[Rumor] Wells Fargo 2/6 出新卡

DoC上面的，不知道是真的还是客服把bilt转卡搞混了，还是WF为了庆祝终于远离bilt这个吸血鬼

据说是A new card being released in February that is geared towards their Premier Checking customers.

难道是autograph beyond吗？还是新的卡？因为据说年费也是95$, 大家拭目以待WF的狂欢了

Doctor Of Credit – 15 Jan 26

[Rumor] Wells Fargo To Launch A New Card On 2/6

Reader Frank recently went into a Wells Fargo branch to apply for the 100,000 point Autograph Journey bonus. The employee stated that a new card would be launching on 2/6 and “it was the same cost but better”

应该是之前说的495年费的autograph高端卡吧？

beyond吗，好像没有说过年费吧，按照DoC上面说的

Reader Frank recently went into a Wells Fargo branch to apply for the 100,000 point Autograph Journey bonus. The employee stated that a new card would be launching on 2/6 and “it was the same cost but better”.

不过现在不确定，等等看吧，莫非现在WF要跟bilt抢生意了

【引用自 未知】:
Wells Fargo Autograph Beyond会不会快出了？ 玩卡
在这个Bilt刚刚拉了坨大的的时候
WF如果能趁机推出这张准备了多年的高端卡
再给转卡来的无年费卡一个还行的升级offer
是不是将是对Bilt的绝杀
https://www.trademarkia.com/autograph-beyond-98235849?country=us
合并一下？

不是一张卡啊

这次rumor的是wells fargo premier限定的autograph journey翻版。不是之前rumor很久的autograph beyond

我看主楼说的
【引用自 johnJ1】:
难道是autograph beyond吗？
现Journey持有者已经被搞晕了

刚开的Journey。年费还是95的话定位重复了吧

Bilt转卡过去会影响拿autograph高卡的sub吗.

更没动力转bilt了

你是不小心还是故意的

Yeah，应该类似于Chase的JPM Reserve和对应的CSR

doc上说改成 Feb 18发行新卡，金属卡，visa infinite，如果能增强旅行保险（例如新增trip delay），那就值得长持，完全可以替代csp。

出新卡了，旅行保险增强了很多，感觉可以长持了！

reddit上看到的：

The Premier/Private Bank Visa Infinite versions offer $120 Trusted Traveler Program reimbursement as well as Trip Delay protection, Extended Warranty protection, and purchase security/protection, which the standard Autograph Journey does not. Also, Visa Infinite cards cover auto rentals in US up to 31 days vs. 15 days of Journey Visa Signature. Apart from the benefits listed in the guide to benefits, there are also additional Visa Infinite vs. Visa Signature benefits like Troon, Sofar Sounds, etc.

年费感觉是不是也要随之水涨船高

其他benefits呢

为啥看WF的cc设计，完全没有申请的欲望，可能不在我的审美点上

官网还没有看到新卡

年费不变，95刀，报销50航空。

【引用自 abcdmexico】:
出新卡了
你找到链接了吗？官网没有啊

如果有premier checking账户，登陆就可以看到，已经可以申请了。

返点结构和sub如何呢

【引用自 abcdmexico】:
primer checking账户，登陆就可以看到
需要premier checking

金属卡，返点跟老autograph journey一样。

sub，消费4000，给10万积分。

911771439540_.pic960×2079 191 KB

我觉得Autograph 挺好看的

太有意思了，为什么推出一个一模一样的新卡

以前有journey 的人可以申嘛？我的app里没有link

并不一样，之前保险不行，现在各种保险都给足了。

这个新卡，必须premier checking客户才能申请。

这要是从premier降下来，这卡不会到时候给关了吧

蹲一个autograph升级

他家car rental好像是secondary？

我是premier哈

benefits重大升级

Primary 租车保险
延长质保
purchase 保险
Trip interruption and cancellation 包括延误之类非医疗原因

Trip delay
Luggage related

【引用自 albert1999】:
benefits重大升级
Primary 租车保险
延长质保
purchase 保险
Trip interruption and cancellation 包括延误之类非医疗原因
Trip delay
Luggage related
重大升级了

这是个好问题，估计不会关，过两天消息多了应该就明确了

【引用自 albert1999】:
Primary 租车保险
有Primary 租车保险吗？找了半天没看到。如果有的话觉得可以长持。

还是没看懂 这是新卡还是就是autograph journey福利升级？

我是premier 也已经有autograph journey 登陆以后并没有看到有新卡可申

新卡取代原来的Autograph Journey吗？

已有Journey ，还能申这个Premier 吗？

这是新卡，必须要有premier checking才能申请。

旧的journey卡，仍然继续存在，任何人都可以申请。

Primary险的话，感觉CSP、栗子这些都不香了。

才看到，如果必须得premier的话那还是算了。

如果premier没连接，可以在app里面下面的bar里点explore，然后进去之后点credit card 就有了。

我去 那可以阿 我的autograph journey就是花$4k给100k 现在能再来一次的话赚翻了

发个图吧 长这样

IMG_73071206×2622 264 KB

Open an account > Credit Cards，就能看到。叫做Premier Autograph

不知能否和Journey双吃。

journey开卡都还没做完 蹲一个双吃DP

WF有6个月的冷静期

所以大家都是有$250k的么？

看了眼premier checking ，saving利率很低啊。就是薅个premier开户走人么

WF bilt转成的autograph卡收不到，加了apple pay想用就被风控然后decline

什么垃圾银行，都想直接关卡了

这正好赶上有个2500块的checking promo…

doc上说是可以，但他家下卡没啥规律似乎

放长持股票

用WellsTrade

【引用自 johnJ1】:
WF bilt转成的autograph卡收不到，加了apple pay想用就被风控然后decline
收不到是啥意思？

就是收不到新卡, 同一个地址的其他人已经收到了

冷静期还好？AI 说四年一次，不知是同一张卡，还是同一系列？

48 个月限制： 根据目前的条款，如果你目前持有该产品，或者在过去 48 个月内 曾开立过同一款产品并获得过开卡礼（即使现在已销户），你通常无法再次获得该产品的开卡奖励。

4年一次是同一张卡。6个月是你之前开过其他WF个人卡，需要6个月之后才能开新卡。

【引用自 AutographX】:
6个月是你之前开过其他WF个人卡，需要6个月之后才能开新卡。
看来吃不到。半年后够呛还有十万。

难道DD能绕开这限制？我很确定我拿到premier之后同一天DD了100k/$4k的autograph journey和$500/$500的active cash

我就申请了active cash，后悔中

开卡以后，如果关了Premier checking，卡还能保持吗?

ritz 不香了啊?…还我2年青春

那现在只差250了，新年立下新目标！

【引用自 abcdmexico】:
报销50航空
可以西南吗

同蹲一个双吃DP

我没测试过，但似乎只有amex搞claw back，我没听说其他银行搞claw back这招，印象中其他银行都是直接关卡

能不能直接讓我繳房貸

这卡好好看。黑金配色太棒了。但是吃不到2k5的premier checking又打消了开卡的念头

有点心动，但是刚开了花1k给500的autograph，要等半年了

我已经从premier掉下来了但是还是看到了这个offer，申请了之后现在还在pending

楼里一堆250k存款的大佬，羡慕死了

官网找不到，手机APP能看见，看了下细则，没啥申请的动力，感觉适合已经持有Journey的人，相同的年费，提供更好的保障。

这卡福利整理下我用得上的

延保一年，不如AMEX、CITI
手机$1000/$25ded算是亮点
TTP $120用不出去，手头至少有3张卡都有
Trip Delay是6小时开始，$300, Maximum $1800
eSIM 365天一次（connect卡15天一次无限续杯？）
缺PPS
缺紧急医疗保险

【引用自 ctest】:
缺PPS
这个确实是硬伤

非绿卡好像不能开 wells trade？

想问问有链接的人这个卡有churn的条款吗

Wells Fargo Premier Autograph Visa Infinite®

Offers may vary

Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now to take advantage of this offer.

Refer to the Wells Fargo Premier Autograph Visa Infinite® Credit Card Account Agreement and the Wells Fargo Premier Autograph Visa Infinite® Guide to Benefits to learn more.

This offer is not a guarantee of credit. Credit card is subject to credit qualification.

You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 6 months.

You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.

Intro offer

To qualify for the 100,000 bonus rewards points, a total of at least $4,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. “Purchases” that do not apply to this offer and do not earn rewards points include: cash advances and equivalents of any kind (such as ATM transactions, cash advances (including overdraft protection advance), traveler’s checks, money orders, pre-paid gift cards, peer-to-peer payments, and wire transfers); balance transfers including the use of SUPERCHECKS; disputes, illegal actions, and violations (such as disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (such as late fees, returned payment fees, monthly or annual fees); gambling transactions of any kind (such as bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Premier Autograph Visa Infinite Card Addendum for more information about the rewards program.

This offer is available for customers with a qualifying Wells Fargo Premier Checking account that is open and in good standing.

Rewards

Five rewards points (1 base point plus 4 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at Hotels: with retailers whose merchant category code is classified as hotel/motel. Airlines: 4 points (1 base point plus 3 bonus points) for every $1 spent on net purchases made with retailers whose merchant category code is classified as airlines and air carriers. Restaurants: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: eating places and restaurants, drinking places, fast food restaurants, and caterers. Other Travel: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash advances and cash equivalents of any kind do not earn points. For a detailed list of cash advance and cash equivalent exclusions and merchant examples that may not be billed under the merchant category codes listed above, refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Premier Autograph Visa Infinite® Card Addendum.

请问这卡（或者类似卡）第二年可以转卡吗？不能的话，感觉有点伤。。。

【引用自 ctest】:
缺PPS
有哪张100年费的送PPS的吗

看起来是四年一churn

@jifajizhong 来活了。

除了Altitude Connect，好像都无

所以这卡还是不能直接替换Ritz，等效$150年费

上周去弄了个premier checking, 当场申请了这张，pending. 周一通过了，地板额度，，

就批了5000，亏它还是Visa Infinite

infinite不是硬性10k地板吗

话说大家那种转来的autograph可以用吗？我加了apple pay根本用不了，打电话过去也不行

只能关卡了

image1920×2560 880 KB简陋包装，实体卡看起来还挺好

不造呀，没想到批这么低

可以用啊。你激活了吗？

虽然我也就每个月刷个2刀凑small balance waiver

激活了，电话打了两小时，fraud/digital wallet department都说没问题，还硬跟我说是merchant的问题

可是我所有的merchant都不行啊，后来气的直接关卡，辣鸡银行

不知道是不是新卡用apple pay+国外的原因，不过不管了，辣鸡卡客服还嚣张，以后WF就薅了关，连choice卡都不想要了

premium checking如果关了 这卡怎么办呢 没看见DP

自问自答：问了 banker 说看term只管开卡是premium checking 没说关了以后怎么办，估计是保持

但是不知道是不是上树回答

之前banker也这样说的似乎

请问申请后降级最后拿到sub了吗

DP: 9/24， 之前没有WF cc，上周末申请，直接被拒。可是周一先收到application pending的Email，过了几个小时收到approval的Email。申请前几天刚从everyday升级premier，转了10k进去。 另外WF开卡是不是不能买GC? 前几天通过Doordash买了best buy GC直接post as Doordash GC, 这笔交易没有收到reward，开卡的tracker看也没算spending。

我申卡的时候都已经不是premier了但还是批了

现在tracker好像没了。。 前几天还在的

刚看了一下，我的tracker还在

Journey那张卡好像只有6万了，只有infinite 那个是10w

贡献一个DP：10月份申了Journey，4/18号申了这个infinite，秒批，CL照例给得很大方。

确实 P2直接给了100k 我震惊