泥潭日报 uscardforum · 内容汇总

因Amex拉闸而不得不进入养生模式,玩卡两年,无卡可开

内容摘要

因Amex新卡受限转向商卡商白与跨行策略。

1. 关键信息

  • New Accounts: 7/6, 10/12, 15/24 (#9).
  • HP (EX): 1/6, 2/12 (#9).
  • Amex: 4个Plat/1Gold; no NLL/Link; Slot full (#1).
  • BoA: PRE Recon 8x拒; 11/12 blocks (#1, #14).
  • US Bank: suspected 0/12 for Biz (#29).
  • Amex Cardless Qatar Infinity拒因 "recent open too many" (#37).
  • Refer: Amex/Ink LL active; Amex card refer disabled (#23, #40).

2. 羊毛/优惠信息

无。

3. 最近动态

  • 12/29 Qatar Infinity拒 (#37).
  • Recon ineffective for PRE (#19).
  • BoA/Chase/US Bank tightening (#20, #26, #29).

4. 争议或不同意见

  • P2 vs organic (#4, #5, #6).
  • ROI focus: Ink/Chase United Biz vs Amex MR (#22, #23).

5. 行动建议

  • Shift to 商白/商金; target 4/24 (#2, #3).
  • Try US Bank Biz Checking for SUB (#30).