需要填入RA才可以下一步，有關係嗎？

--- 第 69 楼来自 LoongIsSmart 的回复 (2026-03-20 02:01:25 PDT) ---

开个 checking 比批 premium card 还难，C1 的玄学 approval 算法真的是个谜

--- 第 70 楼来自 schenad 的回复 (2026-03-20 02:53:12 PDT) ---

感谢，刚用BONUS1500开完saving，设置online account信息后，开checking的时候登陆一下就能用GET400了

IMG_38381206×2622 191 KB

--- 第 71 楼来自 404.NotFound 的回复 (2026-03-20 02:58:13 PDT) ---

image2559×1227 157 KB

--- 第 72 楼来自 Alicefare 的回复 (2026-03-20 03:02:51 PDT) ---

阿這 上個月開的300 虧了

--- 第 73 楼来自 Posubao 的回复 (2026-03-20 05:16:16 PDT) ---

从没开过c1的checking，然后说not eligible，没有400只有250，怎么回事

--- 第 74 楼来自 always666 的回复 (2026-03-20 05:30:37 PDT) ---

刚开了300，做完两次DD，还没拿到奖励

--- 第 75 楼来自 404.NotFound 的回复 (2026-03-20 06:59:43 PDT) ---

Same，不知道咋回事

--- 第 76 楼来自 Yiersansi 的回复 (2026-03-20 07:22:19 PDT) ---

App里面开户成功，感谢感谢

IMG_45151284×2537 131 KB

--- 第 77 楼来自 xhxhxhxh 的回复 (2026-03-20 07:26:41 PDT) ---

我12月底开的也还没收到

--- 第 78 楼来自 ccw 的回复 (2026-03-20 09:08:04 PDT) ---

刚开的300的，血亏

--- 第 79 楼来自 Qaz 的回复 (2026-03-20 09:23:51 PDT) ---

真衰 p2 2023/8拿到bonus 2024/6才關掉

只好開p1了

--- 第 80 楼来自 Midnightthunder 的回复 (2026-03-20 09:27:25 PDT) ---

Not eligible for this offer

You’re not eligible to use the promo code GET400. This promo only applies to new customers.

You can still open your new account in less than 5 minutes without a promo code—want to continue?

--- 第 81 楼来自 Midnightthunder 的回复 (2026-03-20 09:32:43 PDT) ---

太幽默了

Do you already have a capital one login?

我选有，弹框这个offer是给new customer only；

我选没有，弹框you are not eligible for this offer

到底想怎样

--- 第 82 楼来自 twelve12 的回复 (2026-03-20 09:40:03 PDT) ---

他家saving好开吗，一年itin用户，checking一直开不出来

--- 第 83 楼来自 Posubao 的回复 (2026-03-20 09:54:54 PDT) ---

一模一样，主打一个逗你玩

--- 第 84 楼来自 a131421 的回复 (2026-03-20 10:30:05 PDT) ---

他家关户没有通知邮件吗，找不到之前什么时候关的。。

--- 第 85 楼来自 theoyao 的回复 (2026-03-20 10:41:51 PDT) ---

有信用卡的去app里操作，open a new account, add promo code GET400，非常丝滑，3min搞定

--- 第 86 楼来自 mosi 的回复 (2026-03-20 10:47:37 PDT) ---

刚开的300

--- 第 87 楼来自 schenad 的回复 (2026-03-20 12:07:36 PDT) ---

不知道……我和p2拿着SSN都是秒过

--- 第 88 楼来自 fandc 的回复 (2026-03-20 12:15:42 PDT) ---

请教有什么可以Fake DD吗？

--- 第 89 楼来自 Qaz 的回复 (2026-03-20 12:17:29 PDT) ---

21年開關過checking

有vx卡

Prefill資訊 把我first name 其中一個填到middle name去也不讓改

隨意 秒批 錢到帳就行了

--- 第 90 楼来自 Alex77 的回复 (2026-03-20 12:18:06 PDT) ---

Nra可以线上开吗？还是必须线下？

--- 第 91 楼来自 SkywalkerL 的回复 (2026-03-20 12:31:58 PDT) ---

可以参考doc上的dp，chase貌似可以

--- 第 92 楼来自 SkywalkerL 的回复 (2026-03-20 12:33:40 PDT) ---

先开个savings再开可破

--- 第 93 楼来自 gggideon 的回复 (2026-03-20 15:00:33 PDT) ---

CleanShot 2026-03-20 at 17.58.49@2x1048×706 40.8 KB

跟c1没有关系。这个amex as high as有得一拼。

--- 第 94 楼来自 vkane 的回复 (2026-03-20 15:40:01 PDT) ---

前幾天剛開，卡都還沒拿到

--- 第 95 楼来自 Davvid 的回复 (2026-03-20 18:13:31 PDT) ---

chase个人账户就可以吗

--- 第 96 楼来自 weighedsalt 的回复 (2026-03-20 18:20:27 PDT) ---

感觉他家checking收境外汇款挺好的，没有中间那笔手续费

--- 第 97 楼来自 SkywalkerL 的回复 (2026-03-20 19:27:10 PDT) ---

是的，chase push，选慢的ach不选real time

--- 第 98 楼来自 togetherplay 的回复 (2026-03-20 23:43:44 PDT) ---

竟然說我不符合資格！？

You’re not eligible to use the promo code GET400. This promo only applies to new customers.

You can still open your new account in less than 5 minutes without a promo code—want to continue?

--- 第 99 楼来自 学习薅羊毛 的回复 (2026-03-21 10:06:40 PDT) ---

气死，前两天刚开了300的，他家能match吗？

--- 第 101 楼来自 Vsun 的回复 (2026-03-21 20:01:46 PDT) ---

有公开链接 楼主可以置顶一下

Capital One

$400 Bonus Offer with 360 Checking | Capital One

Earn a $400 bonus when you open a new Capital One 360 Checking account. Use promo code and complete required steps. Terms apply. Offer ends 05/19/2026.

--- 第 102 楼来自 Vsun 的回复 (2026-03-21 20:04:26 PDT) ---

一样，估计是因为这个

Screenshot 2026-03-21 at 7.58.07 PM876×840 38.1 KB

若在 January 1, 2024 之后（这个日期会随着时间推移）有或有过以下账户则无法拿到此次开户奖励：360 Checking, Simply Checking, Total Control Checking or Money Teen Checking。

--- 第 103 楼来自 uberplus 的回复 (2026-03-21 20:23:55 PDT) ---

之前开过360 performance saving，近期关的，也是这个弹窗

从c1网站进去开户会默认用300的promo code

--- 第 104 楼来自 熊猫express 的回复 (2026-03-22 01:13:33 PDT) ---

chase ach push还活着吗？

--- 第 105 楼来自 daydreamer 的回复 (2026-03-22 01:16:03 PDT) ---

活着的zs

--- 第 106 楼来自 wanghai 的回复 (2026-03-22 01:39:34 PDT) ---

还不错的

--- 第 107 楼来自 雪中雨 的回复 (2026-03-22 06:08:33 PDT) ---

这个还需要有他家别的账户才能开啊

--- 第 108 楼来自 hao0309 的回复 (2026-03-22 06:28:51 PDT) ---

没有他家账户开不了么

截屏2026-03-22 上午9.28.19484×300 16.2 KB

--- 第 109 楼来自 Posubao 的回复 (2026-03-22 06:44:52 PDT) ---

我什么都没开过，还是说not eligible

--- 第 110 楼来自 Vsun 的回复 (2026-03-22 17:30:55 PDT) ---

C1 这货确实查的严，估计后台做了更多的校验，就算有公开链接能打开网页，也并不保证能申请到

--- 第 111 楼来自 雪中雨 的回复 (2026-03-23 04:44:39 PDT) ---

只能考虑先开savings

--- 第 112 楼来自 pig-brother 的回复 (2026-03-23 08:30:15 PDT) ---

Doctor Of Credit – 20 Mar 26

[YMMV] Capital One $400 Checking Bonus

Capital One is offering a $400 bonus when you open a new checking account and complete the following requirements

targeted

稳定的是300

Doctor Of Credit – 19 Mar 26

Capital One $300 Checking Bonus

Capital One is offering a $300 bonus when you open a new checking account and complete the following requirements…
【引用自 未知】:
Capital One checking 史高$400回归 5/19/2026截止 银行账户
refer 对方不是拿300？今天刚收到的
[Screenshot 2026-03-19 at 2.16.32 PM]

--- 第 113 楼来自 davidx 的回复 (2026-03-23 11:04:32 PDT) ---

image1320×2282 285 KB

收到邮件通知可以refer 被refer人可以拿$300

--- 第 114 楼来自 sixerwen 的回复 (2026-03-23 11:08:16 PDT) ---

求问可以churn吗？

自答：可以

--- 第 115 楼来自 YVONNEZHENG 的回复 (2026-03-23 11:12:14 PDT) ---

这个可以stack 吗

--- 第 116 楼来自 新加坡宗师 的回复 (2026-03-23 11:36:56 PDT) ---

刚先开了saving，再开checking可以拿400刀

--- 第 117 楼来自 YVONNEZHENG 的回复 (2026-03-23 14:32:53 PDT) ---

C1 personal checking & bussiness checking 可以同时拿 bonus 吗？？请问

--- 第 118 楼来自 US-INS 的回复 (2026-03-24 10:18:43 PDT) ---

【引用自 新加坡宗师】:
刚先开了saving
好像开这个存钱也有bonus拿.

--- 第 119 楼来自 新加坡宗师 的回复 (2026-03-24 18:14:51 PDT) ---

穷学生没钱存了

--- 第 120 楼来自 kkah 的回复 (2026-03-24 22:33:05 PDT) ---

我也是，之前申了一年多没下，前两个月竟然过了，今天到账300

--- 第 121 楼来自 US-INS 的回复 (2026-03-25 08:11:36 PDT) ---

期间能查到任务完成情况?

--- 第 122 楼来自 kkah 的回复 (2026-03-25 10:12:34 PDT) ---

不能zs

--- 第 123 楼来自 Terminate 的回复 (2026-03-25 11:16:23 PDT) ---

只有saving 从来没开过checking。。。“You’re not eligible to use the promo code GET400. This promo only applies to new customers.”

--- 第 124 楼来自 Laurin 的回复 (2026-03-26 00:31:43 PDT) ---

这也太坑了。

--- 第 125 楼来自 jhopargyt 的回复 (2026-03-26 11:46:47 PDT) ---

血亏zs

--- 第 126 楼来自 tzyyzc 的回复 (2026-03-27 08:05:35 PDT) ---

新用户，开了saving，然后再开checking 才能apply 400 code.

--- 第 127 楼来自 gojo 的回复 (2026-03-27 19:18:57 PDT) ---

会发啊，checking account开卡奖励都会发的

--- 第 128 楼来自 jdot 的回复 (2026-03-29 11:21:37 PDT) ---

之前很快，现在75天左右

--- 第 129 楼来自 weixiangnan 的回复 (2026-03-29 20:14:58 PDT) ---

看着更像 existing 用户更容易刷出来

--- 第 130 楼来自 a131421 的回复 (2026-03-29 20:34:45 PDT) ---

saving没啥奖励可以一起开吗

--- 第 131 楼来自 fandc 的回复 (2026-03-30 07:01:44 PDT) ---

sofi 的 fake dd 似乎死了显示transfer

IMG_6334812×863 56 KB

--- 第 132 楼来自 中美合拍 的回复 (2026-03-30 07:05:19 PDT) ---

image174×119 15.7 KB

--- 第 133 楼来自 fandc 的回复 (2026-03-30 08:14:51 PDT) ---

memo 和 type 都是显示的transfer， 大家也是这样的吗

--- 第 134 楼来自 smile239 的回复 (2026-03-30 15:43:22 PDT) ---

我用Fidelity CMA转也是这样，但是工资到账显示Direct Deposit。fake DD 应该是无了。

--- 第 135 楼来自 daydreamer 的回复 (2026-03-30 15:52:27 PDT) ---

image911×151 11.3 KB

上个月用chase ach虽然显示 transfer也收到奖励了

--- 第 136 楼来自 Qaz 的回复 (2026-03-31 20:52:57 PDT) ---

兩次DD中間，

有人中途轉走留1元balance 也拿到獎勵了吧？

--- 第 137 楼来自 momo2333 的回复 (2026-04-01 09:04:04 PDT) ---

先开saving再用的话可以同时拿到saving bonus和checking bonus吗

--- 第 138 楼来自 Turtle 的回复 (2026-04-01 09:12:58 PDT) ---

不知道。我没搞savings bonus

--- 第 139 楼来自 ZLIU222 的回复 (2026-04-02 14:29:43 PDT) ---

请问你是用的wire transfer还是直接transfer的？

--- 第 140 楼来自 daydreamer 的回复 (2026-04-02 14:33:17 PDT) ---

直接 standard transfer

--- 第 141 楼来自 Hein 的回复 (2026-04-02 14:36:43 PDT) ---

VX和checking都是前脚开马上石膏

--- 第 142 楼来自 Insomnia 的回复 (2026-04-02 16:07:25 PDT) ---

其实VX的史高也不可惜吧 史高花10k得10w分，对比普通offer花4k得7.5w分 相当于多花6k得2.5w分。也不太值？

--- 第 143 楼来自 Sugarcane3000 的回复 (2026-04-03 10:21:27 PDT) ---

这也行！？

--- 第 144 楼来自 yyy11 的回复 (2026-04-07 11:46:07 PDT) ---

BOA ach DD显示transfer， memo是p2p，这个能行吗

--- 第 145 楼来自 离别ai殇 的回复 (2026-04-08 09:23:01 PDT) ---

请问一下时间线？两次dd有间隔要求吗？第二次dd距离到账有多久呢？感谢感谢！

--- 第 146 楼来自 离别ai殇 的回复 (2026-04-08 09:23:44 PDT) ---

Fidelity CMA可以，doc上说的，我刚打完两次，还没拿到bonus btw…

--- 第 147 楼来自 Sarieri97 的回复 (2026-04-08 09:25:59 PDT) ---

Sequence 显示transfer，有点逆天

--- 第 148 楼来自 daydreamer 的回复 (2026-04-08 09:30:43 PDT) ---

无间隔要求，奖励应该是在开户75天后才会统一发，所以不用急

--- 第 149 楼来自 离别ai殇 的回复 (2026-04-08 09:34:10 PDT) ---

感谢感谢，那2个半月好久…

--- 第 150 楼来自 oxlip 的回复 (2026-04-14 16:05:29 PDT) ---

请问多久会收到奖励呀？或者满足条件有什么标志吗

--- 第 151 楼来自 SkywalkerL 的回复 (2026-04-14 16:25:01 PDT) ---

好像没有tracker，印象中以前c1挺快的，这次看上面的dp应该是开户后75天

--- 第 152 楼来自 oxlip 的回复 (2026-04-14 16:31:18 PDT) ---

多谢 那最好还是真实DD一下 免得fake不认又来不及了

--- 第 153 楼来自 Mebsuta 的回复 (2026-04-17 10:35:41 PDT) ---

直接开不了，说EWS分数太低只有660

--- 第 154 楼来自 yezhaoliangleye 的回复 (2026-04-18 09:22:30 PDT) ---

上周开完vx，今天app里加上GET400丝滑开出来了，感谢大佬分享

--- 第 155 楼来自 宇宙超级无敌大 的回复 (2026-04-18 09:53:42 PDT) ---

上次转来的收了中间行的fee快50 客服也不知道咋回事

--- 第 156 楼来自 熊猫express 的回复 (2026-04-18 11:24:04 PDT) ---

你里面type和memo都是transfer吗

--- 第 157 楼来自 daydreamer 的回复 (2026-04-18 11:34:55 PDT) ---

是的zs

--- 第 158 楼来自 熊猫express 的回复 (2026-04-18 22:11:49 PDT) ---

那我应该完成了？不知道会不会翻车呀

--- 第 159 楼来自 daydreamer 的回复 (2026-04-18 22:23:51 PDT) ---

应该没问题，doc上用chase的dp也多了，c1 fake dd很松的

--- 第 160 楼来自 熊猫express 的回复 (2026-04-18 22:24:49 PDT) ---

OK的，谢谢，等我dp

--- 第 161 楼来自 PlanetPluto 的回复 (2026-04-19 09:32:33 PDT) ---

Chase ACH push到账显示的是external transfer，翻车了吗？

--- 第 162 楼来自 zix1ao 的回复 (2026-04-19 09:56:21 PDT) ---

请问各位c1的fake dd目前有哪些确认成功的case呀？

--- 第 163 楼来自 US-INS 的回复 (2026-04-19 20:28:46 PDT) ---

同一天前后5分钟就可以开

--- 第 164 楼来自 xx12a 的回复 (2026-04-19 23:20:32 PDT) ---

破防了，24年1月关的checking，刚刚尝试开还要被弹窗，rnm的amex败坏行业风气

--- 第 165 楼来自 封城大校 的回复 (2026-04-20 07:37:21 PDT) ---

有DP说多久到账吗

--- 第 166 楼来自 zhongjerry 的回复 (2026-04-20 07:43:11 PDT) ---

xx12a: 24年1月关的checking 都忘了自己什么时候关的，有地方可以查么？

--- 第 167 楼来自 waltonwing 的回复 (2026-04-20 07:44:36 PDT) ---

我有未到的DP 2/26 2/27 FDD $501 $502 4/20 未有bonus 看DOC的DP都要兩個月以上才post。

--- 第 168 楼来自 beiwudu 的回复 (2026-04-20 11:58:35 PDT) ---

刚刚开了checking 各位潭友老哥有无 chase fake dd 成功DP？

--- 第 169 楼来自 pandaq 的回复 (2026-04-20 12:23:50 PDT) ---

这个有税表吗

--- 第 170 楼来自 Amanecer 的回复 (2026-04-20 12:34:36 PDT) ---

有的zs

--- 第 171 楼来自 pandaq 的回复 (2026-04-20 12:50:19 PDT) ---

谢谢 我平时收到misc我知道要交税 如果收到这个1099int 需要交税吗 看到了RA 是需要交税int的 。。。但是不知道会不会超过20% 那这样就感觉有点麻烦了

--- 第 172 楼来自 封城大校 的回复 (2026-04-20 13:04:42 PDT) ---

感谢感谢，这个是要待在账上那么久么？还是说完成FDD就可以转出了

--- 第 173 楼来自 xx12a 的回复 (2026-04-20 13:19:25 PDT) ---

我自己记录的，但你可以直接登录进去看，会弹窗

--- 第 174 楼来自 waltonwing 的回复 (2026-04-20 13:34:40 PDT) ---

隨時可轉走。Checking不圖你把資金放著，只希望你懶得改DD。

--- 第 175 楼来自 wwwwwwzx 的回复 (2026-04-20 13:48:57 PDT) ---

RA跟工资一个边际税率

--- 第 176 楼来自 yanzizooo 的回复 (2026-04-20 14:47:13 PDT) ---

400 没赶上，我 2 月开的今天拿到 300 奖励了

--- 第 177 楼来自 pandaq 的回复 (2026-04-20 19:28:43 PDT) ---

谢谢 明白了。

--- 第 178 楼来自 sofarsogood 的回复 (2026-04-20 19:34:17 PDT) ---

谢谢!!

--- 第 179 楼来自 Amanecer 的回复 (2026-04-21 09:30:34 PDT) ---

有用schwab fakedd成功的吗

--- 第 180 楼来自 Qaz 的回复 (2026-04-21 10:28:04 PDT) ---

好險我勤奮

--- 第 181 楼来自 waltonwing 的回复 (2026-04-21 10:28:47 PDT) ---

潭友都fake DD根本沒有這個問題

--- 第 182 楼来自 twelve12 的回复 (2026-04-22 10:41:51 PDT) ---

两周前开了saving，checking还是decline ews 609分

--- 第 183 楼来自 柳橙丁 的回复 (2026-04-23 16:09:27 PDT) ---

Fideility 转 Capital one 算Direct Deposit吗？

--- 第 184 楼来自 doudoudou 的回复 (2026-04-23 16:13:38 PDT) ---

这个可churn吗

--- 第 185 楼来自 NewComer6 的回复 (2026-04-26 12:05:44 PDT) ---

请问sofi的transfer 拿到了吗？

--- 第 186 楼来自 Apocalypsor 的回复 (2026-04-26 13:16:27 PDT) ---

有大佬试过lemfi可以dd吗

--- 第 187 楼来自 zix1ao 的回复 (2026-04-27 08:42:43 PDT) ---

我push了两笔，刚刚致电客服确认status，被告知已经完成，等着收bonus就行。第一笔c1显示transfer第二笔显示dd，看来不影响。

--- 第 188 楼来自 pandaq 的回复 (2026-04-27 10:42:42 PDT) ---

icbc US pay a bill对capital one算是dd吗，，

--- 第 190 楼来自 seww 的回复 (2026-04-27 10:56:50 PDT) ---

没看到数据。得自己当dp了 #p-8088501-capital-one-360-1Capital One 360 The following count as a direct deposit: Affinity: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1712954, Alliant (http://www.fatwallet.com/forums/finance/1346483/m18351685/#m18351685), https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-459029 , https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-476300 (didn’t work), https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1679104, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1718771, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1718771, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1720743, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1723783, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1727092, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734682, ACH (http://www.fatwallet.com/forums/finance/432086/m13120405/#m13120405) Ally: https://www.doctorofcredit.com/capital-one-200-600-money-market-bonus-requires-deposits-of-10000-100000/#comment-614690, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1148176,https://www.doctorofcredit.com/capital-one-250-checking-bonus/#comment-1411701, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672656, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1673316, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1691842, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1695774, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1697041, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702220, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1712792, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1715830, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1715830, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1723269, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734585, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1735846, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1738486, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1749274, https://www.doctorofcredit.com/targeted-chase-900-checking-savings-bonus/#comment-1750695, https://www.doctorofcredit.com/capital-one-300-1500-savings-bonus-requires-20000-100000-deposit/#comment-1835912, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1875722, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1881130, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1898398, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-1969558, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-1982982, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2040508,https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2040331, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2054423, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2054394, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2131617, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2178963, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2262120, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2285311, Ameritrade: https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1167955, Apple cash: https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2076522, Bank of America: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1697261, BECU: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1698322, BMO Harris: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734628, Cash app: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1719815, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734715, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-2149677, Charles Schwab: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-422305, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-425562, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-435375, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-435348, https://www.doctorofcredit.com/capital-one-200-checking-200-money-market-bonus/#comment-435329, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-435573,https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-443429, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-443425, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-443387, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-443372, https://www.doctorofcredit.com/chase-500-checking-savings-bonus-publicly-available-branch/#comment-443368, https://www.doctorofcredit.com/chase-500-checking-savings-bonus-publicly-available-branch/#comment-443368 , https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-450945, https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#comment-451907, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-451551, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-452859, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455478, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455461, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455375, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455575, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-456117, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455826, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-459840, https://www.reddit.com/r/churning/comments/6uh40d/bank_account_bonus_week_of_august_18_2017/dlt232f/?context=3, https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#comment-462201, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-473488, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1123626, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1142884, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1144632, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1146882, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1146869, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1146570, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1148041, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1149071, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1149041, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1170903, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1172622, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1176754, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1179439, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1179350, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1179316, https://www.doctorofcredit.com/targeted-capital-one-100-direct-deposit-bonus-for-existing-accountholders/#comment-1313839, https://www.doctorofcredit.com/capital-one-250-checking-bonus/#comment-1442701, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1671983, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672180, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672341, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672341, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1678740, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1678698, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688294, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702282, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1707865, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1710302, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1712822, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1712887, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1720715, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1728265, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1750270, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1853090, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1865153,https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1916864, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1924078, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2008760, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2087840, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2093990, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2286098, Chase: https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1149561, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1149925, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1177088, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672090, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672767, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672540, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672540, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1673956, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1678545, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688303, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688685, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1691025, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1691933, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1694951, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702180, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702289, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1709996, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1712785, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1712912, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713052, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713052, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713541, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1714093, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1716659, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1717859, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1719724, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1728957, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1728881, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1932720, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1944930, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1986619,https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-1989575, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-1994836, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2007077, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2033085, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2034356, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2051837, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2060464,https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2087139, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2141943, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2141943, CIT: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1678556 Clearview: https://www.doctorofcredit.com/ymmv-capital-one-360-200-nationwide-checking-bonus/#comment-459879 Discover: http://www.reddit.com/r/churning/comments/35z2m4/data_point_capital_one_360_400_bonus_recieved/crokst1?context=3 Cash back redemption: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-421247 (https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-437577) Savings: https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-443301, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1172368, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688830, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1710292, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1718628, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1720743, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1724657, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734803, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1738390, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1741607, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1750270, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1751302, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1856471, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1953551, e trade: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-412804, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1167599, Fidelity: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-412660 (CMA), https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-421608, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-425680, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-435452, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-435547 https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-451223 https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-451700 (CMA), https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455598, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-476300, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-1120854, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1148281, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1166305, https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1176033, https://www.doctorofcredit.com/targeted-capital-one-100-direct-deposit-bonus-for-existing-accountholders/#comment-1314172, https://www.doctorofcredit.com/capital-one-250-checking-bonus/#comment-1435905, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672043, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672264, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1673600, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1678768, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1678880, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1680049, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688482, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688406, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688833, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1690155, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1691894, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1691894, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1692467, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1693695, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702564, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1708774, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1709536, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1710340, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713033, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713013, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1721143, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1728984, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734807,https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1736796, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1741190, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1749373, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1847375, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1892133, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1899738, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1911980, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1917813, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1951159, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1962169, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-1965308, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-1994196, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2002873,https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2004433, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2020052, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2024961, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2039781, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2039743, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2040726, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2051849, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2055356, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2071222, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2128687, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2131485, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2202213, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2206485, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2212266, Fifth Third: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-444307 https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-468610, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713533, First Tennessee: https://www.doctorofcredit.com/best-bank-account-bonuses/#comment-478471 Goldman Sachs: https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#comment-408505, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-421467, https://www.reddit.com/r/churning/comments/6ofj2a/data_points_central_thread_week_of_july_20_2017/dkhpp5o/, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-443305, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1710542, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713856, Gusto: https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2024821, ING Direct/Capital One 360 (http://www.fatwallet.com/forums/finance/432086/m13418584/#m13418584) Marcus: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1672026, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1719723, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1728368, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2042247, NFCU: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1678595, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1711580, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1722988, Novo: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1692815, ONE: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734800, PayPal: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1681047, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1698357, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1761017 (business) PNC: https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-451586 https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-460292, (https://www.reddit.com/r/churning/comments/6uh40d/bank_account_bonus_week_of_august_18_2017/dlt232f/?context=3) PenFed: https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1150116, Relay: https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2059570, Robinhood: https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-460269, Santander: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1716972, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1735162, SoFi: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1670646, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1671926, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1691816, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1698376, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1698353, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702523, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713182, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1713910,https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1716782, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1719746, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1723221, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1728015, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2042089, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2053484, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2059023, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2131871, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2192986, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-2252973, Synchrony: https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#comment-1735405, TD Ameritrade: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-426155, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-435381, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1710278, T-Mobile Money: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1673894, Unify: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702609, U.S. Bank: https://www.doctorofcredit.com/capital-one-400-checking-bonus-direct-deposit-not-required/#comment-1351746, https://www.doctorofcredit.com/capital-one-250-checking-bonus/#comment-1409290, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1665370, USAA: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1716994, Wealthfront: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1709646, Wells Fargo: https://www.doctorofcredit.com/targeted-capital-one-360-200-checking-bonus/#comment-348165, https://www.doctorofcredit.com/targeted-capital-one-360-200-checking-bonus/#comment-348165 Wise: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1679443, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1700709, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1728772, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734952, Vanguard: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-425680, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-436939, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-437682, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-444024https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-451020 https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#comment-455653, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-468360, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1693817, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1752702, Venmo: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1702967, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1709914, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1719661, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1719661, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1726449, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1727996, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1734645, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1856321, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1869204, https://www.doctorofcredit.com/capital-one-250-checking-bonus-2/#comment-1869204, https://www.doctorofcredit.com/capital-one-300-checking-bonus/#comment-1980248, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-2015276, Zelle: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1688131, Venmo: https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-1691893, https://www.doctorofcredit.com/capital-one-350-checking-bonus/#comment-2100765,The following didn’t work: Ally: https://www.reddit.com/r/churning/comments/5ylhts/daily_discussion_thread_march_10_2017/der2oaa/ Chase: https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-443302 Discover: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-443331, https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-443305 https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-473488, Elements: https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-443302 Santander: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-437054 Stripe: https://www.doctorofcredit.com/targeted-capital-one-400-checking-bonus/#comment-443429 TIAA Direct: https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#comment-387927 Wells Fargo: https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#comment-387927 USAA: https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-456117, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455851, https://www.doctorofcredit.com/capital-one-300-checking-200-money-market-bonus-available-nationwide/#comment-455847

--- 第 191 楼来自 pandaq 的回复 (2026-04-27 11:01:30 PDT) ---

我去试一试 回来后报dp。。。

--- 第 192 楼来自 Amanecer 的回复 (2026-04-27 11:58:55 PDT) ---

好 那我也准备嘉信push了

--- 第 193 楼来自 pandaq 的回复 (2026-04-27 12:01:13 PDT) ---

SkywalkerL: 好像没有tracker，印象中以前c1挺快的，这次看上面的dp应该是开户后75天 没有tracker 啊 需要打电话确认一下是否有这个promo code吗 开了后什么提示都没有 。。。

--- 第 194 楼来自 SkywalkerL 的回复 (2026-04-27 15:29:30 PDT) ---

你可以问问试试，我一般都懒得打了，就开的时候截图留个底

--- 第 195 楼来自 pandaq 的回复 (2026-04-27 15:31:26 PDT) ---

嗯嗯 我也懒得电话 当时看到最下面一行写着 promo details GET400 然后就点了go to my account..应该没什么问题

--- 第 196 楼来自 SkywalkerL 的回复 (2026-04-27 15:33:23 PDT) ---

对 这样一般没啥问题

--- 第 197 楼来自 Snowerrr 的回复 (2026-04-28 05:58:48 PDT) ---

我后来还又收到一个email提醒我DD好拿到这400

--- 第 198 楼来自 Amanecer 的回复 (2026-04-28 06:37:21 PDT) ---

开完多久啊

--- 第 199 楼来自 Snowerrr 的回复 (2026-04-28 08:09:15 PDT) ---

第二天as

--- 第 200 楼来自 insane-nexus 的回复 (2026-04-30 00:38:57 PDT) ---

昨天app里都还有refer的框，刚发现找不到了 记得是一个人50，一年最多500，地主家也没余粮了？ 没事了，刚搜了下邮件发现referee只能拿300

--- 第 201 楼来自 TSING 的回复 (2026-04-30 16:06:04 PDT) ---

点链接页面里的开户同样弹出这个提示。。。 不过在账户里点开户再输入code又可以了

--- 第 202 楼来自 netll 的回复 (2026-04-30 16:21:17 PDT) ---

yanzizooo: 我 2 月开的今天拿到 300 奖励 FYI, 我也是2月开的， 拿到300以后。 去打电话找客服， 请求price match， 当场给match， 立刻就补了100.

--- 第 203 楼来自 MatchaMilk 的回复 (2026-04-30 19:52:27 PDT) ---

选了没有C1账户直接就not eligible了？这是正常的吗 /uploads/short-url/eBtpmCSqY9WeRvPloExeo5ffdGv.png?dl=1

--- 第 204 楼来自 Laurin 的回复 (2026-04-30 20:16:24 PDT) ---

先用bonus1500开saving，然后再开checking就行了。我刚开的。

--- 第 205 楼来自 seww 的回复 (2026-04-30 20:23:48 PDT) ---

这样两个奖励都能拿吧

--- 第 206 楼来自 Laurin 的回复 (2026-04-30 22:38:58 PDT) ---

应该是的吧，我开户时两个账户都有填写promo code。但是因为刚申请，要等之后拿到bonus再报准确dp。

--- 第 207 楼来自 pandaq 的回复 (2026-05-01 07:10:34 PDT) ---

/uploads/short-url/rST7f7g1Ih2MsfhfVbutDv3NnW1.jpeg?dl=1 icbc 是p2p memo 疑似翻车

--- 第 208 楼来自 seww 的回复 (2026-05-01 08:02:18 PDT) ---

最好从已知的dp，选一个银行，重新在做两笔，安全

--- 第 209 楼来自 HelloFox 的回复 (2026-05-01 12:34:53 PDT) ---

我用了，还写了“payroll”. Captial One 显示的还是 ”Transaction Type: Electronic transfer“

--- 第 210 楼来自 wwwwwwzx 的回复 (2026-05-01 12:38:30 PDT) ---

没事 全是transfer /uploads/short-url/tMRBg5q47CauvRCwRlR1U56CejM.png?dl=1

--- 第 211 楼来自 HelloFox 的回复 (2026-05-01 12:40:53 PDT) ---

哪位大佬说说到底怎么才能fake DD 成功？或者怎么知道一个transaction被算成DD呢？ 我试了： Chase personal checking → C1 显示””Transaction Type: Electronic transfer““ Fidelity CMA → C1 显示””Transaction Type: Electronic transfer““ Lemfi → C1 显示””Transaction Type: Electronic transfer““ 我已经没招了。

--- 第 212 楼来自 Apocalypsor 的回复 (2026-05-01 12:41:49 PDT) ---

我也试了，加不加payroll都是transfer，感觉问题应该不大

--- 第 213 楼来自 seww 的回复 (2026-05-04 06:16:33 PDT) ---

感谢成功上车，先开了saving。然后开checking。 全程很丝滑 /uploads/short-url/qy2lKxGUVB9eN5NR0QfXO9RVCNy.jpeg?dl=1

--- 第 214 楼来自 azurdayy 的回复 (2026-05-04 06:54:26 PDT) ---

请问大家fidelity dd后如果没收到触发400的邮件的话还能拿到吗

--- 第 215 楼来自 seww 的回复 (2026-05-04 07:01:14 PDT) ---

它家应该很松，doc里面有人显示p2p照样拿到bonus /uploads/short-url/k8sXuL6HGwDSYfGJv9MN1UvWk4u.png?dl=1

--- 第 216 楼来自 Kriszack 的回复 (2026-05-04 17:30:06 PDT) ---

应该问题不大 我真dd进来也是显示Electronic transfer

--- 第 217 楼来自 CAIGOU 的回复 (2026-05-05 12:23:00 PDT) ---

这个没有refer楼吗

--- 第 218 楼来自 walpurp 的回复 (2026-05-05 12:32:36 PDT) ---

才发现我的checking account上次拿完奖励后一直开着…现在去关了

--- 第 219 楼来自 Laurin 的回复 (2026-05-05 14:55:24 PDT) ---

refer出来的没有这个$400高，输入code拿$400。

--- 第 220 楼来自 burgessg 的回复 (2026-05-05 14:59:35 PDT) ---

DOC上面出现了一个新的400的code: FLASH400 https://www.doctorofcredit.com/capital-one-400-checking-bonus/ https://www.doctorofcredit.com/capital-one-400-checking-bonus/ Capital One is offering a $400 bonus when you open a new 360 Checking account with code FLASH400 and complete the following requirements

--- 第 221 楼来自 alister 的回复 (2026-05-06 10:04:17 PDT) ---

我也打算用Chase做fake DD，和你的显示是一样的，又用HSBC做了个测试 Chase checking到HSBC显示"ACH DEPOSIT FROM JPMORGAN CHASE-EXT TRNSFR" Morgan Stanley到HSBC显示"ACH DEPOSIT FROM MORGAN STANLEY-ACH CREDIT" 两个还是有点区别，我知道HSBC是认可Morgan Stanley的fake DD

--- 第 222 楼来自 gulululu 的回复 (2026-05-06 21:21:30 PDT) ---

所以最终成功了么

--- 第 223 楼来自 HelloFox 的回复 (2026-05-06 21:48:35 PDT) ---

没到时间呢。要到月底才知道是否能拿到bonus.

--- 第 224 楼来自 Yinnn415 的回复 (2026-05-07 11:22:51 PDT) ---

2月開 fidelity CMA push 500*2 顯示transfer 昨天300到帳

--- 第 225 楼来自 Yinnn415 的回复 (2026-05-07 11:23:35 PDT) ---

感謝dp 今天試試

--- 第 226 楼来自 benjemin 的回复 (2026-05-07 11:44:50 PDT) ---

为啥我找不到refer​

--- 第 227 楼来自 Amanecer 的回复 (2026-05-08 11:11:15 PDT) ---

两笔都是Electronic transfer 两笔只隔了一天 不知道算不算dd

--- 第 228 楼来自 MOMOMOMOMO 的回复 (2026-05-08 19:05:41 PDT) ---

+1 请问refer在哪里 app和网站好像都没找到

--- 第 229 楼来自 MOMOMOMOMO 的回复 (2026-05-08 19:13:26 PDT) ---

蹲蹲zs

--- 第 230 楼来自 MOMOMOMOMO 的回复 (2026-05-09 16:07:10 PDT) ---

请问有人遇到过这个问题吗。。。开户验证码都通过了 连external account显示这个。。。 /uploads/short-url/l3nwPTWq19No1FJCuWOpRbR5chl.jpeg?dl=1

--- 第 231 楼来自 seww 的回复 (2026-05-09 18:25:52 PDT) ---

https://www.uscardforum.com/t/topic/190321/9 跟运营商没关系。我的手机号是本人一年多的 Verizon Postpaid，Verizon 账单地址和 SSN 都跟银行里的一样，Caller ID 本人实名，也一样报错。等 31 天自己就好了。在此之前用手机 App 扫驾照验证就行，或者每次验证时打电话扫驾照 https://www.uscardforum.com/t/topic/190321/4 没有caller id 等半个月到一个月系统信任 习惯就好。它家。要等。除了开户连的那一个没问题，额外的要等

--- 第 232 楼来自 MOMOMOMOMO 的回复 (2026-05-09 19:49:45 PDT) ---

2026了竟然还有这么渣的银行是我没想到的、。、

--- 第 233 楼来自 seww 的回复 (2026-05-09 20:33:05 PDT) ---

这种我也是第一次见

--- 第 234 楼来自 PlanetPluto 的回复 (2026-05-10 17:26:31 PDT) ---

3月初开户，3月底完成两次$500 DD，现在还没收到bonus，正常吗？

--- 第 235 楼来自 seww 的回复 (2026-05-10 17:32:35 PDT) ---

75-90天之内到。快了，只要触发fdd. 比如3月1日开户，目测下周到账。

--- 第 236 楼来自 RobustRabbit 的回复 (2026-05-11 00:18:38 PDT) ---

蝶恋之诗: checking 申请难度堪比信用卡 没觉得难啊。一路点点点就开完了……

--- 第 237 楼来自 seww 的回复 (2026-05-11 05:03:07 PDT) ---

它家是不是从始至终开户都没让输入pin number,我忘记自己有没设置，有让你设置吗

--- 第 238 楼来自 oxlip 的回复 (2026-05-11 08:06:09 PDT) ---

有人遇到过他们家不能给自己的手机号发验证码吗？说不能verify，客服说新账户就会这样。。。多久能好？

--- 第 239 楼来自 蝶恋之诗 的回复 (2026-05-11 08:06:59 PDT) ---

申了四次，被 EWS 拒了四次

--- 第 240 楼来自 qsc1 的回复 (2026-05-11 08:27:48 PDT) ---

Non-resident不让网申，请问有没有坛友知道线下有没有这个offer啊

--- 第 241 楼来自 PlanetPluto 的回复 (2026-05-11 09:18:47 PDT) ---

今天bonus到账了

--- 第 242 楼来自 Amanecer 的回复 (2026-05-11 11:15:52 PDT) ---

线下cafe也是拿pad给你网申

--- 第 243 楼来自 RobustRabbit 的回复 (2026-05-11 11:54:45 PDT) ---

好像没有

--- 第 244 楼来自 seww 的回复 (2026-05-11 12:02:09 PDT) ---

我刚刚激活了debit card，在激活页面设置了pin，开了太多账户也记不得了，它家是收到卡后，在激活里设置

--- 第 245 楼来自 Qaz 的回复 (2026-05-12 08:15:41 PDT) ---

3/29 4/13真DD 501 each 還在等

--- 第 246 楼来自 TYG 的回复 (2026-05-12 08:26:39 PDT) ---

请问是怎么dd的？ chase transfer不知道行不行

--- 第 247 楼来自 seww 的回复 (2026-05-12 08:57:58 PDT) ---

doc. 里面很多人都是用Chase。先在Chase app External Accounts里添加capital one checking account,然后选择transfer， Standard Transfer push 500+到capital one。千万不要选real time

--- 第 248 楼来自 mingzl 的回复 (2026-05-12 11:39:45 PDT) ---

chase 就尝试过push一次给fidelity,结果就被fruad把账户给锁了，以后都一直从其他bank pull chase就没问题

--- 第 249 楼来自 smolder 的回复 (2026-05-12 15:32:04 PDT) ---

第78天终于拿到了，可以随时关户么

--- 第 250 楼来自 qinlinj 的回复 (2026-05-12 15:54:23 PDT) ---

chase的风控一言难尽

--- 第 251 楼来自 qinlinj 的回复 (2026-05-12 15:54:58 PDT) ---

我也遇到了, 很离谱

--- 第 252 楼来自 Charlie5686o 的回复 (2026-05-12 18:41:27 PDT) ---

昨天用了 300 的 offer 开了户，血亏 100。今天打电话给客服，客服说没法 match 400 的 offer。

--- 第 253 楼来自 pandaq 的回复 (2026-05-13 04:23:10 PDT) ---

过一个月 还没bonus通知吗

--- 第 254 楼来自 Qaz 的回复 (2026-05-13 04:27:24 PDT) ---

可能我開戶在3/20 比較晚 還沒收到通知

--- 第 255 楼来自 Dustin 的回复 (2026-05-14 06:15:30 PDT) ---

爽快给match了 +1

--- 第 256 楼来自 EarnMoreYeah 的回复 (2026-05-14 11:05:15 PDT) ---

这家75天是按照完成任务算还是开卡算啊？

--- 第 257 楼来自 seww 的回复 (2026-05-14 11:11:39 PDT) ---

开户起75天之内完成。第76-90天左右发放奖励

--- 第 258 楼来自 EarnMoreYeah 的回复 (2026-05-14 11:14:18 PDT) ---

明白了感谢！

--- 第 259 楼来自 kkrrt 的回复 (2026-05-14 11:20:20 PDT) ---

HUCA

--- 第 260 楼来自 Meihua902 的回复 (2026-05-14 21:05:52 PDT) ---

为啥我选完没有capital one online account后就提示我不eligible呢？

--- 第 261 楼来自 seww 的回复 (2026-05-14 22:27:50 PDT) ---

This offer is exclusive for existing Account Owners, Authorized Users or Account Managers of an eligible consumer Capital One product and is subject to eligibility. Customers must be currently enrolled in online banking for verification of eligibility. 那是target 用这个link. 公开的 https://www.capitalone.com/bank/flash400/ https://www.capitalone.com/bank/flash400/ Earn a $400 bonus when you open a new Capital One 360 Checking account, use promo code & complete required steps. Terms apply. Member FDIC.

--- 第 262 楼来自 CubeOvO 的回复 (2026-05-15 14:11:15 PDT) ---

打了几次都说不行呀，是不是refer开得不能改

--- 第 263 楼来自 vkane 的回复 (2026-05-15 15:19:18 PDT) ---

我打客服和我說如果是3/18後用get300開戶可以match到get400，之前的不行。 其實2月也行？

--- 第 264 楼来自 HutliKyi 的回复 (2026-05-15 15:22:13 PDT) ---

邮件上说的日期那一天就拿到了300 刚好75天

--- 第 265 楼来自 vkane 的回复 (2026-05-15 15:39:26 PDT) ---

請問你是什麼時候開戶的？

--- 第 266 楼来自 netll 的回复 (2026-05-15 16:28:07 PDT) ---

我 February 1st, 2026 开户 换一个时间， 再多打几个电话，不同客服可能不同

--- 第 267 楼来自 luxxi 的回复 (2026-05-15 18:24:53 PDT) ---

我两年前就关户了，但是邮箱的login一直在，点offer进去login之后说not eligible, only for new customer. 是需要换个邮箱和手机号才能churn吗？

--- 第 268 楼来自 Dustin 的回复 (2026-05-15 18:51:55 PDT) ---

也是二月下旬

--- 第 269 楼来自 mingzl 的回复 (2026-05-15 20:39:19 PDT) ---

2024.1.1日之后没有过账户才能有bonus

--- 第 270 楼来自 cocolili 的回复 (2026-05-15 22:19:51 PDT) ---

刚开了checking, 能申请saving 吗？算不算算不算是existing 用户了？

--- 第 271 楼来自 SmileSkyStar 的回复 (2026-05-15 23:43:50 PDT) ---

请问fdd可以current么？

--- 第 272 楼来自 fredz 的回复 (2026-05-16 09:23:11 PDT) ---

没明白你的意思。我用的是wise 直接转入C1账户就好了，什么都不用管

--- 第 273 楼来自 seww 的回复 (2026-05-16 09:27:57 PDT) ---

Fake Direct Deposit with current

--- 第 274 楼来自 SmileSkyStar 的回复 (2026-05-16 09:28:30 PDT) ---

current也是个可以做fdd的 我没有wise，我研究一下开一个，感谢！

--- 第 275 楼来自 JustNara 的回复 (2026-05-16 09:29:13 PDT) ---

用了wise 显示instant transfer 符合500 deposit么 /uploads/short-url/n8AYHXQP2kSPstNqhdVwyEtXs4E.png?dl=1 wise 显示instant

--- 第 276 楼来自 fredz 的回复 (2026-05-16 09:30:58 PDT) ---

我的是显示的这个没错，不过我是去年这个时候弄的。

--- 第 277 楼来自 kkrrt 的回复 (2026-05-16 17:19:26 PDT) ---

有可能 ref你的人可以拿奖励吧 估计这种没办法改

--- 第 278 楼来自 PlanetPluto 的回复 (2026-05-17 16:53:37 PDT) ---

同样，打了3个都说不行

--- 第 279 楼来自 canalemon 的回复 (2026-05-18 07:40:36 PDT) ---

刚开成功几天，就发信要关户了 这种情况会上报ews么？ 我要如何应对，将影响降低到最小啊

--- 第 280 楼来自 xiasun 的回复 (2026-05-18 07:57:23 PDT) ---

看时间知一切

--- 第 281 楼来自 Frank_pig 的回复 (2026-05-18 09:17:26 PDT) ---

已经过期了？点进去说this offer already expired

--- 第 282 楼来自 holinight 的回复 (2026-05-18 09:51:32 PDT) ---

的确过期了，还好上周开了

--- 第 283 楼来自 mingzl 的回复 (2026-05-18 11:32:18 PDT) ---

, 拖延症患者，早上还说晚上回家就开，本想周末开但忘了

--- 第 284 楼来自 seww 的回复 (2026-05-18 11:43:24 PDT) ---

主楼那个GET400链接试了吗。明天过期

--- 第 285 楼来自 Gemini00 的回复 (2026-05-18 12:46:50 PDT) ---

就过期了吗？我昨天晚上刚申请的 ，还好没拖延到今天

--- 第 286 楼来自 mingzl 的回复 (2026-05-18 13:02:42 PDT) ---

haha, 谢谢，确实主楼链接还行，晚上回去申，doc credit给的link过期了

--- 第 287 楼来自 一刀断水流 的回复 (2026-05-18 13:23:05 PDT) ---

謝謝提醒，拖延症今天用了get400的code。

--- 第 288 楼来自 CCH 的回复 (2026-05-18 15:49:35 PDT) ---

doc的flash400已经过期，主楼里的get400还有效，赶紧冲了

--- 第 289 楼来自 zhihensheng 的回复 (2026-05-18 19:36:09 PDT) ---

为什么点没有其他capital one account，就说"Sorry, you aren’t eligible for this offer"。

--- 第 290 楼来自 CCH 的回复 (2026-05-18 20:05:24 PDT) ---

get400必须要有existing account，所以我是先直接开了个saving，然后再开就可以了

--- 第 291 楼来自 zhihensheng 的回复 (2026-05-18 20:13:51 PDT) ---

以前有savings，但前不久关了。但log in/password都还work。选有账号后，说只给new customers。

--- 第 292 楼来自 sot 的回复 (2026-05-20 18:29:11 PDT) ---

中间行有的，只不过自家不收

--- 第 293 楼来自 Nightwisper 的回复 (2026-05-20 18:46:41 PDT) ---

血亏100刀。 现在还有400的有效链接吗？

--- 第 294 楼来自 Syana 的回复 (2026-05-20 23:31:57 PDT) ---

看起来existing account也可以用信用卡？ 我之前先开了个savor也能直接开

--- 第 295 楼来自 CCH 的回复 (2026-05-20 23:47:52 PDT) ---

是的，只要有c1的账号就行

--- 第 296 楼来自 93133795 的回复 (2026-05-21 12:58:24 PDT) ---

全部过期了？

--- 第 297 楼来自 ximizhi 的回复 (2026-05-24 10:38:47 PDT) ---

是的，已，等下一个吧

--- 第 298 楼来自 Frank_pig 的回复 (2026-05-30 10:22:47 PDT) ---

两个500dd，多久拿到sub?

--- 第 300 楼来自 wwaarrnneerr 的回复 (2026-05-30 21:48:10 PDT) ---

今天收到了Capital One的referal项目，给的link是$300的，需要的话DM吧

--- 第 301 楼来自 vkane 的回复 (2026-06-02 18:05:39 PDT) ---

大概75天，垃圾銀行

--- 第 302 楼来自 oxlip 的回复 (2026-06-03 07:44:36 PDT) ---

今天看excel才发现居然还没到账，有啥要注意的小地方吗？之前已经dd两笔了，不过现在里面只放了10块钱

--- 第 303 楼来自 vkane 的回复 (2026-06-03 08:55:22 PDT) ---

我3.16開的，打了2次電話都不給match400的。cd時間要好幾年，是除了那幾家lifttime的fintech外最久的了。怒關之

--- 第 304 楼来自 Lionel.Messi 的回复 (2026-06-03 09:07:57 PDT) ---

邮件说是到75天才check是否满足条件然后发bonus

--- 第 305 楼来自 Snowerrr 的回复 (2026-06-03 09:50:06 PDT) ---

75天是指开户的时间还是完成DD的时间

--- 第 306 楼来自 Lionel.Messi 的回复 (2026-06-03 10:14:28 PDT) ---

开户时间，相当于给你75天时间完成DD，这个时间结束后他再check。比如我3.22开户，邮件写的6.5 check是否完成

--- 第 307 楼来自 kkk15 的回复 (2026-06-04 12:48:26 PDT) ---

之前用chase fdd没有消息，今天用了真dd，会收到capital one发的邮件说dd提早到了

--- 第 308 楼来自 Charliezhang 的回复 (2026-06-04 12:53:48 PDT) ---

所以是收到dd了会有确认消息的吗？

--- 第 309 楼来自 kkk15 的回复 (2026-06-04 13:18:08 PDT) ---

对，真dd后马上收到了邮件，但是没显示direct deposit，显示这个 #p-8311200-great-news-we-were-able-to-post-your-deposit-early-1 Great news! We were able to post your deposit early.

--- 第 310 楼来自 qinlinj 的回复 (2026-06-04 17:22:37 PDT) ---

c1的dd不是查的很松吗，我fdd之后打电话问客服，给的回复也是eligible dd

--- 第 311 楼来自 kkk15 的回复 (2026-06-04 17:26:00 PDT) ---

因为它家发bonus很晚，所以用chase fdd完之后准备再真dd保险点

--- 第 312 楼来自 yfyen2023 的回复 (2026-06-09 11:45:01 PDT) ---

3/23 開戶; 6/8 收到$400 bonus DD用Fidelity & Current (payroll noted)

--- 第 313 楼来自 azurdayy 的回复 (2026-06-10 10:32:13 PDT) ---

3/30两次fidelity cma push，6/8收到bonus

--- 第 314 楼来自 EarnMoreYeah 的回复 (2026-06-10 20:34:45 PDT) ---

给个chase的dp： 3.27，4.2 dd 6.8 bonus

--- 第 315 楼来自 HelloFox 的回复 (2026-06-11 20:26:18 PDT) ---

Follow up: 3/25 opened account. 6/11 got $400 bonus.

--- 第 316 楼来自 pandaq 的回复 (2026-06-13 16:49:45 PDT) ---

有没有通知邮件说完成dd任务呢 我dd了两笔了 暂时还没有任何bonus通知邮件

--- 第 317 楼来自 HelloFox 的回复 (2026-06-13 19:34:11 PDT) ---

No, got no notification. So don’t really have a way to make sure one has really finished the DDs.

--- 第 318 楼来自 momo1234 的回复 (2026-06-13 19:51:29 PDT) ---

3/23 open 3/24 first fake dd (chase transfer) 4/23 second fake dd 6/8 bonus

--- 第 319 楼来自 pandaq 的回复 (2026-06-13 19:55:33 PDT) ---

那应该没问题 我是真实dd 谢谢回复

--- 第 320 楼来自 CuriousZ 的回复 (2026-06-21 15:15:58 PDT) ---

还没用过push，是要先 link account 再转帐吗？

--- 第 321 楼来自 azurdayy 的回复 (2026-06-21 19:03:28 PDT) ---

是的zszs

--- 第 322 楼来自 Syana 的回复 (2026-06-23 07:14:28 PDT) ---

请问chase的dd显示是什么 instant transfer吗？

--- 第 323 楼来自 momo1234 的回复 (2026-06-23 07:18:21 PDT) ---

standard

--- 第 324 楼来自 如果虾会飞 的回复 (2026-06-23 07:18:59 PDT) ---

instant transfer应该不对，你是不是选成rtp了？standard transfer应该是"Deposit from JPMorgan Chase Ext Trnsfr"

--- 第 325 楼来自 Syana 的回复 (2026-06-23 07:21:06 PDT) ---

我用wise fakedd试的 那这样不行的话我只能chase biz fake ddle

--- 第 326 楼来自 如果虾会飞 的回复 (2026-06-23 07:29:09 PDT) ---

惊，你啥时候还开了biz？普通chase就可以了吧

--- 第 327 楼来自 Syana 的回复 (2026-06-23 07:32:53 PDT) ---

chase 之前为了防止抽风杀全家把普通checking给关了 但biz fake dd好像挺万能的就还留着 你咋多了个小蛋糕

--- 第 328 楼来自 Syana 的回复 (2026-06-23 07:33:34 PDT) ---

ok 那wise应该dead了

--- 第 329 楼来自 如果虾会飞 的回复 (2026-06-23 08:20:56 PDT) ---

Syana: 你咋多了个小蛋糕 今天是我的泥潭周年日 /t/449280/3387 好耶，我就说怎么我今天也有小蛋糕 不知不觉又在泥潭过了一年 /uploads/short-url/mNxHcA2sOGsDaKbt21rNaVnP6Xh.png?dl=1

--- 第 330 楼来自 如果虾会飞 的回复 (2026-06-23 08:30:17 PDT) ---

Syana: 之前为了防止抽风杀全家把普通checking给关了 应该还有其他银行可以，doc上不少dp

--- 第 331 楼来自 PlanetPluto 的回复 (2026-06-23 15:34:06 PDT) ---

自己回复一下，收到了bonus

💳 玩卡 · 其他高楼

← 返回 💳 玩卡