Bilt付房贷DP，很痛苦
Bilt 2.0房贷支付流程及问题解决方案。
1. 关键信息
- #1 Bilt 2.0无法从mortgage发起支付，仅从Bilt发起；LoanDepot未显示到账，principal少20cents且Bilt不可修改金额。
- #2 手动移除房贷后重新添加，设置BILT卡在线支付，获取BILT routing/account number并用于房贷网站设置autopay。
2. 羊毛/优惠信息
无
3. 最新动态
无
4. 争议或不同意见
无
5. 行动建议
- 按#2指引手动配置房贷支付，优先使用BILT卡设置autopay。
--- 第 1 楼来自 bfhu 的回复 (2026-02-20 22:16:55 PST) ---
大家有用Bilt 2.0付房贷了吗？我刚试了一下。好像有点痛苦啊。根本不能从mortgage那里发起。只能从Bilt这里发起。今天说已经处理完成，confirm了。但是LoanDepot那里都没有显示收到。而且发现我的mortgage的principal有20cents。但是Bilt就向下取整了。这样还需要还20cents。在Bilt这里根本没法修改金额。
--- 第 2 楼来自 sdq 的回复 (2026-02-20 23:07:19 PST) ---
In that case, try removing the loan from your home setup. then add it back
Mortgage → select your mortgage → when you get to verify your loan number, click pay manually (bottom) → online payment portal → make sure your payment is set to BILT card.
It will give you BILT routing/account number. Use it to pay from your mortgage site and setup autopay.
节选自：
https://www.reddit.com/r/biltrewards/comments/1r4u2wk/can_someone_explain_how_mortgage_payments_work_on/