Chase Sapphire Reserve Personal/Biz 申请结果 DP 贴

请大家发DP的时候follow the below format:

personal or biz?
approved or rejected or pop-up window?
How much Credit Line?
bonus offered? Yes or No
what was the sign up bonus?
x/24 status?
had csp before? how long ago did you get the sign up bonus?
had csr before? how long ago did you get the sign up bonus?
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?

第一个DP 来了
【引用自 未知】:
Chase Sapphire Reserve Personal/Biz 申请结果 DP 贴 信用卡
personal or biz? personal
approved or rejected or pop-up window? rejected
How much Credit Line? NA
x/24 status? 8/24
had csp before? how long ago did you get the sign up bonus? Yes, 2021
had csr befo…
【引用自 未知】:
Chase Sapphire Reserve Personal/Biz 申请结果 DP 贴 信用卡
personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 29k
bonus offered? yes
what was the sign up bonus? 100k + $500
x/24 status? 4/24
had csp before? how lo…

前排关注

personal or biz? personal
approved or rejected or pop-up window? rejected
How much Credit Line? NA
x/24 status? 8/24
had csp before? how long ago did you get the sign up bonus? Yes, 2021
had csr before? how long ago did you get the sign up bonus? No

新版csr，public链接，424，秒过，cl22000

以前都没拿过CSP和CSR奖励？

都没有…

报个DP：申CSR被弹窗，没有SUB，accept了然后approve，CL还挺高。超过5/24，一年半前被杀全家

看来真的没有5/24了

【引用自 gb9jd】:
一年半前被杀全家
？？？难道是新卡feature还能破小黑屋？？？

新系统bug一堆估计是

不是bug, 应该是新规则

可能不给SUB，Chase也不care了吧。希望不会再被杀

新的规则肯定是重新写过系统的，说不定就此破小黑屋，祝好运

13/24, 17号csp升级csr，然后刚才冲了csr biz 喜提7-10，没弹窗

recon看看呢

被拒了，第一个原因是524，第二个原因是是insufficient business deposit relationship with us 等明天看一下信

6/24
【引用自 Bronya】:
然后刚才冲了csr biz 喜提7-10，没弹窗
(虽然5/24从来不影响chase biz card）

dp: 当年第一批CSR用户，之后只申请过CSP。今早再申请，没有弹窗喜提7-10，打8882702127reconsider line，确认一些个人信息（邮箱，ssn，住址）后批卡22k credit。说是eligible for SUB。

请问是现在手上没有持有csr csp/过了48个月申请的吗

是的 zszs

现有csp，同时有4张ink，申了csr biz，4/24，秒批30k额度。p2昨天手贱申请了cic提额，一共有3张ink，今天同样申了csr biz没有秒批，但是也没有秒拒，等几天看看吧，希望能自动批。前几个月申ink和ua biz都是秒拒的，感觉是因为ink持有太多了。这次csr biz感觉还是要宽松点，应该是因为chase还是想promote新产品的。

感谢dp

升级c s p有offer吗

你biz income填了多少啊。是legit biz么

我3月申请UA biz的时候也是被拒。这次CSR biz又有点手痒了

【引用自 derrick】:
dp: 当年第一批CSR用户，之后只申请过CSP。今早再申请，没有弹窗喜提7-10，打8882702127reconsider line，确认一些个人信息（邮箱，ssn，住址）后批卡22k credit。说是eligible for SUB。
请问，你CSP是什么时候关掉的？ 另外，最近2年，你还开过几张chase的卡？ 谢谢。

我手痒申了，7张ink，2/24，csr biz没有秒拒，但是打过去reconsider还是喜提经典原因。她还特别强调其中有四张ink是最近两年批的，因此这个她一点办法没有。其实最近一张也是16个月以前批的，自那以后什么chase都申不下。

CSP大约24个月前关的，最近没有什么chase开卡。其他银行开卡较多。

喜提7-10，我打电话只是告诉我需要manual review，要等， 不肯当场给我结果。

我账户里面还有CIP的“you already approved"

有没有被问到之前申请过CSR吗？不是说之前拿过奖励的不qualify吗。

好像ink太多Chase就是会变得很抠

用的是老的ssn和电话 email？

是啊。难道ssn还能改的吗？

没问。我感觉老csr和新csr是不同产品。我老csr很久很久之前就cancel了，但是卡还是停留在账户里，那个卡片是老版本到今天也没更新。我今天批的新csr就是新卡面。

这也太严格了吧，16个月之前最后一张chase biz还不批？

报个很诡异的DP：

N/24 (N>10) , 上一张CSP奖励 <48， 想看看弹窗长啥样，点进去看到告知我没有SUB，但是没有“no credit impact”这一行。当时就觉得不妙，打开邮箱果然有一个HP （我怎么就管不住我这手.jpg）

然后觉得反正524也过不了，取消申请

然后今早告诉我approve了，出现在account里

完全没懂，但既然拿到了就想想怎么薅一年吧

申了csr biz喜提 7-10 估计是秒拒了 持有太多ink了

我靠什么意思，就是既破了524又破了48个月？你可能触发了类似后退大法的bug，好好想想可以冲钛

(然后带着潭友一起杀全家？

这么一说还有点心动呢

首先需要确定你得到的这张卡有没有SUB…

应该是没有，所以只是开个玩笑

不过两个疑点：

弹窗似乎只是不给SUB，524依然可破；
为啥我点了withdraw依然给我approve了卡啊？

问问弹窗没有sub是在哪一步发生的呀

交完申请就跳转到一个页面，告知没有SUB，给两个选项：

继续申请；
withdraw申请

交完pull完再弹太坑爹了吧

更坑爹的不是withdraw了还给下卡了吗

都坑 都坑

你有几张ink？

p2 dp：

最早一批CSR (2016?)，一年后降了级

2/24

2021拿过csp 开卡，还没到48个月 （可能差几天）

想着试试看就申请了，没有弹窗直接7-10天。打了电话挪了点额度过了。app里现在看不到bonus tracker。不知道最后能不能拿到sub

刚打recon

说我的application还在being reviewed

不给decision

有人也是这样的吗

不对啊，我网页上写的

We’re unable to approve your application. You’ll receive a letter with more information about our decision within 7 to 10 days.

We’re unable to approve your application. You’ll receive a letter with more information about our decision within 7 to 10 days.

直接被拒

怎麼沒有給我彈窗？

白白吃了一個hp

请问你打的哪个电话呀？

大佬是CSP 47个月申CSR被弹窗吗？以前有过CSR吗？

我没被拒，但是一样叫我等，不给decision，感觉是没转到正确的部门。

我跟你也是一樣的情況

你有彈窗嗎

【引用自 fanton】:
Chase Recon经验贴（究竟啥才算真recon）
877-260-0087

你这么一问好像还真没有过

我自己好像只申过几次CSP

没有啊

直接unable to approve

应该是因为开了好多白金副卡

那一樣 真奇怪

應該要被彈的啊 沒事吃一個hp真不爽

DP: 5/24, 申請了兩個都7-10 days…沒彈窗直接hp

CSR Biz , United Quest 黑車

你打电话没

第一层客服跟我说没decline，系统显示还在review，要一两周才出结果。现在这个阶段没人能manually做任何事情

還沒 晚點打看看

一会开完会再打一个看看

我也是怕这个就赶紧申了

看起來是因為5/24 哈哈

結果這個破不了5/24

也沒有不拿sub只拿卡的選項

直接被拒没收到HP

一个dp：

4/24，

2016年开的100k首发CSR，

上一次拿CSP奖励是21年8月的100k（还没到24个月）

申请没有弹窗，显示pending，电话说7-10days，客服说后台extra review现在没有结果，让我等星期五再问问。

打电话了？

被拒了？

有没有更详细的timeline, 测试工程师已经开始流口水了

同。不知道为什么，很奇怪。打电话后台说还在review但是网页是拒的。今天早上刚把CSP降级成flex，没开过CSR但是之前升级拥有过。CSP bonus还有4个月到48月。

我是没有HP直接被拒。我信用分800+，2/24，而且这两张都开了20个月了。

對 too many account open

那我再打一个，说不定有结果了

我打进去系统语音就说还在review，你咋拒的这么快

我说能转lending dept吗，她说她with lending verification team

请问你是怎么回事？网页有被拒吗？

网页是这个
【引用自 Dragonite】:
We’re unable to approve your application. You’ll receive a letter with more information about our decision within 7 to 10 days.
打电话系统语音提示是这个

We are currently reviewing your application, and you will be notified in writing of our decision in 7-10 business days.

@Dragonite 你是这个不

我网页显示reviewing，还要7-10天，电话也一样…

4/24刚申csr biz悲剧，recon谈心30分钟后挪了cl批了，感觉chase现在批biz卡好严格

Dp： 家人1上车csr个人卡，2/24，23年mdd过csp，csr,现已关卡。无弹窗，有电话来说是fraud dep需要核实身份，打电话过去review了一会儿就过了

Dp2：家人2上车csr个人卡，5/24，csr算第六张，第五张是amex白金个人卡，6月初申请可能还没上信报，22年底mdd过csp，csr, 现已关卡。无弹窗，直接过了

我是系統拒 我按0 轉真人

人跟我說too many accounts.

那我和你是一样的 电话叫我等一两天再打看看update

你现在有csp么

周五晚上CSP升的CSR，今天刚寄出了，能拿到新的卡面吗

我csp不到48，n/24 感觉没戏就没打电话 结果连hp都没有

我和你也一样 没被hp 当天降级csp。怀疑是系统里还有csp所以过不了

没有 22年就降了

【引用自 StartupFounder】:
怀疑是系统里还有csp所以过不了
我csp几年前就降了

+1一样 让我过两天打电话

给个DP

21年申了CSP，后来转成CSR了，上个月关了

刚申请新CSR，没弹窗，但没秒批显示We need to review your application, 过了一阵Chase电话打过来，提供了一些个人信息，就批了

竟然是chase给你打的电话

我正跟Chase打着电话，然后看到一个电话打了进来，搜了一下是Chase，因为听过类似的DP就接了

【引用自 Matt】:
网页显示reviewing，还要7-10天
网页显示reviewing，还要7-10天

能过吗？

DP: 5/24, 申請了兩個都7-10 days…沒彈窗直接hp

chase不pull你怎么知道你524

xd

没弹窗，直接hp…这不是pull了吗bro

我可能表达不太清楚，我的意思大概是按常理你不可能指望chase因为发现你524而不pull

哦哦，我理解弹窗先检查能不能拿sub，然后pull检查有没有5/24，弹窗先行

不知道啊 不过拉倒

应该是弹窗先行，但是如果没有弹窗就会自动下一步

因此524还是需要手动检查

是的，我就是这个意思，先检测弹窗，如果过了再检查5/24

7月过5/24。刚刚试了下，秒拒无弹窗

拷打20分钟，问公司做什么的，我做什么的，做了几年了，之类的，很细节，然后问介不介意挪额度开卡，我说可以，然后她noted了说还要发别的部门审核，让我明天再打。

What? How

没弹窗喜提7-10天，打recon说给不了结果。开了个Coupon book还要被赖半年的节奏，垃圾chase！

一样

第一次办chase没有马上出结果的

和问我的一样，还问了对business revenue的projection，挪了额度后给我批了

Btw批了之后特意说了句看到我每月有direct deposit到Chase很感谢我

请问申的时候有几张ink

csr biz秒批，手上有csr personal准备降级，刚报完第二个$300，大概2/24，最近都在开biz没开个人，给了12000的额度，说5-7天寄到

只有三张

这种情况能拿到sub吗

biz跟personal又没关系，现在没弹窗就都有sub

冲了CSR Biz没批，recon后说further review，刚才收到信：

Lack of comparable credit lines on bankcard trades

New Chase business card recently opened

感觉无解了…确实这个月刚开cic

5/24刚冲biz csr让等5-7天，明天recon看看

起床打开chase app一看，卡已经出现了

IMG_37481290×2796 128 KB

报个dp，我感觉软性的5/24仍然存在，就是给你批卡但不给sub。今天看到有截图说不给bonus不影响信用分就试了一下，页面还是提示开卡过多，并且贡献了一个hp 不建议还在524内的朋友尝试申请 （我没有过csp/csr）

IMG_46881320×1385 165 KB

IMG_46891320×531 60.4 KB

【引用自 DG10B】:
不给bonus不影响信用分
和
【引用自 DG10B】:
贡献了一个hp
矛盾吧？

22年年底申请csr 23年2月拿到开卡奖励 24年降级cfu 没有申请过csp 最近两年申请了两张卡 最近一年没有hp

没忍住，4/24，下手了，过了27k CL

2022年4月下过的CSP，不知道什么时候拿的 bonus，2023年5月降级为CF

DP: 自己刚上车上个月的CSP10万，帮lp申请了这张秒过。lp是23年开卡了CSP，然后去年不想交年费就关卡了。 希望能拿到开卡奖励。

又打了两通电话转lending部门，第三个客服终于把卡给批了……前两个人可能都是大忽悠

发下dp啊
【引用自 divinebaboon】:
personal or biz?
approved or rejected or pop-up window?
How much Credit Line?
bonus offered? Yes or No
what was the sign up bonus?
x/24 status?
had csp before? how long ago did you get the sign up bonus?
had csr before? how long ago did you get the sign up bonus?
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?

450刀的等效年费，减去存疑的500刀edit collection..换20K的UR，应该还是非常值得吧？

【引用自 DG10B】:
我感觉软性的5/24仍然存在，就是给你批卡但不给sub。
不给bonus还收795年费还不给批卡的逻辑在哪里？对于持卡者来说，就是跳过了year 1直接year 2，等效于默认renew。chase应该制定好了terms并且算好了csr年费，平均来算chase应该不亏钱的。

你比較好 可以拿卡

我也想拿卡不要bonus

chase不給 直接reject了

有问客服卡有open bonus吗

LOL/24 申csr biz，喜提7-10

DP：

有biz账户申请csr biz直接approve

3/24 没有ink 上次拿csp开卡奖是21年6月（刚好48个月）

本来在等ink石膏 这下直接csr了

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 29k
bonus offered? yes
what was the sign up bonus? 100k + $500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? yes, Jun 2021
had csr before? how long ago did you get the sign up bonus? yes, Dec 2016

先占个四楼吧

一个dp：

4/24，

2016年开的100k首发CSR，（拿到改版550年费时候降级，忘记啥时候了）

上一次拿CSP奖励是21年8月的100k（还没到24个月）（22年降级）

申请没有弹窗，显示pending，电话说7-10days，客服说后台extra review现在没有结果，让我等星期五再问问。

黄金时代过去了，chase变坏了

一个小dp，持有csp且bonus时间至今大概24个月，申请csr秒拒且hp

和层主情况基本一致

CSP是23年拿的开卡，今年降级的

申请无弹窗，显示

We’re unable to approve your application. You’ll receive a letter with more information about our decision within 7 to 10 days.

电话客服说要继续review，目前没结果，不想等letter的话可以48-72小时后再打电话问。

这么多年第一次碰到这种情况，我感觉是背后的一段代码没写好 得人工verify，怕是当年拿过csr这个事情

一个dp:

4/24, 2016年开过CSR, 2021年开过CSP, 今年3月份关了手上的CSP

06/23 早上网申CSR 弹窗说最近开了太多卡(清楚记得过去两年只开了4张信用卡), 选了不继续开卡但是还是给了hard pull 说7-10天有消息

头铁于是打了后门电话转了manager, 还没说啥manager就说给他几分钟时间, 等了一会儿然后告诉我approved, 和我说了credit limit. (此时过于懵逼竟然忘了confirm sign up bonus)

中午的时候发了secure message 问sign up bonus 多少, 收到回复offer. 过了一段时间再打了后门电话confirm sign-up bonus, manager confirm说有3个月花$5000给$500 travel credit 但是没有100K点数。一怒之下就把刚申的CSR关了, 并且顺便关了另外两张卡(表达愤怒).

猜想如果弹窗 就算reconsider成功也没有点数 ($500 travel credit可能有/我的case)

看来他们目前的弹窗有bug，没法撤销申请

【引用自 Cathay_Pacific】:
一怒之下就把刚申的CSR关了, 并且顺便关了另外两张卡(表达愤怒).
急了点，也有可能拿到手上后，被 cronjob 给加上 sub，就像那些 NLL 的 Amex 卡一样；总之，不用急这一天跟听 cs 乱扯的

这个意思不是拒了吗…我以为是秒拒，然后转头就去申了ua quest然后提示in review会给我decision as soon as possible…但目前我4/24，不会这俩后面都给我批卡了吧

我也觉得是拒了，但是no harm to call

而且我这次申请没有hardpull，不知道你有没有？感觉像是软件层面写了个逻辑直接拒，都不用hardpull信用报告了

Chase Credit Journey显示pull了

凌晨我分享的…遇到没sub的情况下不该冲

有什么道理冲吗？

【引用自 privater】:
急了点，也有可能拿到手上后
还来得及reinstate应该

6/23 dp

没开过csr，有csp，网申弹窗提示曾经拿过csr开卡或者正持有sapphire系列的卡。选择取消申请，credit inquiry

打电话pc，降级成freedom unlimited，再次网申，无弹窗直接拒。

再打电话，客服说因为我今天早些时候申请过然后取消了，所以第二次网申的时候系统判定duplicate申请直接拒了，credit inquiry。客服说因为今天刚pc，系统资料还没全更新同步，让等7天再网申。

马里奥倒是不知道，我的csr感觉是持有csp且开卡时间不够久直接不用pull report就拒了

我也很迷惑，明明说unable to approve，然后打电话客服说还是pending，要review

等等吧，有时候第二天早上就自动approve了

噢这么说来我的马里奥也是，开过大聪明

这种情况分两种，一种是pull的，一种是没pull的，我是后者，目前看来两种都有不少人，但是背后肯定是不一样的情况。等一两天我们也许就知道原因了

我的过了 一早起来发现在app了 还搭配特效

IMG_37481290×2796 128 KB

Chase真的有大病，弹窗了还HP，隔壁Amex好歹在HP之前就弹让人可以全身而退，Chase就属于没有Amex的水平又要抄Amex的作业。

秒过。没弹窗，有hp.

不在524.

23年8月拿过csp sub. 24年降级为cf.

打客服说有sub，今天我再打过去问问

请问秒过后可以知道卡号或者添加到Apple Pay不用等到邮寄卡直接开始消费吗？

可以马上添加apple pay但不给卡号

可以加google pay, 能消费。apple pay不清楚。

卡号只有后4位，刚打客服要求加急寄送。

apple pay可以加，直接打开chase app按进新卡直接出来个欢迎界面，第四步就是加apple pay

你这个没拿到100K 是不是因为你2016有过CSR了，只要之前拿过CSR奖励以后都不可以了。如果你之前没开过CSR， CSP3月份关了，是不是就能拿到100K

持有CSP试了一下，喜提弹窗

image2880×1624 232 KB

提供一个dp：

2016/12 CSR 拿过100k

2021/11 CSP 拿过100k，后面搞过升降级，去年被客服不小心给误关了

2025/6/24 申了新版CSR，没有秒过。打电话recon过了，客服说他可以看到$500的travel credit offer，但是没法看到100k的offer，让我拿到卡以后再确认。

请问现在是还持有csr吗

DP来啦！recon已过，申请expedite shipping,含泪5/24毕业,茶色给的实在太多。从无csp、从无csr，有biz，4/24申请，无弹窗,有SUB，HP和7-10的邮件同时收到的，弹窗原理大概率还是看有没有同类和5/24，弹窗感觉是chase内部系统的sp，后续的人工review还是和以前一样流程，recon也是常规套路。

sub一样的情况，说只能看见$500的部分，分的部分看不见；然后客服问我是收到target offer吗，我说这是你们网上public的，他去看了一下和我说他确认这个offer valid，让我先花钱，如果之后没拿到分让我refer今天这个call，他做了note。我也开了录音，应该赖不掉。

没必要这样去问客服，直接申卡后第二天看app上面有没有bonus tracker. 给你做了什么note反而会让你被标记和引起客服注意

在都在了也没所谓了

反正我一切都符合规定，也不怕他们赖账

感觉很有可能

今早打了电话 客服输入信息后试了下说系统提示没法reinstate了

感觉CSR改版后系统变得不一样了

怎么知道有没有sub？

3/24，CSP是2023年5月开的，没开过CSR，前天脑子不清楚在持有CSP的情况下直接申了新CSR，没弹窗，直接被拒，但没HP，不知道chase系统怎么回事（估计后台是弹窗但UI出了bug）。昨天下午downgrade了CSP，准备过几天打电话问recon，不行的话再申一次。

recon的时候顺便问客服

personal or biz? biz
approved or rejected or pop-up window? pending, 7-10 days
How much Credit Line? NA
x/24 status? lol/24
had csp before? how long ago did you get the sign up bonus? Yes, 2023
had csr before? how long ago did you get the sign up bonus? No

以及5月份才被chase关了所有cc 手贱又随便送一个hp 居然没有秒拒我

问了，那个客服墨迹，正好我也有事就挂了。没弹窗的应该都能拿到开卡奖励吧

【引用自 熊猫express】:
顺便问客服
我白天打电话让客服expedite deliver，顺便问客服sub。客服说sub还没有显示，需要等24小时才能看到。

**personal or biz? Biz
**approved
**How much Credit Line? 44000
bonus offered? Yes or No
**what was the sign up bonus? 100k ur
**x/24 status? 4/24
**had CSP since 3 month ago .
**if biz, how many chase biz cards do you currently hold? 6 biz card
if biz, when was the last time you applied and got approved for a chase biz card? 5 month ago

这些coupon在加拿大也能用上吗？我下个月出524也在想要不要冲

不知道啊

Edit collection估计是定了退吧

月底去佛州玩，6月7月的应该可以用掉（如果卡送的到的话），后面的回来再报DP吧

来一个新鲜的DP

personal or biz? BIZ
approved or rejected or pop-up window? Pending 7-10 days 06/23, approved 06/24 没有recon
How much Credit Line? $10000
bonus offered? Yes
what was the sign up bonus? 200k UR
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus? Yes, 2015
had csr before? how long ago did you get the sign up bonus? Yes, 2016
if biz, how many chase biz cards do you currently hold? 1
if biz, when was the last time you applied and got approved for a chase biz card? 10/2024

看其他DP 不一定

哥，牛逼啊，你公司收入写多少？是sole proprietorship吗？

personal or biz? personal
approved or rejected or pop-up window? instant approve
How much Credit Line? $10000
bonus offered? Yes
what was the sign up bonus? 100k UR
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus? Yes, 2021 July
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? N/A
if biz, when was the last time you applied and got approved for a chase biz card? 06/2025

想问下是现在还持有csp吗

同样情况。你再申了吗？

目前有几张chase biz卡？

biz的开卡是200k吧

你好，请问你现在申请CSR的时候，还持有CSP吗。谢谢

你好，请问你现在开CSR的时候还持有CSP吗？谢谢

【引用自 Chromafin】:
2021拿过csp 开卡，还没到48个月 （可能差几天）
请问开卡的时候还持有CSP吗，谢谢

personal or biz?

personal

approved or rejected or pop-up window?

approved

网页显示unable to approve，打电话系统提示currently reviewing your application。最后打recon大概hold了20多分钟approved

How much Credit Line?

10k

申之前降了1W6额度结果才批这么点

bonus offered? Yes or No

Yes

what was the sign up bonus?

100k UR

x/24 status?

4/24 + 副卡N/24

had csp before? how long ago did you get the sign up bonus?

Yes, 47 or 48 months. Not sure.

21年7月的statement发的bonus，但满足消费的日期是6月26，具体不知道什么时候发的

had csr before? how long ago did you get the sign up bonus?

No.

另外，没申过ink

请问你csp什么时候降级的呢

1年

报个dp

biz csr，昨天申请的，4/24 。7-10 day 结果。今天收到email 过了，额度未知不知道咋看，开卡奖励不清楚有没有，反正没弹窗。csp 7年前拿过奖励，但是正在持有csp。目前有俩biz ink，1.2年前开的。信用分很低，因为chase usage 80%。晚点有额度了再来update

【引用自 Clair666】:
chase usage 80%
请问打电话催了吗？我的usage也很高，在犹豫要不要等两天还清后再申

没打电话没时间。不过我chase里面砖很多。大几十。我随手还了2w意思一下

报DP，23号APP申请，4/24，无弹窗，HP，7-10。24号早上recon通过，有SUB，CL14400。无csp，无csr，无ink，有UA biz。

去年就降级了

【引用自 熊猫express】:
有UA biz
请问什么时候申请的ua?额度是多少？
【引用自 Clair666】:
没打电话没时间
谢谢，批的好快

我问他，有说有，不知道他怎么看的，可能跑火车？但是没弹窗，大概率还是有吧？

上个月石膏申请的，CL5000，目测弹窗不管biz，本来还想憋一憋4/24搞ink的，但是这个这给的太多了，过几天去Vegas玩，可以赶一波edit和dinning的报销。

可以双持csr和csr biz吗

谢谢，我也是，看来低额度的business不影响csr

应该是不影响的，可以放心上。

【引用自 DG10B】:
报个dp，我感觉软性的5/24仍然存在，就是给你批卡但不给sub。今天看到有截图说不给bonus不影响信用分就试了一下，页面还是提示开卡过多，并且贡献了一个hp 不建议还在524内的朋友尝试申请 （我没有过csp/csr）
IMG_46881320×1385 165 KB
IMG_46891320×531 60.4 KB
继续更新，申请的时候由于还没出524（7月出）看到没有sub我选择取消申请，结果今天收到letter，内容如下：

IMG_47081320×520 157 KB

我奇怪的点是，我已经取消申请了（上图显示we’ll decline ur application)，chase给这么一封letter，难道reconsider成功就会给sub？今天还没打电话，明天打电话看看什么情况。只要没有sub我打算在7月初再申请一次。之后继续更新。

昨天批CSR的家人们，有发货的吗

插眼关注

我也是加拿大，上星期CSP升級了CSR

暫時看到door dash pass 可以用

蹲一个 同最近的（两张）csp 23年开卡还没downgrade

5/24，第五张卡是chase marriot，上周申请的，还没上报。

6/23 早晨申请csr： 7-10 days

6/24 早晨收到邮件通过

没有弹窗

查了手机app，2个都有开卡奖励

感谢dp

没申过biz有绿卡，没生意没公司可以冲吗，还是老老实实个人卡

你降级后重新申了吗

麻烦有回复了艾特我以下，谢谢。我也是现有CSP但想冲CSR

我昨天早上降级到，现在过去24小时了很想冲一波但又怕成为dp

对了，请问你申请填的资料和申请ua 是一样的吗？

是的，UA开的sole，有真实1099k，不怕他问

我就是降级完当天申，现在打电话pending，就想先等等再说

<5/24 （大概是3/24懒得查了

去年被chase杀，申过2016csr和几次csp，今天申请没有秒过/秒据，也没有7-10。只说further review

更新一波：第一次打8830，让我传资料，之后确认收到资料，但是要等2biz day。期间chase账户每天收到一封identity theft letter。。然后再打8830说让我不管信（其实是错的，因为是卡在了fraud team，不是backend/lending。

最后打了信上的8630，听了十分钟音乐,变成了帮我提交申请

那个填完个人资料页面后的submit按钮不是最终申请按钮，对不对？

我不想申请，就是想试试看弹窗不弹窗，点了没事吧？

请问有遇到过这个么？被唬住了

image777×338 33.6 KB

没有，记得开sole的时候用自己的名字，不要用商业名或者公司名字就行了，你用公司名字或者商业名就可能要这个。

【引用自 e4sa】:
我也是加拿大
你让客服寄卡来加拿大了吗？大概多久寄到？

刚收到UPS邮件了，发的next day air

你降完当天申有弹窗和hp吗

personal csr

4/24

目前持有CSP

试了一下，不给bonus，cancel了

CSP的开卡时间：23年7月

弹窗了吗

对200K

给两个选项

一个是continue without bonus

一个是cancel

Biz structure是Coporation，收入是35 ，申请以后是7-10，打电话以后问了问流水啥的，说不能给秒过，让等，一小时之内收到邮件过了

那就是弹了

5/24 review 打了电话re co也不行，理由是too much account oppend recently，电话打了15分钟问了一堆问题，并没有说我5/24,感觉可以破5/24?

【引用自 KuroinSF】:
too much account oppend recently
这个就是524

personal or biz? BIZ
approved or rejected or pop-up window? Pending 7-10 days 06/24
How much Credit Line?
bonus offered? Yes
what was the sign up bonus? 200k UR
x/24 status? 10+/24
had csp before? how long ago did you get the sign up bonus? Yes, March 2023
had csr before? how long ago did you get the sign up bonus? Yes, No SUB upgraded from CSP
if biz, how many chase biz cards do you currently hold? 4
if biz, when was the last time you applied and got approved for a chase biz card? 10/2024

就是5/24，too many

我要到9月才出csp的48个月，怕到时候offer就没了，不知道现在把csp关了申请能不能有sub

可以 现在有大量dp显示只卡524不卡48

谢谢dp

别想了哥们 目前全部的dp都是只要持有csp就拿不到sub，which制裁了这一批100k上csp车的不能double dip csr的石膏

目前看来1/48完全不重要 甚至5/24貌似也有些松动的痕迹，但是持有csp是铁拿不到csr的sub的

确实。我在寻思马上降级csp不知来得及吗

4张biz而且最近一张是在一年之内 如果最后能approved的话 无疑是给最近biz难批的大环境一记强心针

4/24 dp

拿过csp sub（不满48个月），很久前就降级CFF了

早上申请 没有弹窗 7-10 review

晚上看 卡已经加到账户了

另外有P1 P2的别忘了refer，还有额外15k

用refer link给P2申CSR弹窗了

personal or biz? personal
approved or rejected or pop-up window? pop-up window
x/24 status? 4/24 + 副卡N/24
had csp before? how long ago did you get the sign up bonus? Yes, 9月或10月才出148
had csr before? how long ago did you get the sign up bonus? Yes, 第一批CSR用户

另外账户上有一张ink

弹窗以后选的do not continue

同志们你们说我还要打电话把副卡去掉recon吗

image1510×711 112 KB

晚上提交了申请，显示we need to review your application，电话说7-10天，等着就行了吧？

居然過了！

看起來還是5/24以內比較好

有人早上批，我是直接打电话，应该就是等他们上班review。

好像还没有524拿到sub的dp

【引用自 美西羊毛王】:
5/24，第五张卡是chase marriot，上周申请的，还没上报。
6/23 早晨申请csr： 7-10 days
茶色自家的卡的话后台肯定是能看到的

个人卡，23号申请，24号approve，打电话后提交材料，没弹窗，5/24（在csr之前申了ihg，出了csr offer后hold了ihg申请，所以其实过去两年申了6次卡，其中4次是过去两个月，6月23csr，6月中ihg，6月初explorer，5月初有张小银行）。csp持有了5年，一周前降到cff。第一次拿csr。

好的，谢谢！

所以还是挺神奇的

家人们有升级CSR然后反悔的dp吗

谢谢dp!

25号申请的，秒过。 无CSR，CSP 8/2021最后一次开卡。 如何看sub?我用手机登录没看到sub.

急啥，明天再看看

我昨天批的 也还没出现tracker

8/21是什么意思

我4月底升级到CSR，刚刚降级到freedom了

等你dp

我现在lol/24，等等再申

我猜是 21年8月开户的csp或者拿的开户奖

Chase最近给那么多大offer， 来玩个大的，准备MDD 新的CSR Biz + CSR，发个帖记录一下，也给其他坛友贡献DP。

Background： 2021年5月申请过CSP，5月降级成CFU。2月初申请过Hyatt Biz。

以下是Timeline：

CSR Biz (4:00 PM PST Apply) 喜提 7-10 days
CSR Biz（4:15 PM PST 打 Recon， 转Lending，被拷打了一番，问我biz是干嘛的，为什么要开新的卡。最后喜提地板CL 10k)

今晚 9 -10 PM PST继续直播

3. 用P2的refer link申请CSR, 悲提7-10 days。Experian 只显示一个hard pull.

4. 一大早起来，chase自己批准了

image1228×592 43.1 KB

image823×588 24.8 KB

image1190×628 55.9 KB

统一回复一下。虽然申请了1个biz和1个个人卡。Experian 目前都只有一个hard pull。 感觉不同州有不同信用局的hard pull

【引用自 BladesInk】:
MDD 新 CSR Biz + CSR [进行中...]
商业卡和个人卡 hp都不合并的
感觉不一定的，我在NJ申了Boundless + UA Biz只有1个hp

还有一个hp是一个月以后再recon时客服没有经我允许又pull了一次（想在改版前冲旧年费+新开卡失败了

IMG_16371073×912 102 KB

2021年8月开的卡。现在不到48月。

报个CSR个人卡的DP。 一个月前关掉了开了七八年的CSR, 过去24个月开了5张新卡+一张副卡。昨天网申，结果秒过，无弹窗。今天问了客服，确认了有SUB

卧槽同时申2个也可以吗,我申个biz都颅内斗智斗勇很久,美西半夜1点过的，犹豫要不要再冲一下personal，应该是合并hp吧？

头一次申biz卡紧张得一笔怕被各种拷问到处搜帖子看，最后下定决心一点结果直接过了

111* personal or biz? biz

approved or rejected or pop-up window? instant approve
How much Credit Line? $10000
x/24 status? 2/24
had csp before? how long ago did you get the sign up bonus? Yes, 2021
had csr before? how long ago did you get the sign up bonus? No

if biz, how many chase biz cards do you currently hold? 0

没有超过5/24申的吧？

personal or biz? BIZ
approved or rejected or pop-up window? Rejected - Ink Balance High - Paid Off - Approved
How much Credit Line? 10000
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 6/24
had csp before? how long ago did you get the sign up bonus? NA
had csr before? how long ago did you get the sign up bonus? Nov. 2017
if biz, how many chase biz cards do you currently hold? 4
if biz, when was the last time you applied and got approved for a chase biz card? 2023

還沒有，我還在用CSP卡號，但可以激活CSR權益 。CSR卡還在轉運中

【引用自 e4sa】:
轉運
可以直接打电话给客服让他 expedite delivery 到加国地址

还没，打算等到周五打电话

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 26k
bonus offered? Yes
what was the sign up bonus? 100k + $500
x/24 status? 4/24
had before? No

之前持有过csp吗

CSR PC成freedom后要等几天再申请会比较好？谢谢

请问如果是6/25/2023申请的卡，是6/25/2025出5/24还是6/26/2025才出5/24？刚好有两张卡是这种情况

今天收到邮件，提供地址证明，传了utility bill

感觉审核很快

【引用自 chiton】:
approved or rejected or pop-up window? Approved
x/24 status? 6/24
真的假的 有点太好了

确定CSR和CSR biz可以合并hard pull吗？要是可以的话很值得MDD一下。请问你在哪个州

前几个ink也都是5/24以上拿到的，我感觉ink不看5/24

那很有实力了，我最近开chase biz ua被客服反复拷打，开了biz checking放了砖才recon过，但留着这个账户心惊胆战的

可能因为老客户吧10年+

这次csr biz也被拷打了两次

有人能看一下，最新被批的CSR有sign up bonus progress bar吗？

感觉ymmv 我之前两个ink都是破524下的 但是其实都没有recon 要么秒批要么等了几天自动批了 只要recon看到524就不给过

昨天手贱冲了下csr biz也7-10了 不打算recon 如果过了就运气好不过就拉倒）

recon确实不enjoyable，但想到浪费我一个hp还是不甘心..

你recon没有被拷打524只拷打biz吗 我主要5月份才被chase杀了全家cc 没直接秒拒我我已经觉得很神奇了

拷打我为什么ink balance那么高，letter里没提到too many accounts就只有high balance，个人卡是只要letter提到5/24就肯定没戏，但其他好像有解，biz还没遇到过说too many account的

【引用自 orionthecat】:
CSR PC成freedom后要等几天再申请会比较好
你往前翻翻，有人降级一周后申请过了。就在这个帖子

【引用自 chiton】:
biz还没遇到过说too many account的
我之前试图recon cic就被拷打了 个人卡还没有冲524成功过 如果我7-10后面批了我也来更新 这样也算从chase原地复活了）

我今天重新申请了一遍，有HP了，和你显示是一样的了，证明两天前确实当天downgrade系统还反应过来觉得你还有CSP。因为我信用记录绝对超好，我现在唯一担心的就是不给bonus，得再看看。

@fanton

@ryan2021

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 24k
bonus offered? Yes
what was the sign up bonus? 100k + $500
x/24 status? 3/24
had before? No

上一张CSP 21年6月申请的但bonus received less than 48 month，目前没有CSP，手机浏览器login后申请CSR非常顺利，直接提交没有弹窗马上就approved，全程录像。马上把卡加到apple pay之后打电话去跟客服说要expedite shipping， 顺嘴一问能不能看到opening bonus。客服满嘴跑火车说目前看不到任何opening bonus，而且她们6月份十几号刚收到update说只要以前收到过任何sapphire卡的bonus都无法再收到CSR的bonus了。我直接不想跟她多说了have a good day，预计24小时之后应该app里就可以看到bonus tracker了。

【引用自 yy28998310】:
我直接不想跟她多说了have a good day，预计24小时之后应该app里就可以看到bonus tracker了
恭喜，到时候欢迎来更新哦。

【引用自 Reaper-17】:
更好用的chase reconsideration电话号码
800 278 8830
我第二天打了这个电话 二话不说给转了lending dept，recon过了

DP在此
【引用自 未知】:
Chase Sapphire Reserve Personal/Biz 申请结果 DP 贴 信用卡
personal or biz?
personal
approved or rejected or pop-up window?
approved
网页显示unable to approve，打电话系统提示currently reviewing your application。最后打recon大概hold了20多分钟approved
How much Credit Line…

我今天打这个recon跟我说因为系统显示我还有CSP这是个hard stop，没法recon，即使现在已经降级了。我让他去verify已经降级了，他说他们做不到，我日。

你被弹窗了还是直接拒掉了

我LD被弹窗了，16年申过第一波CSR。。。

必须的，提醒一下大家stubhub的bonus需要activate才能用，差点被反薅

两天前那次是直接拒掉，没有HP，确实是因为系统认为我还有CSP

今天也没有见到弹窗

我没有申请过CSR，虽然之前升级到过所以持有过一年，但是CSP的sub是21年10月拿的

这才差一天而已啊，不着急这一天吧

求问的话等到7/1再申肯定出了5/24

personal or biz? biz
approved or rejected or pop-up window? 7-10
How much Credit Line? 24k
bonus offered? Yes
what was the sign up bonus?
x/24 status? 7/24
had before? No

申了一个试试看，HP秒到

雷达哥也申coupon book啊

你们要的DP来了！！！！

5/24以内，48个月里拿过CSP奖励

昨晚晚上10点（纽约）打给Chase把CSP降级成freedom unlimited

刚刚（傍晚6点45）在网上申请秒过，打电话给客服确认sub拿到手。

申请前手头六张chase个人信用卡，额度给了30k。

跟coupon不coupon没关系，UR点数再怎么样都是至少1cpp，还能降级为有用的长持无年费卡flex。

主要是想抓紧时间把上半年的羊毛薅了，毕竟离6/30没几天了

你这个是CSP降级成功的，有前几天CSR升级23号后反悔再申请CSR成功的吗？

同蹲一个，冲动升级现在后悔中

我20号升级的CSR，没有撸$300报销，昨天早上已经降到CFU了，打算周五就申请CSR。no harm to try。

那你今天美西晚上9-10点冲一下personal。合不合并看state，我在WA

我已经撸完300了。降级怕被杀啊

撸了$300的话，我也不建议再降回去了，我P1P2之前都升级了，我只敢降没撸$300的这张，毕竟不敢得罪Chase爸爸，细水长流

现在比较纠结的点是降级了csp，如果csr申不下来（6/24），就没卡可以转分了，也不清楚手上的卡能不能再升级上去。

为啥不能 UR卡不都可以升级

手上还有一张cf被我product change过好几回了，好像离上次change也没到一年

等等看有没有rakuten再申

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 10k
bonus offered? Yes
what was the sign up bonus? 100k + $500
x/24 status? 4/24
had before? 第一批CSR之后降级了，21年8月申请csp，去年降级，肯定没到48个月

23号申请，显示7-10天，24号打电话过了，今天（25号）在app可以看到bonus tracker了

啊 我现在冲不会合并么

刚刚打电话和客服confirm了，有sub

过的当天没有，第二天就有了

【引用自 xiaoqiang0704】:
personal or biz? BIZ
approved or rejected or pop-up window? Pending 7-10 days 06/24
How much Credit Line?
bonus offered? Yes
what was the sign up bonus? 200k UR
x/24 status? 10+/24
had csp before? how long ago did you get the sign up bonus? Yes, March 2023
had csr before? how long ago did you get the sign up bonus? Yes, No SUB upgraded from CSP
if biz, how many chase biz cards do you currently hold? 4
if biz, when was the last time you applied and got approved for a chase biz card? 10/2024
隔天被拒了

• Number of recently opened accounts on consumer credit report

• Business structure

• Insufficient business deposit relationship with us

把p2 csp降級了 過幾天ref辦一張csr 15k+100K+500 chase尿性後面只會更低不會更高

懂了 MDD是吧 我倒是没有524 就是犹豫要不要开2个 2张感觉有点吃不消

是不是應該把卡號也轉一轉? 不然有兩張同號卡?

【引用自 yy28998310】:
家stubhub的bo
可以訂加拿大的比賽嗎?

personal or biz?. biz
approved or rejected or pop-up window?. 7-10 days review
How much Credit Line?
bonus offered? Yes
what was the sign up bonus?
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus?. Yes, 2 years ago
had csr before? how long ago did you get the sign up bonus? Never
if biz, how many chase biz cards do you currently hold?. 1
if biz, when was the last time you applied and got approved for a chase biz card?. 6 months ago

打了电话去recon，第一次跟我说应该问题不大等lending team的休息， 第二天去问已经是据了，打了客服，问了一下公司的业务、收入以及有没有其他的biz卡，然后说会帮我重新提交等待review结果， 结果几个小时后收到拒信。

Too many active accounts or too much available credit on consumer report

• Low usage of Chase credit line(s)

信用分820，这种情况往银行搬砖有用吗？直接churn过biz checking，感觉现在开户大概率没cash奖励

只要stubhub有卖，应该都可以吧

update:

app收到notice, 拒了，原因是

Number of recently opened accounts on consumer credit report

问题是我才2/24啊

这情况明天还有必要打电话吗？

打啊，有被加成authorized user吗？
【引用自 e4sa】:
把卡號也轉一轉?
不知道，我是新卡。

是否总结来说还5/24的就基本不用试了？

申请csr biz 被拒绝了，账户有3zhang ink 1张hyatt biz，

We based our decision on the following reason(s)

• Too many active accounts or too much available credit on consumer report

• Low usage of Chase credit line(s)

• Business too new

好 CSP的DP有了，现在找正在持有CSR 降级重新申请拿到SUB的DP

对，头硬也不行

最近一张chase biz卡是什么时候开的

3个月吧

哦确实太近了 最近这个卡得很严

biz可以冲一下

好像就没见过csr biz的破524 dp

https://www.reddit.com/r/churning/s/RwftSZz2a2

这里可能算是一个csr biz破524的dp

请问审了多久呀

我传了文件，然后打recon验证了身份，然后跟我说两周出结果。。

csp是三个与前开的卡，正在持有吗？请问有chase biz checking吗

嗯嗯，刚刚看已经有了

b r u h

【引用自 未知】:
Chase弹窗现在有bug！被弹窗依然能拿到开卡奖励！ 玩卡
… 看帖没看全原来要选cancel或者withdrawal啊 我选择continue without bonus了
但我批卡了， lol/24，现在持有CSP。 看了帖子太激动，没仔细读就马上去开了 现在要去灰溜溜关卡了。
[IMG_2847]
我 。

好消息是，我打电话关卡的时候告诉我，只是没有10w分的部分，那个$500还是可以拿的，但我还是关了。

15/24, 现在有CSP 还是过了

【引用自 skyblu】:
Chase弹窗现在有bug！被弹窗依然能拿到开卡奖励！
试了一下 信报5/24 登录直接申请CSR biz居然没弹窗过了。。
也算破524了？

持有csp 6/20升级CSR

4/24

申请CSR Biz 没有秒过 传了驾照ssn后过了

非常感谢详细且精准到hr的DP

功德无量

财神爷保佑你

传ssn是打电话recon让传的吗还是？

正在持有，也biz checking 三张CIC，一张CIP

发邮件的

biz checking砖多吗 我怎么看上面好多csp持有的 也不下卡

有welcome bonus吗

【引用自 未知】:
Chase Sapphire Reserve Personal/Biz 申请结果 DP 贴 信用卡
我 。
好消息是，我打电话关卡的时候告诉我，只是没有10w分的部分，那个$500还是可以拿的，但我还是关了。
15/24, 现在有CSP 还是过了
咸鱼一条，不差这一个HP，就又试了biz，直接7-10，打电话说5/24 批不了 拜拜了chase

相信运气守恒

好运气其他地方在等你

personal or biz? personal
**approved or rejected or pop-up window?**rejected
How much Credit Line? NA
x/24 status? 10/24
had csp before? how long ago did you get the sign up bonus? Yes, 2023
had csr before? how long ago did you get the sign up bonus? Yes, 2023

打电话问了recon，lending dept说拒了，因为持有CSP，二话不说挂了电话又申了一次，7-10 days，立刻打电话问application status，客服说in review不给转接，又打了一次，客服给了后门电话让24小时后直接打后门

你降级了吗？

【引用自 东京遇上东雅图】:
昨天下午downgrade了CSP，准备过几天打电话问recon，不行的话再申一次。
看这里zs

你这个有意思，我昨天开出来个plat，于是就把刚升级的csr昨晚降级了，反正也是lol/24，今早看到新闻说有Bug，于是想着试一下，反正也无所谓。结果登录之后，点提交，直接被拒，hp都没，说我已经有csr了。神奇的来了，我打查询application status的电话，电话里竟然说your application is current under review，这都什么跟什么

24小时内好像都是under review，估计要24小时后打才告诉你reject

我不想降是我之前还有2M点数要1.5

不多10​不到

没有弹窗 有的 客服念给我听了

personal or biz? personal
**approved or rejected or pop-up window?**under review, no pop-up window
How much Credit Line? NA
x/24 status? N/24
had csp before? how long ago did you get the sign up bonus? No
had csr before? how long ago did you get the sign up bonus? No

【引用自 xiaoqiang0704】:
personal or biz? BIZ
approved or rejected or pop-up window? Pending 7-10 days 06/24
How much Credit Line?
bonus offered? Yes
what was the sign up bonus? 200k UR
x/24 status? 10+/24
had csp before? how long ago did you get the sign up bonus? Yes, March 2023
had csr before? how long ago did you get the sign up bonus? Yes, No SUB upgraded from CSP
if biz, how many chase biz cards do you currently hold? 4
if biz, when was the last time you applied and got approved for a chase biz card? 10/2024
【引用自 xiaoqiang0704】:
隔天被拒了
• Number of recently opened accounts on consumer credit report
• Business structure
• Insufficient business deposit relationship with us
今天打去recon 直接问有没有5/24. 说有的话就没法recon. 听声音是个中年白女.

隔几天再重新换个男的试试.

昨天批的今天还没ship请问啥情况

我周一降了昨天重新网申也是直接被拒。然后打电话recon，然后让挪额度，之后说他们还得再review让等联系。过了一两小时后打电话来又问了些基本信息，说会通知in 2 weeks。

报一个脑残DP：申请personal的时候一激动忘了unfreeze Experian，喜提7-10days。Unfreeze之后打电话给Chase，那边说是怀疑有人盗用我的身份申请。我说是我本人申的，chase还是以fraud风险给拒我了，还给了个HP 。然后online account马上收到拒信

image1192×199 10.2 KB

收到信后再次申请倒是顺利通过，等于2个HP申了一张卡

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 10k
bonus offered? Not confirmed
x/24 status? less than 5/24
had csp before? how long ago did you get the sign up bonus? Yes, bonus > 48 months before
had csr before? how long ago did you get the sign up bonus? No CSR before

更新一下，p2今天也批了。本来p2其中一张ink的周末提额请求周一就收到信被拒了，还以为肯定csr biz也会同样理由悲剧，没想到今天突然收到email说批准了。看来对高年费卡chase确实还是以推广为主，能“骗”一个入坑是一个

贡献一个dp，上次开csp是上上次石膏，2021年9月的时候，chase客服之前confirm拿到bonus是2021的9月27.

6.24周二的时候降级的csp，刚刚开的卡6.26，用的对象的referral（csp refer csr，也是显示100k +500 bonus），无弹窗，cl 24000, 2/24

personal or biz? personal
approved or rejected or pop-up window? no pop-up window, instant approved
How much Credit Line? 24k
bonus offered? 打客服电话，客服说还在pending看不到，但是觉得我应该是eligible
what was the sign up bonus? 100k + $500, need to confirm
x/24 status? 2/24
had before? CSP

上次拿到csp是2021年9月的时候100k，现在still within 48个月，周二的时候降级，今天开卡，instant approve，用的对象的referral (csp refer csr，还是100k bonus+500）

personal or biz? biz
approved or rejected or pop-up window? review 7-10
How much Credit Line? NA
bonus offered? No pop up
what was the sign up bonus? NA
x/24 status? 6/24
had csp before? no
had csr before? no
if biz, how many chase biz cards do you currently hold? 0
if biz, when was the last time you applied and got approved for a chase biz card? NA

换个客服问问，应该能马上review

更新一下，已经过了24小时了，app里还是没有bonus tracking，已经send security message给Chase了，估计还得对线几轮，真是悲剧

personal or biz? biz
**approved or rejected or pop-up window?**7-10，要了地址证明，电话客服通过。hard pull ex, soft pull eq
How much Credit Line? 10k
bonus offered?
what was the sign up bonus? 200k
x/24 status? 3/24
had before? No
上个月开的ua biz

【引用自 Frostmurne】:
打客服电话，客服说还在pending看不到，但是觉得我应该是eligible
恭喜！欢迎有结果了来更新哦。

Google workspace是按calendar year，一年能200x2，就是没什么用

quote=“DOGGOD, post:386, topic:406078, full:true”]

昨天批的今天还没ship请问啥情况

[/quote]

还能赶上上半年吗

我昨天打电话的时候，客服也说只有500块那个，但今天app里能看到10W分的progress bar了

一共有几张chase biz

有 一张

那还好 只有一张应该还是可以批的

我交了材料（6/26），结果刚才收到一个6/25的拒信说identity theft

明早打个电话试试

。。。。。 那我打电话reinstate一下

你要是选了continue without bonus吗

不能reinstate了

应该问题不大，不然早就拒了

還沒有personal 破5/24的dp嗎

我申请的时候没有弹窗，是7-10天，等了一天之后自动批的

手持CSP，申请CSR Biz秒批了

感觉这申请没连到我的账户上…明天问问

卡多久寄到？申请通过后能加apple pay吗？

CSR 几年前刚出的时候100K持续了多长时间啊？我8月1号4/24

还是被拒了 但是理由没有提524？还是最后一个就是

感觉把有balance的都还了可以recon？但是因为才被杀全家好怕被拷打

Screenshot 2025-06-27 at 1.07.56 AM812×180 13.1 KB

524好像从来不写在拒信上？

写的 too many recent open accounts

我感觉我第三条就是因为我全部cc都被chase杀了

贡献一个个人DP。之前持有CSP，距离获得开卡奖励不到48mo。周三下午5点打电话request PC to Freedom,周四下午同样时间第一次尝试申请结果弹窗（没有hp）。刚刚第二次尝试，apply后pending review，10分钟后接到Chase电话confirm邮箱和住址后approve。CL:24k 确认有SUB

请问是几/24呢

lol/24 biz喜提hp +1

2/24

请问各位申请报的收入是多少啊

请问pc当时立刻就在app里变了吗

是的。不过跟据我的情况感觉Chase需要2天的时间让后台也更新

功德无量

愿财神爷保佑您

请问你现在app里看到spending tracker了吗，我昨天无弹窗instant approve, 也是within 48个月内拿到csp的bonus的。但是今天目前还没看到spending tracker

请问expedite shipping是打哪个电话，我昨天晚上6点申请的，今天12点现在也没看到bonus tracker。寄送看上去7.1才能到

商业卡加不了，我昨晚申的感觉要拿不到那$50礼卡和$250Edit了…

DP结束，今早收到邮件说approve了，刚打电话问了客服确认了sub并加了expedite delivery

我昨天周四申请，approve后打sapphire客服电话加急。结果寄出来还是用的usps ground advantage aka 陆路慢邮

顺便报个dp，周二csp降级freedom，周四申请csr approve，今天周五已经看到开卡bonus的tracker了。可惜卡预计6/30到，H1的福利来不及用了（除了DoorDash？

贡献一个DP：

7/24，昨晚申请personal CSR弹窗说没有sub就没有继续下去了；

另外尝试申请CIC竟然也被拒！（2月申请了一张UA biz），有没有人知道是什么原因呢？超过5/24了？

7/24为啥不拒你

chase拒了我biz还走在路上被鞭尸

IMG_28761920×2560 432 KB

恭喜呀，我还在pending review​两天了

谢谢，我的申请了之后两天了还没有变。///现在变了

image1843×507 22 KB

personal

5/24

前天晚上升级后悔药，昨天看到app已经变了

今天冲，没弹窗直接拒了

524能过的都是小概率。。。。而且一个给sub的都没有 你等出了524再试一次吧

收到卡了，妈的还要单独开个business account，我还以为一个账户就能管理了

下个月出524但是可能拿不到卡。。。想薅上半年的报销

下个月再战吧

personal or biz? Personal
approved or rejected or pop-up window? Pop-up jail
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus? 4/2024
had csr before? how long ago did you get the sign up bonus? 4/2024

去年四月MDD CSR+CSP, 今年五月兩張都關了

關卡後把原有CFU升降機成CSR, 6/25又降級回CFU.

看來是該再多等幾天？想說看到了很多DP說兩天就夠了

PUJ: We’re unable to approve your application because you already have a Chase Sapphire Reserve® credit card. You’ll receive a letter with more information about our decision within 7 to 10 days.

We haven’t done a credit check, so there will be no impact to your credit score.

我昨天晚上6点申请的，到现在还没看到开卡bonus的tracker smh

我昨天上午申请今天早上就看到了

update一下：打客服说我还有sapphire card，可能是冲的太快了，明天再recon试试？我是昨天凌晨打电话说pc，然后昨天下午看到卡变了，看来还是太猴急了，这还有办法吗，30天内在申请也会被秒拒？不知道明天recon行不行，楼里好像有个类似dp

记得好像随便找了一张chase卡背面的电话就打过去了，反正会让你输入卡号后四位，你就输入CSR的就行。我前天傍晚request的，今天中午刚收到

【引用自 Bryan】:
personal or biz? personal
**approved or rejected or pop-up window?**under review, no pop-up window
How much Credit Line? NA
x/24 status? N/24
had csp before? how long ago did you get the sign up bonus? No
had csr before? how long ago did you get the sign up bonus? No
收到result letter了，被拒了，但是给的理由不是too many accounts而是insufficient credit information，请问有没有大佬知道这是什么意思？可以reconsider吗

$820的Ritz，付了$258+28000点-$250Edit Credit，Marriott卖$622，用M点的话121000，也可以用50k FN+15000，这种情况你们觉得值吗？真有点想不清楚了，28000转Hyatt经常可以换到500-600

请问CSR biz有SUB吗

我的有，大概过了一天半看到progress tracker

相当于28000点换$622，还有$100的credit和早餐，除非周围都是很便宜的住宿，不然是值的。
【引用自 smartkitten】:
付了$258+28000点-$250Edit Credit，Marriott卖$622

感觉edit必须要把$250和2cents booster合并一起用才划算，我换的南美的，Ritz算最贵之二了

贡献一个DP，前天申请昨天给USP label 今天送到了。是从Dallas寄出的。

目前应该是6/24（我用Expedia数过），看了新政策没有524了我才申的

我之前单独发了一个帖子对比Epic和FHR，除了NYC LA以外基本没有合作酒店，更别说住2送1什么的活动了，就这还有连住两晚。逼着用户退房撸credit

能看到进度条

这次应该是8/20结束。收到chase的refer推广邮件里

image877×255 29.4 KB

image875×641 125 KB

25号凌晨csp降cf，app里马上变了卡面，不过25下午申请弹窗，等到今天27晚上申请又弹窗。只有过csp，chase应该不会把csp的开卡也算进去了吧。可能是我太着急了，再等两天再试试后回来报告

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? $20k+
bonus offered? Yes
what was the sign up bonus? 100k +$500 travel credit 批准后第二天致电客服告知只有$500 travel credit没看到有点数SUB。当天发现app的bonus tracker显示有100k点。第三天致电客服确认SUB还有100k点。
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, 09/2024. 降级到CF后两天申请CSR无弹窗
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? 1
if biz, when was the last time you applied and got approved for a chase biz card? 03/2024

客服告知所有CSR卡是自动expedited shipping。有计划Edit Hotel消费，但是很遗憾赶不上6/30前收到卡。

后续来了，dp结束了。

6/25: 再次网申，无弹窗，直接拒，有hp。打电话给2127，recon，让挪额度然后等chase再通知。一两小时后收到fraud的电话要验证个人信息，然后继续让等消息，“decision in 2 weeks”。

6/26: 打2127客服要update，同上，不肯转

6/27: 早上再打，还是同上。下午5点的时候再打，还是同/上话术，不过这次肯转了。转了之后发现还是要我挪额度（看来6/25的recon客服业务能力不到位）。同意了挪额度，等了两分钟就告诉我approve了，app马上就看到了卡，也收到了approval邮件。客服也说我能有sub。

6/28:刚刚起床就看到了bonus tracker了，100k+500 credit。

怎么挪额度的？挪了多少？

跟客服打电话recon的时候挪的。从我别的chase的卡上挪了10k额度

personal or biz? Personal
approved or rejected or pop-up window? Rejected
x/24 status? 5/24
had csp before? how long ago did you get the sign up bonus? No
had csr before? how long ago did you get the sign up bonus? Yes, Jan, 2024

请问是提交之后直接悲剧吗？我提交之后没直接过，不知道是不是要验证biz信息

我昨天后来也看到了，原来要在benefits里头看不是点进卡里头看

今天又跟客服打了一次电话，说辞差不多的没法recon因为过去6个月持有过CSR，完全瞎几把扯然后说我会收到一个邮件问我没bonus行不行，行的话就reapply，也没收到，感觉是因为降级时间太短了，申请的时候判定还是持有，现在想今天/明天再冲一次，不过7月就出524了可能等7月更稳…3号的飞机卡肯定拿不到了…

personal or biz? biz
approved or rejected or pop-up window? approved
How much Credit Line? 30k
bonus offered? Yes
what was the sign up bonus? 200K
x/24 status? 2/24
if biz, how many chase biz cards do you currently hold? 1
if biz, when was the last time you applied and got approved for a chase biz card? 02/25

批卡部门怕你用了信用卡不还款，变成坏账

收到了拒信上面写我后悔药的那张卡还是Sapphire系列，所以不能批

business income写了多少呀

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 23k
bonus offered? Yes or No Yes
what was the sign up bonus? 100k+$500
x/24 status? 2/24
had csp before? how long ago did you get the sign up bonus? Yes, 2 years ago. downgraded to freedom before applied CSR
had csr before? how long ago did you get the sign up bonus? No

写了50k

image1539×957 47.5 KB

头铁又试了，反正不就是hp吗 好像这弹窗还是有hp是吧，太恶心了，而且申请页面好像更新了，前两天申请ssn后4位是显示的，这次直接变全*了，感觉可能弹窗也有点更新

这个最近开卡数量的弹窗是新的吗？？（确实也在524）

好吧看了下隔壁帖子好像就是会弹的，下个月出了524还能recon吗，感觉现在recon作用越来越小了啊

大家没弹窗的多久能看到Bonus tracker？很慌

Csr biz第二天

打电话recon，客服又上树

客服：你这拒了是5/24

我：ok，过两天就出了，能recon吗

客服：过两天再来试

我：那过两天recon能那SUB吗

客服：不行，你得重新交申请

我：为啥

客服：过两天recon你的申请还是tied to the july card

我：（wtf）这是新政策吗

客服：no，一直都有

所以过两天是再送个hp还是直接打电话recon啊 没有这弹窗玩意的话肯定是直接recon就行了，但是就怕recon批卡也拿不到sub了现在

刚尝试了一下也是这样 由于后悔药的csr直接unable， 而且我还持有csp

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 15k
bonus offered? Yes
what was the sign up bonus? 100k+$500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, 上次拿SUB是21年8月（不到48月）。6/26下午打电话把CSP降级成CF，6/29中午申请CSR秒过
had csr before? how long ago did you get the sign up bonus? No

hp又不值钱

最后发现打8830不行，而且8830的客服跟我说没事不用管identity theft

然而我打了8630/fraud team，说了两句话，听了十分钟音乐，然后挂了电话就收到通过的邮件了。。。。

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 13.3k
bonus offered? Yes
what was the sign up bonus? 100k+$500
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus? Yes, 上次拿SUB是23年9月（不到48月）。6/26下午打电话把CSP降级成CF，6/30早上申请CSR秒过
had csr before? how long ago did you get the sign up bonus? No

好像现在看起来point boost还可以，查了LAX的房子，有挺多2X的兑换的哎

由DP看来5/24通过personal卡申请的可能性很低？

更新, 反转来了！刚接到chase card lending services部门的电话, 说关于我最近的CSR申请, Chase那边提供两个options, 第一个 keep my account open (reopen account 因为我第二天关了) 并且honor 100K+$500开卡奖励. 第二个option - keep it closed.

这次不带犹豫地keep it open拿开卡奖励. 大家最近申请并且没有开卡奖励的可以蹲chase的电话, 估计他们知道新CSR开放的前几天弹窗系统messed up, 会honor开卡奖励.

lol/24

试了一下biz，客服说最近24个月卡太多了任何recon的余地

personal or biz? biz

approved or rejected or pop-up window? applied through my banker

How much Credit Line? moved $40k from other chase cards

bonus offered? Yes

what was the sign up bonus? 200k

3/24 status?

had [csp] closed 3 yrs ago

had [csr] closed 7yrs ago

if biz, how many chase biz cards do you currently hold? 4

if biz, when was the last time you applied and got approved for a chase biz card? 2024.5

求最新报告

刚才打了recon 8830电话，转了两次，最后说被拒的原因就是5/24，没有办法walkaround。

有弹窗吗

看来5/24不用头铁个人卡了

这个是叫弹窗吗？Chase Sapphire Reserve Personal/Biz 申请结果 DP 贴 - #471，来自 Scotch 我的跟他的一样

分享一个dp。6/28 csp降级，6/28,6/29,6/30分别尝试了一次，每次都弹窗说我已经持有或者已经拿过sub，全部withdraw了。准备明天继续试。

刚试了，弹窗。以前有过CSR。是不是肯定没戏？

为啥我加apple pay总是失败

7月出524，刚申请了没弹窗（上次是不给sub）

IMG_49781320×881 106 KB

不知道会不会一觉醒来就approved

报个dp，有csp两年多，n/24，第一次申请csr，有弹窗并且接了卡，pending今天打了个电话，批了1w3额度

personal or biz? Personal
approved or rejected or pop-up window? Approved
How much Credit Line? 10k
bonus offered? 太丝滑了什么都看不见 我只是填了信息就过了。。
what was the sign up bonus? 应该有吧？？我没开过csp csr也没524。 APP还没看到tracker
x/24 status? 2/24

家人的卡 去年刚开boa321，五月开cfu，这个忍不住下手了。 （照片是三个人开的卡）

image1279×1719 171 KB

刚才又申请了一次用的refer link，没有pop up直接显示7-10days。打了reconsider电话，客服说只要之前拿过csp的sub就不行，难道漏洞被堵上了？

客服说的话听听就好了，ta们是根据结果编理由的。我也1/48，但是周一申请很丝滑就过了

personal or biz? Biz
approved or rejected or pop-up window? Approved
How much Credit Line? 12k
bonus offered? Yes
what was the sign up bonus? no tracker yet, but should be 200k after 30,000
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, 1 month.
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? 3
if biz, when was the last time you applied and got approved for a chase biz card? Mar 2025

今早申请没弹窗直接过。之前持有2年csp，赶在改版前升了csr，前两天降成freedom unlimited，今天出5/24申的

第一次是上个月没出524的时候申请的，没有sub。7.1凌晨申请在review，刚打电话approved了，cl36.5k，客服也只说只能看到500的，要等第二天看看吗？

等呗，除了等也干不了啥别的啊

只能等等看了，昨天申请的时候没有弹窗，明天再报

之前有csr的还能申请biz CSR吗

我是之前升级到csr 申请csr biz没问题

厉害 三月刚下了一张biz 这里居然还能批

有$500就有100K的，明天看估计就有了

没问题的 csr我是一直持有 上周申到了csr biz 这周一降级了老csr 过两天准备试试申请新的

感谢zszs

降级老CSR的DP来了：

13个月前开的CSR（拿了SUB），拿完第二个$300然后年费post以后降级成了Freedom visa

降级两天后重新申请新CSR，忘了unfreeze equifax（？），立马解冻后打电话recon当场过了

客服说有100k和$500的SUB，app里暂时没看到tracker

（现在2/24）

是不是可以当场DD或者MDD一个Biz CSR？不知道该DD还是MDD

看样子5/24可以申请biz 卡？

5-7天很少见啊 是pending review吗？ 蹲个后续

这个dp很关键啊

报个DP，今天申请了business 和 personal，都批了。16年开的csr，关了很久了，csp 23年7月开的，前几天降级了。

GX!

5/24吗?

持续观察

刚刚打破5/24

又来更新了，今天7月出524打电话recon了，8830转lending，然后lending问了收入房租什么的，说要挪一下CL，然后我问有没有bonus（这个是弹窗然后撤销被拒的）客服说有，我问多少他说不知道，然后我说那行你挪吧，然后过了下又说要把我转security team，转过去之后问了下邮箱电话，然后说要backend team再看，希望明天一早可以approve…这个情况估计头铁再冲也很难批了，就等着先吧，真拒了我就接着等hyatt了

personal or biz? personal
approved or rejected or pop-up window? window
How much Credit Line? 0
bonus offered? NO
what was the sign up bonus?
x/24 status? 4/24
had nothing (Chase Sapphire Preferred (CSP) 信用卡【2025.6 更新：75k 开卡奖励】 - 美国信用卡指南) before? how long ago did you get the sign up bonus? 05/23
had csr before? how long ago did you get the sign up bonus? 05/23
if biz, how many chase biz cards do you currently hold? Two on different accounts
if biz, when was the last time you applied and got approved for a chase biz card? 10/23

请问是今天刚出吗

请问如果freeze EX的话还会有弹窗吗？看起来recon都是有奖励的，有可能可如此突破弹窗

我的都直接被拒了（”already have sapphire”)，想等多几天过2/30后试一试recon

personal
approved
$26000 CL
bonus offered: 100k + $500
x/24 status? 4/24
No CSR before
Had CSP before. Opened in 2021/06. Downgraded in 2025/05

第二天电话询问然后批了

personal 个人CSR
approved
$14000 CL
bonus offered: 100k + $500
x/24 status? 9/24 过去两年开了9张卡， 20多个HP，去找banker说我给你试试，申请被拒，然后banker给后台打电话reconsider过了，坐标mountain view，信用分714
No CSR before
Had CSP before. Opened in 2020/09 Downgraded in 2024/11

Personal

Approved

38k

100k+$500

6/24

Had csp approved 05/2021 got bonus

Had csr approved long long time ago got bonus
【引用自 divinebaboon】:
personal or biz?
approved or rejected or pop-up window?
How much Credit Line?
bonus offered? Yes or No
what was the sign up bonus?
x/24 status?
had csp before? how long ago did you get the sign up bonus?
had csr before? how long ago did you get the sign up bonus?
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?

没错是的

**personal or biz?**biz
**approved or rejected or pop-up window?**approved
**How much Credit Line?**37k
bonus offered? Yes
**what was the sign up bonus?**200k
**x/24 status?**5/24
**had csp before? how long ago did you get the sign up bonus?**yes 11/23
**had csr before? how long ago did you get the sign up bonus?**no
if biz, how many chase biz cards do you currently hold? 3 inks
**if biz, when was the last time you applied and got approved for a chase biz card?**3/25

personal or biz? biz
approved or rejected or pop-up window? 经历有点曲折。6/25申请，没有立马批。6/26收到一个电话确认是我申请的，并要求上传资料。6/27收到secured message被拒，因为怀疑身份被盗用？？？我不已经上传了资料！！！6/29打电话，电话里问了几个问题确认身份。之后status一直是7-10天。7/2收到email approved。
How much Credit Line? 10k
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, 2 yrs ago
had csr before? how long ago did you get the sign up bonus? Yes, many yrs ago
if biz, how many chase biz cards do you currently hold? 4
if biz, when was the last time you applied and got approved for a chase biz card? ~1 yr ago

【引用自 Scotch】:
0转lending，然后lending问了收入房租什么的，说要挪一下CL，然后我问有没有bonus（这个是弹窗然后撤销被拒的）客服说有，我问多少他说不知道，然后我说那行你挪吧，然后过了下又说要把我转security team，转过去之后问了下邮箱电话，然后说要backend team再看，希望明天一早可以approve…这个情况估计头铁再冲也很难批了，就等着先吧，真拒了我就接着等hyatt了
一样诶，我也是，申请了之后，验证了一堆，然后说还要再review一下

有朋友能update下 recon过后的申请也是自动第二天到吗？ 我下了卡收到的邮件显示5-7天到，打电话让客服加速客服却说是默认的第二天到

最近有些信息没跟上，分享两个takeaway

1，没弹窗，应该和个人csr, csp没关系，两年前拿过csp sub

2，关掉一些ink貌似有用，有一年没有申请ink成功了，老被拒，于是关到剩下两张。打算再关一张，轻装上阵

ink是生蛋的鸡啊，为了csr biz这年抛卡关ink有点不值得

一样。纠结要不要关cic。关了万一开不了csr biz就傻眼了 。

【引用自 crazyrobin】:
ink是生蛋的鸡啊，为了csr biz这年抛卡关ink有点不值得
我不把cic往死里搞，所以一张就够了

为啥不能关ink

personal or biz? biz
approved or rejected or pop-up window? rejected
x/24 status? 4/24 after removing an authorized user card.
if biz, how many chase biz cards do you currently hold? 5
if biz, when was the last time you applied and got approved for a chase biz card? Less than 1 yr.

申请CSR BIZ被拒了，理由是：

2 biz cards opened in the past 1 year.
Little to no use on the biz cards.

现在手里有5张卡：2张cash, 2张unlimited, 1张preferred.

正好preferred收年费了，是应该关卡还是降级呢？

是不是已经到了chase biz卡的limit，就算是ink也很难再开出了？

后续过了吗？ 社恐是真的不想打电话recon

上个月刚申请了ink只有这一张biz卡。6000line 两周刷了5200不敢花了。

今天收到email让申请reserve biz。成功率是不是很低？

申请ink之前开了个biz checking放了两万

以前主攻Amex没机会出5/24

去年年底开的csp，想知道还没到一年就降级然后开csr 有通过的可能性吗

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 15k
bonus offered? Yes
what was the sign up bonus? 100k+$500
x/24 status? 1/24
had csp before? how long ago did you get the sign up bonus? Yes, 上次拿SUB是23年8月（不到48月）。6/30下午打电话把CSP降级成CF，7/1中午申请CSR pop windows 说以前有过。7/2再申请点了submit 由于界面没反应就忙别的去了，不知道有没有pop window。 是收到email说approved。
**had csr before? how long ago did you get the sign up bonus?**Yes，最早的一批CSR

不是说一年内不可以降级吗

personel
无弹窗， pending review first。 打了2 次recon 电话, approved.
bonus offered: 100k + 500
3/24
**had csp before? Yes, got SUB 2 yrs ago. downgrade 6/29
**had csr before? Yes, many yrs ago

same case, 今天打电话reconsider, 先是转接挪了credit，然后又转接说还要review，让继续等decision

Oops我还以为只有一年之内不可以升级 计划还没开始就结束了

啊这我也不确定了:-I，

personal or biz? Personal

approved or rejected or pop-up window? Approved

How much Credit Line? 26000

bonus offered? Yes? But tracker not seen, no pop-up window

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes, Upgraded to CSR on June .1

had csr before? how long ago did you get the sign up bonus? Downgraded to CFU on June.29

请问你同一天申请的CSR 和CSR BIZ，几个HP呢？

请问可以同一天申请reserve biz和ink cash吗？有啥要注意的？

留个个人卡4/24 MDD成功dp

personal or biz? personal
approved or rejected or pop-up window? 无弹窗交完申请pending，打电话2weeks；很快收到fraud team电话确认是不是本人申请，挂电话后2weeks；当天手动recon第一次结果是backend team process，打电话2weeks；手动recon第二次结果是expedited processing，打电话7days；recon第三次批with SUB
How much Credit Line? 20k
bonus offered? Yes or No Y
what was the sign up bonus? 100K + 500
x/24 status? 和黑车一起MDD这张是二卡, 4/24 → 6/24
had csp before? how long ago did you get the sign up bonus? 有csp，within 1/48
had csr before? how long ago did you get the sign up bonus? 没有

请问是吧csp降级了吗

对，降级很久了

【引用自 xiaoqiang0704】:
personal or biz? BIZ
approved or rejected or pop-up window? Pending 7-10 days 06/24
How much Credit Line?
bonus offered? Yes
what was the sign up bonus? 200k UR
x/24 status? 10+/24
had csp before? how long ago did you get the sign up bonus? Yes, March 2023
had csr before? how long ago did you get the sign up bonus? Yes, No SUB upgraded from CSP
if biz, how many chase biz cards do you currently hold? 4
if biz, when was the last time you applied and got approved for a chase biz card? 10/2024
【引用自 xiaoqiang0704】:
隔天被拒了
• Number of recently opened accounts on consumer credit report
• Business structure
• Insufficient business deposit relationship with us
【引用自 xiaoqiang0704】:
今天打去recon 直接问有没有5/24. 说有的话就没法recon. 听声音是个中年白女.
隔几天再重新换个男的试试.
又试了一次, 碰到了男客服, 态度要好很多. 表示5/24是hard rule不给recon.

连续剧，今天继续打电话recon，然后说要documents，上传了，说去branch也行，现在在branch等着banker verify

妈的，等到五点才帮我打，然后说也下班了，要我打8830…

大概就是：有个banker闲着，但是估计没预约，想让低级banker帮我弄，就说让我等下，结果那个banker一直跟别人闲聊，聊到五点，这个闲着的就说：我们已经要下班了，我帮你搞吧，结果电话打过去lending也下班了，真服了

7月刚出524

personal or biz? personal
approved or rejected or pop-up window? 申请了两次，524内有弹窗无sub（最终取消）。7月1号凌晨2点半申请，无弹窗，直接跳到review。白天打电话2分钟approved。
How much Credit Line? 35.6k
bonus offered? Yes
what was the sign up bonus? 100K + 500
x/24 status? 424-524
had csp before? how long ago did you get the sign up bonus? 没有
had csr before? how long ago did you get the sign up bonus? 没有

没有，拒绝原因主要是5/24

这个月刚出，打算打个电话问一下

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 20000
bonus offered? Yes
what was the sign up bonus? 100k+$500
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus? Yes, 2021/4. PC to CF on 6/30
had csr before? how long ago did you get the sign up bonus? No

记错了524被弹窗说近期开卡过多

又重新看了一遍信用报告 原来是有一张新开的卡我记错成转卡了…

除了吃一个hp没啥别的影响吧？

希望offer九月份还在

personal or biz? biz
approved or rejected or pop-up window? approved
How much Credit Line? 12000
bonus offered? Yes, 无弹窗 但app没看到tracker
what was the sign up bonus? 200k
x/24 status? 4/24 (实际上7/23才出5/24 ，但如同这个帖子所说chase在NY只Pull EX，所以不会精准到月)
had csp before? how long ago did you get the sign up bonus? Yes, 2021/9
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? 2
if biz, when was the last time you applied and got approved for a chase biz card? 5/2024

personal or biz? personal
approved or rejected or pop-up window approved after recon
How much Credit Line? 10k
bonus offered? 过了一天app benefits里看到tracker
what was the sign up bonus? 100k+500
x/24 status? 1/24
had csp before? how long ago did you get the sign up bonus? Yes, sometime in 2022
had csr before? how long ago did you get the sign up bonus? No

30号申请没弹窗秒拒，当天打电话2127去recon后又拒，说我帐户太多，我才1/24啊无语，然后客服说我三年内有八张卡，遂不跟她废话thank you bye。

7/1再8830 recon，问了收入说要further review，24小时出，第二天起来又拒，信里说too many accounts。

7/2 一上班就打8830 recon，还准备了小作文。这次根本没转接，接电话的印度姐姐验证身份后，没让我有机会说小作文就去审批了，五分钟后check了申请信息，又等了一会说系统还没出结果，说15、30分钟左右会收到通知。以为又没戏，挂了电话20分钟后收到邮件approved。

我这种两年不申卡的，credit score 774，所有大额消费都在chase卡上的都要recon三次才批，实在搞不懂…..大概运气不好吧，祝大家不会遇到我的情况

没有sub是吗请问

降级之前把300报销撸了吗

隐约记得在哪个贴看到有人说8月20号结束

没敢撸 怕弹窗

如果有csp副卡，申请新的csr有sub吗

这就尴尬了

personal or biz? biz
approved or rejected or pop-up window? approved
How much Credit Line? $10,000
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 1/24
had csp before? how long ago did you get the sign up bonus? yes, many many years ago.
had csr before? how long ago did you get the sign up bonus? yes, many many years ago.
if biz, how many chase biz cards do you currently hold? 2 Ink cards
if biz, when was the last time you applied and got approved for a chase biz card? many many years ago.

Ink 的referral 可以 refer CSR BIZ 多加20k

请问申卡顺序？我也刚刚出5/24，在考虑要不要也试试两张。谢谢

再补一个csr biz批卡后personal批卡的DP

06/24 csr biz approve

06/30 csr csp同一天降级

07/03 早上用p2的referral link申请 instant approval 无弹窗批了40k

personal or biz? Personal
approved or rejected or pop-up window? Review
How much Credit Line? 1w
bonus offered? Yes
what was the sign up bonus? 100k + $500
x/24 status? 4/24
had [csp] (Chase Sapphire Preferred (CSP) 信用卡【2025.6 更新：75k 开卡奖励】 - 美国信用卡指南) before? how long ago did you get the sign up bonus? Yes, 48个月以内拿过，6/25打电话降级，6/30晚上网申后无弹窗显示正在review，7/1上午邮件approve
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? Does not apply
if biz, when was the last time you applied and got approved for a chase biz card? Does not apply

同一天申请的，两个HP

现在6/24了

统一回复下，我是6/24号出5/24， 前几天降级了csp（csp 2023年7月开的），7/1号上午申请的business，晚上用朋友的refer link申请了personal，都是秒过。打了电话确定有SUB。刚查了experian report有两个hard pull。

CSR, 4/24, 22年开过老CSR,丝滑批过，有sub。

老CSR和新CSR为不同产品，不share 48个月。

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? $16,000
bonus offered? Yes
what was the sign up bonus? 100k+500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? yes, 3 years ago.
had csr before? how long ago did you get the sign up bonus? yes, 3 years ago.

贡献一个CSR 降级申请的dp：

personal or biz? Personal
approved or rejected or pop-up window?- Approved
How much Credit Line? $20000
bonus offered? Yes or No - Yes
what was the sign up bonus? 100k + 500
x/24 status? 4/24
had [csp]before? how long ago did you get the sign up bonus? No
had [csr] before? how long ago did you get the sign up bonus? Yes, had CSR for 9 years and downgraded to freedom a few days ago

是CSR古早客户，持有卡快9年了，5天前downgrade到 freedom card. 今早申请直接显示需要review, 5分钟后邮件approve, 电话客服确认有sub。

求助：

申请时pull的ex，坐标wa，按理来说应该7/1就出5/24了。今天打电话recon还是被客服说5/24让下个月再来

是要再申请一次还是继续recon？

在Voice inbox里找到Chase的message，让我打回去。

打回去之后转接几次，告知我两个options：

关卡
SUB依然有效（spend $5000, 100k点数+500 travel credit）

大家猜猜我选了哪个？

不得不感慨真是神奇的破524的办法。。。

CSR 降级申请的dp

personal or biz? Personal
approved or rejected or pop-up window?- Approved
How much Credit Line? $35,800
bonus offered? Yes or No - Yes
what was the sign up bonus? 100k + 500
x/24 status? 4/24
had [csp]before? how long ago did you get the sign up bonus? Yes 23年拿过csp开卡
had [csr] before? how long ago did you get the sign up bonus? No 24年升了一张cf到csr。7天前降级。今天申请秒批

什么时候拿到的sub呢

今年5月份，100k石膏的时候申的

csp是打电话转cfu了吗

personal or biz? csr personal
approved or rejected or pop-up window? 这次没有pop-up
How much Credit Line? 20k
bonus offered? 暂时未知
what was the sign up bonus? 100k+500
x/24 status? 3/24 + 一张商业卡，所以最多4/24
had csp before? how long ago did you get the sign up bonus? 去年刚开过csp并拿过奖励
had csr before? how long ago did you get the sign up bonus? 从未
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?

比较有意思的dp：去年开过csp，周日降级成cf。然后周一就申请csr果断被弹窗，考古了一下论坛说是至少3个business day，今天是第四天，第二次申请结果悲剧了说too many applications。打电话recon，告诉我6月初申请过万豪。才想起来我申过5FN被弹窗（忘了去年申请过Bevy石膏了）。recon告诉我这就是她获知的信息，但是可以帮我转给underwriter。和underwriter好好聊了聊，又告诉我我所有卡的cl太高了，然后underwriter帮我降了20k cl，随后csr申请通过。

我类似，不过我是刚降级csp 到 freedom就去申请了，然后弹窗，withdraw. 第二次过了会儿再去申请，没有弹窗了，结果申请被拒。打电话，确实也是在review. 然后让supervisor来，告诉是因为我因为弹窗cancel了，然后被记录了。所以第二次被拒是因为duplicate application. 要等一个billing cycle. Up to 30 days

ink生的是鸡蛋的话 csr大概是鹅蛋吧？

csp正在持有还是转卡了呢

personal or biz? Biz
approved or rejected or pop-up window? Approved after reconsideration, 跟underwritter说有几个是authorized user卡，然后又问了business的问题，做啥的一年收入多少等等，还问为啥过去24个月有十几个hard pull怎么回事
How much Credit Line? $10000
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 有CSP 3年前拿到bonus
had csr before? how long ago did you get the sign up bonus? 两年前把CSP转成了CSR
if biz, how many chase biz cards do you currently hold? 这是第一张chase biz
if biz, when was the last time you applied and got approved for a chase biz card? N/A

【引用自 猪肉卷】:
had csp before? how long ago did you get the sign up bonus? 去年刚开过csp并拿过奖励
这张持有还是downgrade了呢

**personal or biz? Both
**approved or rejected or pop-up window? Biz instant approved. Personal 7-10 then approved 2nd morning automatically
**How much Credit Line? 12000 biz, 10000 personal
bonus offered? Yes for both. No pop up
what was the sign up bonus? standard
x/24 status? 2/24
had csp before? how long ago did you get the sign up bonus? No
had csr before? how long ago did you get the sign up bonus? 2016 and 2024
if biz, how many chase biz cards do you currently hold? 3
if biz, when was the last time you applied and got approved for a chase biz card? Aug 2024. Declined on Biz UA in early 2025

6/23 申请CSR Biz秒批

老CSR报销了两个300在6/25降级

7/1申请CSR personal 7-10

7/2 一早email approve， 现在personal还看不到tracker

升级旧版CSR不小心撸了300后一年内降级的话会导致弹窗吗? 新卡一直通过不了, 不知道是不是这个原因。其他的都排除了

【引用自 猪肉卷】:
去年开过csp，周日降级成cf。
已经过了一年吗？

原来tracker在这！真是找了半天！

降级了。

刚刚过。

没降级，正常持有，Chase的personal和biz一直是分开的互不影响

几个月前就同时下过UA Explorer的Personal和Biz

CSP三个月前刚开的，还热乎着。

今天看到CSR的tracker了。

請問下打電話至underwriter recon, 他說不能從我freedom 搬10K credit來開, 這樣的話是要先降credit 再去做recon嗎?

Final DP:

6/28 CSP降级，持有差不多两年多

6/28 6/29 6/30 分别尝试一次，都弹窗说我有sapphire或者拿过bonus。Withdraw Application

7/1 再次尝试，没有弹窗也没有approve，7-10days。过了一会打电话reconsider，客服跑火车说只要拿过同系列sub就不行。

7/2 发现收到了notice，“Too many requests for credit or opened accounts with us”。再次打电话，挪了credit，然后又转接说还要review，让继续等decision。

7/3 再次打电话，转接以后说还在review，让继续等。挂了电话以后30秒approve了

应该有sub吧，还没确认

应该，第二天能看到

请问潭里有持有CSP超48个月 降级CSP再申请CSP的DP吗

请问怎么破的5/24

有人知道CSR biz这次石膏（也可能是史低）什么时候结束吗？也是8月20号？

上个月申请的CSP，刚才business CSR 秒批。3/24。

chase也是渣IT，申请的CSR最后写的是Ink，还好上面有图，不然还以为申请错了。

image725×491 47.6 KB

【引用自 ttshutian】:
申请CSP的DP吗
同等 一样的情况

之前被杀 现在CSP和CSR 还留在账户里.. 这难道也算current sapphire holder吗….

请问下csp降级的时候是出了12个月了吗？

上个月25号已经申请了CSR通过了，4号再申请的CSR biz, 一开始弹窗，打过去客服说被拒了，因为revenue不够导致没有多余的Credit line了，说要把我们转给上一级做second review，结果过了一会又说要周一再打因为国庆那个部门没上班。昨天越想越不对，就先自降了其他ink 10.6K的CL再打8830，这个电话的客服比较靠谱，问了公司业务内容，收入是否稳定之类的问题就让我们on hold，她自己去跟backend team做second review，过了10分钟左右就approved了，10K CL. XDM申请的时候可以把biz revenue报高一点，应该就比较不会出现因为biz收入低导致没办法批CL的情况。

何如，有sup么? 我未曾持有csr，csp持有两年多，也打算降级了申请csr

有，第二天看到tracker

好，这就去办

7/1 申请的 Biz，pending，之后 online letter 显示拒了。今天打 recon，转接到了听起来是比较资深的 review team，稍微问了一下公司业务，然后说主要原因是我的总 credit line 太高，然后现在有 10 张卡在用，所以不能 approve。Chase 是比较麻烦一点。

10张biz吗

不知道为什么Biz给我寄了两张一摸一样的卡。。。

没，我只有两张 Chase 的 biz 卡，其中一张还是用我 SSN 开的。他说问题主要是我的 consumer report 上。

哦哦 就是有十张卡当前有balance是吧

IMG_03481290×357 59.5 KB

23年 mdd csr csp

前段时间被杀 俩卡还在账户里

真的不share 48么

不share 48，但是你要关了或者降了老的csr，等一个billing cycle，在申新的csr。你卡还在账户里怎么的行？

被杀了。 卡删不掉？

刚刚申请的Biz; 秒批 $28000; 目前还是5/24没有影响；申请前有8张茶色个人卡包括一张csr和3张ink。最近一张ink是1月申请的。我有chase的biz checking而且每个月有固定biz 收入，所以目前申请biz卡一直都比较顺利，除了1月的ink preferred让我调整过cl。30k消费有点难度，估计主要靠缴税和给父母定出行了。

personal or biz? Biz
approved or rejected or pop-up window? Approved
How much Credit Line? $10000
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus? 有CSP，今年100k的时候上车的
had csr before? how long ago did you get the sign up bonus? 有，年费涨之前刚转的
if biz, how many chase biz cards do you currently hold? 2
if biz, when was the last time you applied and got approved for a chase biz card? 去年

personal or biz? Biz
**approved or rejected or pop-up window?**We need to review your application.
How much Credit Line?
bonus offered?
what was the sign up bonus? 200k
x/24 status? 8/24
had csp before? how long ago did you get the sign up bonus? Yes，2-3 year
had csr before? how long ago did you get the sign up bonus? Y，2016
if biz, how many chase biz cards do you currently hold? 2
if biz, when was the last time you applied and got approved for a chase biz card? 2023

試試看. 結果沒彈窗. 直接給了Hard Pull + 7天. 大概涼了

personal or biz? biz
approved or rejected or pop-up window? pending, auto approved after 15 mins
How much Credit Line? 10K
bonus offered? Yes (No pop-up)
what was the sign up bonus?
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, current ongoing SUB.
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? 4 inks
if biz, when was the last time you applied and got approved for a chase biz card? 09/2024

現在還4/24, 最近有張amex要上信報了，可以再沖個chase 個人卡嗎？

没上之前冲，我去年卡时间冲了三张chase

打算MDD Marriot + IHG, 會不會太貪

冲三张是破了2/90吗

一张biz两张personal，不存在2/90的，在那之后我还申了别家两张卡，要死早该死了
【引用自 MyLiverIsBad】:
MDD Marriot + IHG, 會不會太貪
会不会太不贪了

我感觉大概率会批呢 只要不是秒拒 大概率都能批

還能更貪？個人卡有2/30, 難道要再一張biz

对啊，我当时就是4/24了，先dd了两张biz，只过了一张，然后dd两张个人，全过了，之后过一个月开其他银行的两张卡去了

厲害，p2已經5月一張CSP, 6月amex gold, 今天CSR biz

這是要跟chase拼了

剛收到email, 悲劇了

personal or biz? Biz
approved or rejected or pop-up window? pending, 20分钟后approved
How much Credit Line? 10000
bonus offered? Yes
**what was the sign up bonus?**200k
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 有，今年4月100k时申请的，5月拿到奖励.
had csr before? how long ago did you get the sign up bonus? 有，2018年开的，今年3月降级成CFF。
if biz, how many chase biz cards do you currently hold? 3张ink
if biz, when was the last time you applied and got approved for a chase biz card? 10/2024（今年1月申请过另外一张ink，被拒）

請問後來有看到tracker了嗎？官網200K public offer申請的

新的dp来了

降级了csp到cfu

Personal

1/24

然后挂了vpn开了private tab

重新申请csr

第一次弹窗

第二次直接出结果

We’re unable to approve your application. You’ll receive a letter with more information about our decision within 7 to 10 days.

准备试试搬看能不能reconsider

这种有希望吗？

提供一个DP

personal or biz? Biz
approved or rejected or pop-up window? Approved
How much Credit Line? $10,000
bonus offered? Yes or No I think so (No pop up)
what was the sign up bonus? 200K
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? No
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? 3 inks
if biz, when was the last time you applied and got approved for a chase biz card? 05/24

还没搬砖但是先在7.10试着打了一次电话recon

跟我说是因为duplicate application

而且小哥很强硬的说你之前有过csp就不能拿到welcome bonus

果断hang up

The new cardmember bonus may not be available to you if you currently have any other personal Sapphire cards open, previously held this card or received a new cardmember bonus for this card.

看来每个人对这个条款的理解不一样呢

【引用自 Forlorner】:
且小哥很强硬的说你之前有过csp就不能拿到welcome bonus
果
我跟你同样的情况呢

这种挂了重打就行，我准备等搬完砖之后再说

请问一下，收到邮件说过了，哪里能看是否有bonus呢？

收到邮件approve了，哪里能看有没有bonus呢？

过两天就能在app里看见tracker了

请问一下楼主recon的是最后一个申请吗 - 还有credit是在申请过程中pull的还是recon时候pull的呀

感谢

recon的时候可以问他们

没问的话就等过两天在app里看

所以你是第一个人说不能拿

挂了重打之后第二个人给你批了？

我就没打第二次了，帮着搬砖然后邮件就过来说approval了

recon最后一个，有hp

有的，在mobile app下面，点击benefit tab就能看得到

不用理那些傻吊客服，我跟你情况一样，降级之后太着急申请了，我打了三四个，然后遇到个好的直接给批卡了

我确实是有点着急

今天刚降级就申请了2333

请问你是降级之后多久申请的？

弹窗了吗？

我降级当天/第二天/第三天，每天都弹窗哈哈哈哈，直到被拒了，我就给客服打电话recon，客服问我为啥申这么多次，我说我是急急国王

我是直接当天就递了好几个

然后有一个直接被拒

后来chase说那个被拒是因为duplicate

然后每次都能link回我之前弹窗又取消的申请

看来稳妥一点还是再申一个好了

我也是每天申好几个，一直试弹窗什么时候没，后来就直接被拒了，跟客服说就行了，recon好几次才过的，再申还得吃hp

全是chase给我发的信

IMG_48641206×2622 203 KB

personal or biz? biz
approved or rejected or pop-up window? approved
How much Credit Line? 10k
bonus offered? Yes or No (? How to check?)
what was the sign up bonus? 200k
x/24 status? 4/24
had [csp] (Chase Sapphire Preferred (CSP) 信用卡【2025.6 更新：75k 开卡奖励】 - 美国信用卡指南) before? how long ago did you get the sign up bonus? > 5 years
had csr before? how long ago did you get the sign up bonus? no
if biz, how many chase biz cards do you currently hold? 1
if biz, when was the last time you applied and got approved for a chase biz card? 1 month ago

一个月前申请unlimited让打开transunion。这次申请钱专门去unlock了，结果这次要的Equifax

刚出5/24申请csr，喜提7-10 business days，应该马上再试试csr biz么？谢谢

来一个dp

personal or biz? 个人卡
approved or rejected or pop-up window? 喜提7-10 biz days，没打电话，5个小时后approved
How much Credit Line? $10k
bonus offered? 有
what was the sign up bonus? 100k + $500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 2020年底还是2021年1月份拿过bonus
had csr before? how long ago did you get the sign up bonus? 第一批拿过，一年后关卡
if biz, how many chase biz cards do you currently hold? NA
if biz, when was the last time you applied and got approved for a chase biz card? NA

周五批的卡

哪天会到？

说是5-7 business day

能否加急呢

一般第二天ship，第三天就到了

好

等着到了刷呢

怎么知道bonus有的呢？我跟你一样的情况

Benefits and rewards 往下拉

tracker在第二天会出现在benefits里面

我的没看到啊，已经4天了，难道是悲剧了吗

打电话问吧，理论上没弹窗问题就不大

你错了，值钱的

是不是没找对地方啊？app进去到csr这张卡，然后点下面这个benefits and rewards

IMG_25661320×561 92.3 KB

然后下一个页面往下一点就能看到

IMG_25671320×2065 154 KB

嗷嗷，找到了找到了，谢啦！

personal or biz? Personal
approved or rejected or pop-up window? approved
How much Credit Line? $20k
bonus offered? 有
what was the sign up bonus? 100k + $500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 2020年拿bonus 刚刚降级几天
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? NA
if biz, when was the last time you applied and got approved for a chase biz card? NA

刚刚申请CSR, 没看到弹窗，需要review, 让等邮件。

但是没看到5-10 business days 的说法。

3/24, 之前没有过CSR, 上个月CSP降级。

感谢楼上群友们，那就也发下我的DP

personal or biz? Personal
approved or rejected or pop-up window? decision 7-10, 马上打电话说让等，然后1小时之后收到邮件approve
How much Credit Line? $10k
bonus offered? 有
what was the sign up bonus? 100k + $500
x/24 status? 2/24
had csp before? how long ago did you get the sign up bonus? 2021年6月拿bonus，2025年7月8号降级，7月9号申请CSR。
had csr before? how long ago did you get the sign up bonus? yes, 2016? 第一次发布的时候申请的。
if biz, how many chase biz cards do you currently hold? NA
if biz, when was the last time you applied and got approved for a chase biz card? NA

报一个相似的DP，之前有看到后门电话现在不好用的帖子但目前看来还是亲测好用的:

personal or biz? Personal
approved or rejected or pop-up window? 7-10 review. 拨打8830 后门电话，确认身份后电话里直接批卡，确认有sub.
How much Credit Line? 10K
bonus offered? Yes
what was the sign up bonus? 100K+500$
x/24 status? 2/24
had csp before? how long ago did you get the sign up bonus? NA
had csr before? how long ago did you get the sign up bonus? Yes. 2023年8月拿bonus. 25年7月7号降级，14号申请CSR
if biz, how many chase biz cards do you currently hold? NA
if biz, when was the last time you applied and got approved for a chase biz card? NA

personal or biz? Biz
approved or rejected or pop-up window? 7-10 review 第二天早上批准的
How much Credit Line? 10k (从其他biz卡挪过来的，实际没有增加)
bonus offered? Yes
what was the sign up bonus? 200K
x/24 status? 10/24 ( 24年1月bilt+amex hilton X2 hilton, 4月amex bri, 10月 chase csp+amex delta per , 11月citi, 12月 巴克莱X2 hawaii, 25年6月amex delta per )
had csp before? how long ago did you get the sign up bonus? yes, 2024/10
had csr before? how long ago did you get the sign up bonus? yes, no
if biz, how many chase biz cards do you currently hold? 3
if biz, when was the last time you applied and got approved for a chase biz card? 2023

personal or biz? personal
approved or rejected or pop-up window? pop-up window, withdraw application but still got a HP
How much Credit Line? NA
bonus offered? NA
what was the sign up bonus? NA
x/24 status? lol/24
had csp before? how long ago did you get the sign up bonus? yes, 2018
had csr before? how long ago did you get the sign up bonus? no, no
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?

刚approved

personal or biz? Personal
approved or rejected or pop-up window? 没有弹窗，需要review, 一天后打电话, 电话等了20分钟，直接approval, 问有无sub, 客服说不知道
How much Credit Line? $35k
bonus offered? 不确定
what was the sign up bonus? 100k + $500
x/24 status? 3/24
**had csp before? how long ago did you get the sign up bonus? Yes, 六月降级
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? NA
if biz, when was the last time you applied and got approved for a chase biz card? NA

personal or biz? Biz
approved or rejected or pop-up window? 没有弹窗，直接approve
How much Credit Line? 10k
bonus offered? Yes or No
what was the sign up bonus? 200k
x/24 status? 4/24, 加2个AU
had csp before? how long ago did you get the sign up bonus? 去年申请的，持有中
had csr before? how long ago did you get the sign up bonus? 疫情前持有，大概是20还是21年关了
if biz, how many chase biz cards do you currently hold? 2张，CIP,CIU
if biz, when was the last time you applied and got approved for a chase biz card? CIP 08/2024

personal or biz? personal
approved or rejected or pop-up window? 没有弹窗，直接approve
How much Credit Line? 22k
bonus offered? Yes
what was the sign up bonus? 100k + 500
x/24 status? 3/24,
had csp before? how long ago did you get the sign up bonus? 去年申请的，几天前降级
had csr before? how long ago did you get the sign up bonus? No

给LD申请csr 被弹窗 显示继续申请拿不到bonus 还有就是cancel application 原因是due to recently opened account 我cancel 申请了 现在有什么办法

personal or biz? personal
approved or rejected or pop-up window? 弹窗因为忘了解冻，不过要求的Equifax，解冻了秒过
How much Credit Line? 28k
bonus offered? Yes
what was the sign up bonus? 100k + 500
x/24 status? 3/24,
had csp before? how long ago did you get the sign up bonus? 2021
had csr before? how long ago did you get the sign up bonus? 2017

报个DP

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 10k
bonus offered? Yes
what was the sign up bonus? 100k+500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 08/2021
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? N/A
if biz, when was the last time you applied and got approved for a chase biz card? N/A

开卡第二天在App里看到的New Account Bonus 100k+500

9/24也可以？

10/24，申请了清单是wells fargo bilt, chase csp, citi aa ex, 巴克莱 hawaii 2张，amex delta personal nll gold and platinum, 1 大聪明, 1 hilton 白板+1 hilton surpass

**personal or biz?**Biz
approved or rejected or pop-up window? 7-10days, chase第二天电话验证+挪额度，第三天approve
How much Credit Line? 15k
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 04/2025申请
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? 8personal 2biz
if biz, when was the last time you applied and got approved for a chase biz card? 01/2024

怒了，材料也传了，后来又打8830说材料不过要我去branch，今天去了branch banker帮忙打电话说系统down了耍猴呢

我感觉是因为他们要下班了不想看了…自己给8830打电话也是这套

我上周去branch找banker给我打电话打完就批准了，之前给8830打电话agent和我说只要去branch找banker应该能100%批准

4年内拿过bonus，降级老CSR再申请新CSR，通过+有bonus的DP好像不是很多诶。

真的没啥理由不批啊。。。只要不是524，去branch就是太浪费时间了，一趟起码半个小时，我忍不住了又冲了一次，结果又跪了，已经不想搞了

个人卡，被拒，too many recent applications.

不被批可能信用卡太多额度不够，需要诺额度，打电话或者去branch

苦于524不敢申请

撸卡就不能怕麻烦，不过我去branch就5分钟不到所以第二天就去了

branch离我也很近，但是不提前约过去了还得等…

申请这个卡是不是如果申请两张CIP啊, 高年费还得想办法用coupon. 3w的消费哈.

来回报一个新鲜的dp

personal or biz? personal
approved or rejected or pop-up window? rejected，打8830 reconsider之后过了，搬了3​
How much Credit Line? 10000
bonus offered? Yes
what was the sign up bonus? 100000 point & $500
x/24 status? 1/24
had csp before? how long ago did you get the sign up bonus? Yes, 2 years, downgrade to CFU on 07/10/2025
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? N/A
if biz, when was the last time you applied and got approved for a chase biz card? N/A

也算是够曲折

7/10降级之后申请了好几次都是弹窗

等到7/14再申请的时候才是无弹窗拒

然后开始reconsider

15和16号打了2次2127都没过，第二次小哥直接说他看不到approve的选项只能让我等

然后在论坛看到8830之后17号打8830一次过了

昨天没忍住又送了个hp，还是不行，然后今天给8830打电话，劝我说“我们已经准备好approve你的卡了，就等你去branch了！”还是信了这个饼又去了一趟branch，在那坐了半个小时，然后说身份verify了，还要等24个小时才能从另一个department转到他们这边。。。我是真的服了，停车费都花了五块钱了

Duplicate application 应该是没有HP的，我最近搞了好几次duplicate application，甚至还疑似无HP开了一张 Aeroplan
【引用自 未知】:
分享一个疑似无HP开Chase信用卡的DP 信用卡
六月初开了 Aeroplan 75K（可惜再等一个月就有85K了），目前是出了第一个statement，这张卡也上了信报，但是依然没有在信报上见到HP，所以只能说疑似无HP。
申请的时候是3/24，大概申请过程是这样的：
五月初看见了 UA Biz 的石膏 Offer，有点上头就申请了。当时忘了解锁信报所以就见到了要求我解锁信报再打电话的页面。有点懒得打电话就解锁了信报又申请了一遍，结果就是因…

hp还是有的Experian已经看到了。。不过之前申请三次貌似只有两个hp

报个DP

personal or biz? personal
approved or rejected or pop-up window? 需要review, 没联系客服, 30分钟后收到邮件说approved
How much Credit Line? 10k
bonus offered? Yes
what was the sign up bonus? 100k+500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 07/2021
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? N/A
if biz, when was the last time you applied and got approved for a chase biz card? N/A

56月看到csp石膏打算再审一遍，降级csp到cfu，但因为上次开卡奖励7月拿到的没赶上开新csp，转头开了开了ihg之后到了4/24

杀全家马上开卡DP:
【引用自 啊这这这】:
在另一个话题中
DP: 5月被杀商业卡全家（此前4月份个人卡被杀光但商业卡没被杀），20天后商业卡全数诈尸。6月底卡着5/24申请CSR Biz没被秒批（估计时间卡得太紧）。今天闲来无事recon，小哥狠狠拷打了一下business信息后听了30秒音乐批卡。 CL15k

今天继续8830，打了二十多分钟，跟我说“你的appliation不能recon了，已经拒了”，我回“那我还有个新的application，你能批那个吗”，然后对面说那我去看看，然后过会儿又说现在没法告诉你能批还是不能批，我这边已经没什么人了（快到下班时间了）你下周再打电话过来吧

我真草他妈了，打了快十个电话，跑了三次branch，还要下周，真他妈贱啊chase，但是100k+500+20k实在是太多了，下周接着打吧

谁能给个总结统计啊

他

求问现在有100k的track了吗，我也拿过csr csp的offer，在想要不要申

请问这个额外的20k是什么啊

refer?

personal or biz? biz

approved or rejected or pop-up window? rejected

How much Credit Line?

bonus offered? No

what was the sign up bonus?

x/24 status? 4/24

if biz, how many chase biz cards do you currently hold? 3张ink，6张personal

if biz, when was the last time you applied and got approved for a chase biz card? 3+年之前

网页申请直接7-10pending，等了24小时打8830电话被转接，说给拒了，要求recon，然后让我hold了三分钟回来说没用，还是拒。

原因说了好几个，有个是credit太多，还有好像是chase的credit用太少，别的credit用太高（有个0apr的羊毛还在薅），bilt常年带balance，etc。

卧槽，今天打客服不知道是上树还是什么，说不能recon因为我23年拿过csr的bonus，我要再等24个月，怀疑是客服上树了，昨天还说是因为我有太多cl，今天就变成48月rule了，感觉我现在有太多CSR 申请客服已经都搞昏了，我最好的选择可能是先等一个月然后重新申吧，这次就不recon了

有人上个月升级csr，现在又降级重新申请拿bonus吗

personal or biz? : Personal
approved or rejected or pop-up window? : Approved
How much Credit Line? : 10k
bonus offered? Yes
what was the sign up bonus? 100k+500$
x/24 status? 1/24, fresh to Chase

帮队友申请的，他之前只有一个C1 Savor，申请当下提示需要review, 自动语音查询 7-10 days；1周后8830客服表示需要补ID，账单，SSN；在线补交后8830客服提示需要final approval需要等1-2 weeks；1周后再次8830，核对信息后批卡。

personal or biz? Personal
approved or rejected or pop-up window? Approved
How much Credit Line? 20,100
bonus offered? Yes
what was the sign up bonus? 100,000 + $500
x/24 status? 3/24 before application
had csp before? how long ago did you get the sign up bonus? 24年4月初拿的csp bonus
had csr before? how long ago did you get the sign up bonus? no

24年4月初第一次开csp拿bonus，申请一周前降级到classic freedom，第三天出了statement，保险起见还是等满了一周再apply，秒过

apply的时候没有砖，但4个月前用llc开了ink，2个月前又开了ua biz，所以半年内有两个hp。目前看起来还是很容易过的

是不是没有弹窗approve就是有welcome bonus？

我的也拒了, biz csr

这卡消费要求这么高，有啥好的？

所以你popup之後就取消申請

然後再申請到被reject

reject後就可以打recon嗎

两个DP

personal or biz? personal
approved or rejected or pop-up window? rejected
How much Credit Line?
bonus offered? Yes or No
what was the sign up bonus?
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus? >48 months
had csr before? how long ago did you get the sign up bonus?
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?

7-10天，打了两次recon都被拒，态度很坚决，说我总的credit line已经到了limit，而且4月刚开了张CFU，0 APR背了2w多balance。

personal or biz? biz
approved or rejected or pop-up window? approve
How much Credit Line? 10k
bonus offered? Yes or No
what was the sign up bonus?
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus?
had csr before? how long ago did you get the sign up bonus?
if biz, how many chase biz cards do you currently hold? 2
if biz, when was the last time you applied and got approved for a chase biz card? 2023

过了一个月不死心又申了biz试试，结果秒过。本来３张biz卡，一张很老很老的ink，一张SW，一张23年开的ink，上周把SW关了。

是的，每天试个1-2次吧，总共pop up了大概5-6次？我全都withdraw了，直到直接被拒，我就打电话recon了

我是这样的 丝滑的话 第二天就有tracker了

憋了半年了，终于可以申请了

personal or biz? Biz
approved or rejected or pop-up window? pending, Receive decision in 7-10 days，然后等了一个晚上也没有批，早上打了电话立马批准了
How much Credit Line? 30000，居然给这么多。，可能与我最近把我freedom and freedom unlimited降了limit有关
bonus offered? Yes
**what was the sign up bonus?**200k
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? yes and 4年前
had csr before? how long ago did you get the sign up bonus? yes。是crs刚刚出来的那一年，忘了，应该是2017年吧
if biz, how many chase biz cards do you currently hold? 0，为了申请这个把我business卡都关了，去年申请了2张
if biz, when was the last time you applied and got approved for a chase biz card? 04/2024.

我喜欢ur积分，所以看到这个20k的积分就知道我一定要申请这个。谢谢chase.

personal or biz?

Biz

approved or rejected or pop-up window?

review 然后第二天approved

How much Credit Line?

10k
截止目前，chase给我批的biz卡额度都和我申请时写的annual revenue一样。申ua biz的时候写的5k revenue就给了5k额度；申csr的时候写的10k revenue就给了10k额度。不过有可能是批卡的最低cl？

bonus offered?

Yes

what was the sign up bonus?

200k

x/24 status?

4/24

had csp before? how long ago did you get the sign up bonus?

Yes, ~46 months ago

had csr before? how long ago did you get the sign up bonus?

No, never had CSR or CSR biz

if biz, how many chase biz cards do you currently hold?

2, including this one

if biz, when was the last time you applied and got approved for a chase biz card?

5-6 months ago

personal or biz?

Person

approved or rejected or pop-up window?

Instant Approval

How much Credit Line?

27k

bonus offered?

Yes I assume, 没看到弹窗

what was the sign up bonus?

100k + 500 travel credit

x/24 status?

4/24

had csp before? how long ago did you get the sign up bonus?

Yes, 23年11月底开的，bonus拿到时间应该差不多，非常小于48个月。CSP 7.25降级，7.28开卡CSR

had csr before? how long ago did you get the sign up bonus?

No, never had CSR or CSR biz

歪个楼，话说这个需要MDD吗？

感觉biz 和 personal 不是一个product，正常的DD不就可以了？

personal or biz? person

**approved or rejected or pop-up window?**approved

How much Credit Line? 10000

bonus offered? Yes

**what was the sign up bonus?**normal

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? yes and 2年前

had csr before? how long ago did you get the sign up bonus? yes。2年前csp的开卡拿过

if biz, how many chase biz cards do you currently hold?

if biz, when was the last time you applied and got approved for a chase biz card?

综合DP来看，48m的规则已经不适用了，还是看5/24，以及你的信用

上周用 p2 申过了

personal or biz? Personal
approved or rejected or pop-up window? 7-10, recon 了 fraud team
How much Credit Line? 10k
bonus offered? Yes
what was the sign up bonus? 100k + 500
x/24 status? 2/24
had csp before? how long ago did you get the sign up bonus? no
had csr before? how long ago did you get the sign up bonus? no
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?

personal or biz? person

approved or rejected or pop-up window? approved

How much Credit Line? 34500

bonus offered? Yes

what was the sign up bonus? 100K+500

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? yes, 2022

had csr before? how long ago did you get the sign up bonus? no

刚出5/24，第一次申CSR Biz，Perfect Credit Score，Recon死活不给批…

说Biz太新，最近开卡多，Chase Personal usage太少云云…

求问该咋办？？开Chase Biz Checking搬砖？

申请的时候告知被锁了信报，所以进了人工，可不可以等一个礼拜再送人头看能不能系统批？

DP: 嘴巴说干于是Recon过了

personal or biz? biz

approved or rejected or pop-up window? review然后approve。当天晚些时候打8002788830说还需要final review，挂了之后打8882048630，确认了地址之后听了一会音乐就approve了

How much Credit Line? 15000

bonus offered? 没弹窗应该是Yes？

what was the sign up bonus? 200000

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? 开的时间和拿sub的时间都超过一年了。今年3月转成了csr，昨天转成了cf

had csr before? how long ago did you get the sign up bonus? see above

if biz, how many chase biz cards do you currently hold? IHG Premier biz (2024.05); CIP (2024.08); CIU (2024.10)

if biz, when was the last time you applied and got approved for a chase biz card? CIU (2024.10)。今年申过几次chase的商业卡全都秒拒，csr biz过了有点意外

昨天申请csr biz进入review，今天打电话recon，被告知因为我七张ink cash card额度很高，并且开卡以来几乎没刷过。真给我整笑了，我ink cash明明每张每年都刷满25k的5x

personal or biz? biz

approved or rejected or pop-up window? 7-10 days review because of credit frozen, removed freeze, called and approved

How much Credit Line? 10k

bonus offered? Yes

what was the sign up bonus? 200k

x/24 status? 6/24 eq, 4/24 ex

had csp before? how long ago did you get the sign up bonus? no

had csr before? how long ago did you get the sign up bonus? yes, >48m

if biz, how many chase biz cards do you currently hold? 4 cic

if biz, when was the last time you applied and got approved for a chase biz card? 05/2024

5月份个人卡全部被杀，商业卡都活着，今天ex出524尝试申请结果提示要pull eq，remove freeze之后打电话秒过。紧接着又申了一张ink preferred 喜提7-10，打电话recon说是不同biz也不让过。

personal or biz? biz

approved or rejected or pop-up window? review然后等了一天approve。

How much Credit Line? 10000

bonus offered? 没弹窗应该是Yes？

what was the sign up bonus? 200000

x/24 status? 3/24

had csp before? how long ago did you get the sign up bonus? 开的时间和拿sub的时间都超过一年了。今年4月份刚把csp升级到csr

had csr before? how long ago did you get the sign up bonus? see above

if biz, how many chase biz cards do you currently hold? 一张cic，一张ciu，三张cip

if biz, when was the last time you applied and got approved for a chase biz card? cip，11/24

personal or biz? Person
approved or rejected or pop-up window?

1st Aug, 00:05 am applied,pending review

didn’t get the phone call from chase call back 800 278 8830

profile verification, Approved
How much Credit Line? 22,400 (odd number…)
bonus offered? Yes
what was the sign up bonus? 100K+$500
x/24 status? 2/24
had csp before? how long ago did you get the sign up bonus? Yes, Oct 2021. (still in 48 months)
had csr before? how long ago did you get the sign up bonus？ Yes, in 2016, when new product launched.
if biz, how many chase biz cards do you currently hold? Not biz, already got 1 IHG biz
if biz, when was the last time you applied and got approved for a chase biz card? N/A, had 1 on May 2025

申請資料都跟chase 一模一樣（開chase bank profile複製貼上） 居然還要人工審核。

持有近十年歷史，不知道怎樣才能達標 instant approval

personal or biz? Personal

approved or rejected or pop-up window? Rejected → Reconsider → Approved

How much Credit Line? 10k

bonus offered? Yes

what was the sign up bonus? 100k+$500

x/24 status? Good question. 7.22出的5/24 7.25申请说得按天算，而且不给reconsider，让我8月再交一次申请。8.1重新申请先rej, reconsider之后说没法马上下决定，需要secondary review，让我等48h，然后不到一天就approve了

had csp before? how long ago did you get the sign up bonus? Yes, 09/2021拿到的SUB，其实还没过四年呢

had csr before? how long ago did you get the sign up bonus? Yes, csp转卡拿到的csr，7.23降级的freedom

虽然一波三折，但是最后还是过了，客服也确认有sub，应该是确认新csr和旧csr不算一张卡？

【引用自 Daniel_GW】:
拿到
你CSP何时转CSR的呢？

看了一眼，是02/2024从csp转的csr

又recon了一次，挪了1w4的cl，终于批了

personal or biz? personal

approved or rejected or pop-up window? rejected → recon → recon → recon → approved

How much Credit Line? 14k

bonus offered? Yes

what was the sign up bonus? 100k + 500

x/24 status? 4/24

personal or biz? biz

approved or rejected or pop-up window? review然后等了一天approve。

How much Credit Line? 11.5k

bonus offered? 没弹窗应该是Yes？

what was the sign up bonus? 200000

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? 开的时间和拿sub的时间都超过一年了。今年7月份刚把csp–>cf

had csr before? how long ago did you get the sign up bonus? long long ago

if biz, how many chase biz cards do you currently hold? 一张cic，2张ciu，1张cip

if biz, when was the last time you applied and got approved for a chase biz card? cip，8/24

我靠我基本跟你一模一样lol

我基本就是pay down 其他卡的balances，开了checking+saving拿bonus 接着recon多吃了个HP然后又挪了1w5

personal or biz?

personal

approved or rejected or pop-up window?

7-10 and rejected → recon rejected → opened checking+saving+pay down balances → recon+move balances → approved

How much Credit Line?

Moved 15k

bonus offered? Yes or No

Yes

what was the sign up bonus?

100k

x/24 status?

3/24

had csp before? how long ago did you get the sign up bonus?

Yep; less than 48 months but close

had csr before? how long ago did you get the sign up bonus?

Nope

你杀疯了？

我和chase的关系可能太好了吧

我也是6月听说要涨价把CSP升到了CSR 现在想降回到CF 再申请还可能拿开卡奖励吗？听说政策挺松动的？

8.1降级csp，8.5申请csr弹窗无sub，是不是申请太快了要等几天

IMG_23381170×2114 107 KB

太快了，降级还没有完成。3到5个工作日比较合适。

这样有hp吗

没有，直接withdraw了

我上周三降级的（比你早两天），今天申请也是和你一样弹窗

我在app里看到降级的document时间是8.3，你看下你的是什么时候，估计可能还得等，准备这周五再试一下

周五再试 会不会说是duplicate application

不知道，看dp有的过几天申请直接过，有的就直接拒，拒了再打电话recon吧

同8/4降級 8/6申請彈窗,貌似無HP

我申请没有弹窗 显示7-10天 然后recon被告知重复申请 然后无法今天给出结果

再打吧，我看上面dp一天打好几个

耗时一个月终于下卡了

personal or biz? Person

approved or rejected or pop-up window?

see below

How much Credit Line?10,000

bonus offered? Yes

what was the sign up bonus? 100K+$500

x/24 status? 3/24

had csp before? how long ago did you get the sign up bonus? Yes, Oct 2023.Aug-ish

had csr before? how long ago did you get the sign up bonus？ No

Chase先是降级CSP到CFU, 然后第二天申请, 被弹窗, 然后接下来几天继续申请继续弹窗.

后来终于不弹窗了, 说要review. review结果说不能通过, 因为最近申请太多 (后来我发现是因为前面弹窗withdraw也算一次申请).

于是我开始打电话recon, 不断转部门review, 等, 再转部门再等, 最后层层递到一个上树客服手里, 说我拿过CSP不能拿CSR的SUB了. 我一开始听信了于是叫停申请. 帖子在这

来泥潭里交流一下感觉这个客服大概率上树了. 于是等了一周再申请, 这次没弹窗, 说我信用报告没解冻, 要解冻了之后打电话过去.

解冻之后打电话过去, 先是身份验证, 然后转到下一个部门. 一个美国大姐先是说我最近申请有点多, 还withdraw了几次; 我开始谈心解释为啥我最近申请那么多. 接着又问为啥消费占总credit的比率低, 为啥最近搬砖等等. 聊完然后说要从别的卡挪额度, 挪了10K额度, 最终提交说要下一个部门review.

第二天收到fraud team的电话确认申请. 第三天终于收到邮件说approved了, 第四天看app里看到了100K+500的sub. Chase这个实在是太折腾了

personal or biz? : Personal
approved or rejected or pop-up window? : Approved
How much Credit Line? : 10k
bonus offered? Yes
what was the sign up bonus? 100k+500$
x/24 status? 2/24, BOA123, Chase Marriott Boundless

线上，走 banker referral link 网申，喜提 7-10。Banker 电话 follow up 和 recon+我 三方通话，没有秒过/拒。三天后，Banker 在我不在场时和 recon follow up，通过。场景基本复刻上次
【引用自 未知】:
奇妙体验之 Banker 上号代打 Recon，客户不发一言直接过关 [附开箱和猫图] 信用卡
tldr：SSN 刚下，首卡在 branch 申请 Marriott Boundless，喜提 7–10 天。次日，banker 同时 致电我和 recon，代替我与 Recon 谈心，成功下卡。
前因
我是新人，刚拿到 SSN，去 branch 更新 SSN 时顺便提了一嘴想要申卡。Banker 列出了他可以直接帮我操作的卡，可惜最近 5FN 的 Marriott Boundless 不在此列…

请问CSR offer什么时候结束？打算去趟branch找banker帮忙申请，看能不能破5/24

官网写的 ending soon 了

image1920×1394 132 KB

我这好像没显示 这个也YMMV吗

image1258×836 74.7 KB

没事了 我这也显示了

对，我也看到了，但没找到具体什么时候end

我感觉应该是8月中旬或8月底，相当于这个offer持续两个月

刚刚降级的话，最好看看chase app里面open an account-credit cards里面有没有csr出来，有的话才是降级成功了

正打算打电话降级 CSP 然后下周正式出5/24 冲 CSR还有机会么

P2 的链接里没有显示出offer ending soon

我觉得没问题啊，一周肯定是还有的，而且降级的天数也保险

今天又弹窗了，申请的信用卡能看到csr和csr，难道因为拿csp奖励太近？只有14个月左右

周一再试一次吧

IMG_23821170×2532 411 KB

下周出524是什么鬼？寻思下周也不是月初啊

其实就是这个月初，保险起见下周还是精确到日的出5/24

奇怪，都降级一周了也没有出现csr，之前申了几次csr都弹窗

我周一降级然后今天周四已经看到csr了 但是仍旧被弹窗

我跟你情况差不多 我拿csp sub大概是22个月 也是弹窗

personal or biz? : biz

approved or rejected or pop-up window? : Approved

How much Credit Line? : 26k

bonus offered? Yes

what was the sign up bonus? 200k

x/24 status? n/24（n大于等于10算biz卡的话

跟楼上某个dp相似，cpc banker 帮忙打电话recon然后过的

experian认真数了一下，7/24（6amex 1chase）有两张amex和一/两张ink biz 没在report上。

不报希望在branch申的。

8/3 CSP降级CFU (CSP SUB 30+month) 挂电话app卡面已变

8/4 Document里看到降级的信 (dated 8/4)

8/8 弹窗 Withdraw
【引用自 Daniel_GW】:
刚刚降级的话，最好看看chase app里面open an account-credit cards里面有没有csr出来，有的话才是降级成功了
手机和网页都有CSR CSP 和很多别的卡

同样timeline然后弹窗。难道bug修复了

今早打电话给客服套话问offer 什么时候ending, 客服查了半天回复说这个是Marketing team的决定的，他们还没有得到准确消息

保守估计还有2周史高

感觉被堵住了，最近几天都没看到成功的dp

就算降级之后新的statement也不行

IMG_24131170×1580 157 KB

又试了一次csp降级隔了整整一周依旧弹窗，应该是没救了，升级可以后悔，降级也可以吗

6年前拿的老CSR sub之后关了卡，2年前拿的csp sub，周一降级到CFU，今天申请新CSR被弹窗，是不是没机会了？

你这个dp在一个月前肯定是没问题的，楼上有好多这样的dp.

看来是这个降级再申请的bug被堵住了。。

提供一个新鲜出炉的的 5/24 但是CSR biz 下卡的经历。 Chase官方链接申请了CSR biz，喜提7-10

打了reconsider电话，电话那边转接到更高级的部门，然后高级部门小哥开始问各种biz相关问题，应付过去后，小哥提出可以关闭现在有的一张biz卡然后 把credit line移到新的卡， 表示同意就下卡了

下卡之前 层主已经8/24了，可见5/24 对于茶色biz卡 不是必要条件，所以有想尝试的泥潭大佬们， 编好你的故事，然后冲吧

personal or biz?

biz

approved or rejected or pop-up window?

7-10 then reconsider approved

How much Credit Line?

21000

bonus offered? Yes

what was the sign up bonus? 200k

x/24 status? 8/24

had csp before? how long ago did you get the sign up bonus?

现在还在持有csp

had csr before? how long ago did you get the sign up bonus?

有过老个人版CSR，后来downgrade了

if biz, how many chase biz cards do you currently hold?

5

if biz, when was the last time you applied and got approved for a chase biz card?

3 months ago

昨天刚刚降级CSP这不GG了… 我没拿过CSR sub

趁offer结束前再试一试总是可以的

【引用自 Daniel_GW】:
虽然一波三折，但是最后还是过了
6天前不是还有吗，只不过不是秒过

这offer啥时候结束啊

Screenshot 2025-08-08 at 17.07.36737×958 197 KB

请问这个submit按下去就会直接申请吗？

如果有pop up jail下一页吗?

目前是想试试看到底有没有遇到puj还没准备好要申请

已经申请三次了全部弹窗无sub

你是之前有CSR吗？拿过SUB吗

没有csr，14个月前拿过csp的sub，1号降级csp现在一直弹窗

4年前搞过CSP，后关卡，申CSR，弹窗

见鬼了 干！

今天去branch找了banker，也没用，说是5/24破不了。哪里能找到有能力破5/24的好banker？本来已经死心了，但这两天在潭里看到有DP去branch能破才去试的。

看来跟CSR实在是无缘了。

怀疑 CSR offer 8/20 跟 UA Quest 一起结束，chase推荐里就这俩offer ending soon

image900×602 50 KB

CFU 0% 20k ? 難怪不夠 你個人的額度滿了

商業過了因為你商業的額度還沒滿

请问，ink, 5/24 什么意思？

弹窗了是 hard pull 还是soft pull

话说申csr biz会上个人信报吗，应该不会吧，但会有hp？

不会上个人信报 但有HP

biz CSR可以破

嗯啊，感谢，刚冲了csr biz，reviewing application，希望能过

hp目前3/6，已经DD了elite，准备十月份再试试TD/QD，同时在兼职delta升降机，三管齐下

要花3万呢，没有个人卡值得啊。

不MS的确实有点难 只能等交税了

无hardpull

【引用自 AppleCandy】:
DD了elite
这是什么卡

Citi家新卡

楼里有潭友这次personal 和biz都开的吗？

不想关personal，有成功开biz的吗？

那你这不能叫dd啊

TA先后开了两张

N年前开过CSR，关了。3年前开过CSP，去年7月降级了。刚才申请CSR，还是弹窗了啊。难道是48个月的问题？

CSR1930×996 84.1 KB

直接有卡号吗？多久收到卡的

personal or biz?

Personal

approved or rejected or pop-up window?

Need review
Approved after 1 week with multiple calls to various recon lines.

How much Credit Line?

20k

bonus offered? Yes or No

Yes

what was the sign up bonus?

100K+$500

x/24 status?

2/24

had csp before? how long ago did you get the sign up bonus?

Yes, AUG-SEP 2021

had csr before? how long ago did you get the sign up bonus?

Yes, AUG-OCT 2016

非常类似的情况+1

不是，超过48个月照样被弹窗

【引用自 Kumi】:
超过48个月照样被弹窗
只能多试几次了吗？

听说能revert product change，那CSP已降CFU，能不能直接升到CSR（不拿SUB）？还是只能revert回CSP，然后还能再升CSR么。不行的话就得用另一张freedom升CSR了，这样频繁product change不会被chase搞吧，虽然没薅到任何福利，只是想有个CSR用8x chase travel，前年CFU 10x chase travel的时候 薅了1m多。

personal or biz?

biz

approved or rejected or pop-up window?

approved

How much Credit Line?

15000

bonus offered?

yes

what was the sign up bonus?

200000

x/24 status?

4

had csp before? how long ago did you get the sign up bonus?

have csp, few months ago

had csr before? how long ago did you get the sign up bonus?

yes, 6 years ago

if biz, how many chase biz cards do you currently hold?

5 ink

if biz, when was the last time you applied and got approved for a chase biz card?

About 1 year ago

有人说降级也可以反悔，但是没看过dp，我也降级了csp但申csr无sub，下周再不行的话之后用ur的时候再升级另一张cfu到csp吧，不知道能不能直接从cf到csr

不过csr biz也是要pull credit的吗 记得amex家biz不需要

同问。。有个客服说可以ignore这个message，申就是了

P1 P2申请CSR Business纷纷被拒，理由是balance高（P1有十几万的0% balance），insufficient business relationship with Chase，甚至还说business structure缘故（填的是出租房屋）

请问填写的biz revenue，高于所有biz卡（包括刚批的CSR Biz）的CL总和吗？

這上樹了吧⋯⋯

申了也没sub吧

没有，随手写了一个2万，之前有5张了，这个给了一万五

2万的话 有被要求提供商业收入税表吗

【引用自 Sharon】:
有个客服说可以ignore这个message，申就是了
忘了在哪，记得看见过这样的dp

没bonus申他干啥…

请问有csp降级之后申csr的dp吗 请问降级之后多久申的

就是弹窗之后也拿到SUB了

什么意思如果弹窗直接申也有bonus？不会吧

这个风险有点高啊。

personal or biz? Personal
approved or rejected or pop-up window? Need review. Approved after uploading address docs. (My 1st Chase account)
How much Credit Line? 14.5k
bonus offered? Yes
what was the sign up bonus? 100K+$500
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? No
had csr before? how long ago did you get the sign up bonus? No

personal or biz? Personal

approved or rejected or pop-up window? review first then called recon got approved

How much Credit Line? 17K

bonus offered? Yes or No Yes

what was the sign up bonus? 100K+500

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? No

had csr before? how long ago did you get the sign up bonus? No

确实开始弹窗了，24年开的csr ，上个月降级，今天申请被弹窗了，应该是新旧csr 一起算了。不过也无所谓了，这么多coupon就算年抛也觉得很麻烦，找机会开一个csp长持吧

personal or biz? Pen

approved or rejected or pop-up window? Approved

How much Credit Line? 30k

bonus offered? Yes

what was the sign up bonus? 100k + 500

x/24 status? 3/24

had csp before? how long ago did you get the sign up bonus? Yes, less than 48 months

had csr before? how long ago did you get the sign up bonus? Yes, 8 years ago

if biz, how many chase biz cards do you currently hold? N/A

if biz, when was the last time you applied and got approved for a chase biz card? N/A

打电话降级CSR到OG freedom flex, 被告知OG freedom flex is unavailable，转普通cff也不行，是客服在上树吗

想试一下csp 会不会弹，结果也弹窗了，但我从来没申过csp，所以现在是怎么个规则？拿过sapphire 任何一个sub之后两张卡都再拿不了sub了吗？这比以前48个月还严格了

我感觉之前“通过降级再申新版CSR”这个方法被fixed了

最后过了吗

OG是freedom，不是freedom flex。大概率客服上树，换一个。

天塌了， 前几天刚降级CSP 算什么 ，CSR弹窗， CSP白降了

过了，打了三四次recon电话

我也是超过48个月照样被弹窗，CSP七月降的freedom，3/24， 不知道chase这弹窗机制什么鬼。

personal or biz? Biz

approved or rejected or pop-up window? Need review, applied on Saturday, called 8830 on Monday, transferred to the lending department, approved after

How much Credit Line? $10k

bonus offered? Yes

what was the sign up bonus? 200k pts after spending $30k

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes, MDD’ed in Aug-23

had csr before? how long ago did you get the sign up bonus? Yes, MDD’ed in Aug-23

刚准备降级，上来看了一眼，所以说没必要试了？

没必要试了，现在你只要拿过csp/csr的sub，降级之后再申请就拿不到sub，我已经降级10天了还是弹窗，准备转战其他卡了

IMG_25811170×2532 205 KB

说实话，我还想赌一把，万一只是临时的呢，我现在降，应该能在石膏结束之前试一试

p2也有csp所以我降级，应该还能用她的去转点

可以试 但希望应该不大了

电话打到一半 上来看了一眼最新dp，立刻跟客服说不降级了

我也是，n年前开过csr，早关了，都超过48个月。 从没申请过csp

照样弹窗

能问下是哪天申请通过的吗，其他DP都是哀鸿遍野，你是全村的希望了

降级不是可以反悔吗

【引用自 foiegras】:
照样弹窗
哎。算了。转身去citi了。安慰一下自己，citi两年的extended warranty，比这货强。

过两天再试一次 还没有100%死心

没 直接批了

不是，似乎现在只有freedom 和cfu可选..

我刚打电话连freedom都没了

HUCA之后好像成功了

我也是一样的想法, 不过我是之前把CSP升上去CSR的, 这么差的Coupon book即使年费稍低, 留着也没什么用.

啊 我是8/4申请的

有人知道开卡奖啥时候结束么

personal or biz? Biz

approved or rejected or pop-up window? Approved，没有弹窗

How much Credit Line? $14,500

bonus offered? 有，一天后看到tracker

what was the sign up bonus? UR 200K

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? NA

had csr before? how long ago did you get the sign up bonus? NA

if biz, how many chase biz cards do you currently hold? 这是第一张biz卡

if biz, when was the last time you applied and got approved for a chase biz card? NA

IMG_28221320×550 60 KB

personal or biz? Biz

approved or rejected or pop-up window?Approved，没有弹窗

How much Credit Line? $10,000

bonus offered? 官网链接申的，应该有

what was the sign up bonus? 官网200k的链接

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes. More than 4 yrs ago

had csr before? how long ago did you get the sign up bonus? No

if biz, how many chase biz cards do you currently hold? 无

if biz, when was the last time you applied and got approved for a chase biz card? 无

之前只开过amex和citi的biz card

我已经降了一个月了，昨天试第一次也是弹窗，到月底再试一次，不行就算了，无缘。

月底还能有sub吗

还真的可能sub过期了，那过两天再试试好了

上个月降级的csp sub是两年前拿的 今天网页端连续三次弹窗 怀疑可能确实破不了48月限制 突发奇想手机app申请 无弹窗直接喜提7-10 晚点recon试试看

手机APP不弹窗？

可能是因为duplicate申请的原因无弹窗

那能有开卡奖励吗

要reconsider吧

等大佬的DP~~~

的确，去年申请的CSP，8/4 csp降级。这周一申请CSR就弹窗，只能这周五再试试看，毕竟还在48 months

21年2月拿过csp bonus的，申CSR也一直弹窗，感觉跟48个月关系不大了

我还有一个想法… 用p2的refer 链接试试？ 过两天收到降级卡之后试一下

话说biz card approved后得单独开个账户？不能和personal checking互通吗

开个business 的profile然后两个账户关联就行了，找客服关联

感谢老哥，话说卡批了后几天能到，我电话里问了他们说已经expedite了，我周一过的，希望能周五前到

应该可以的他家expedite 2天基本到

我周五过的，周二到的

感谢各位老哥

手机APP不弹窗，但这样是不是没有refer奖励了？

手机app一样弹的，你自己去试一下就知道了。我觉得他这个可能是因为同一天内withdraw太多次会触发一个新状态，这倒是一个绕过弹窗的思路，就是不知道能不能recon过，recon不过也没有意义

那遇到弹窗是选择withdraw还是直接关掉

提供一个dp，8/4降级csp成freedom，19年拿到的bonus，刚刚申请csr，秒过，这应该是拿到sub吧？

【引用自 Sywan】:
手机app申请
我手机app里面都没有这种卡可以申请

请问CSR个人卡与商业卡有互斥吗？现有个人CSR可以申商业CSR吗？

所以现在系统又修好了？神奇

8/8降级CSP到Freedom

8/11晚explore new credit card可以看到both Reserve and Preferred

8/12下午用refer link申请，弹窗，再直接用APP申请还是弹窗。

看楼上有8月approve的DP，难道是还得再等等？

我也挺懵逼的，本来做好弹窗准备了，没想到直接approved了…

并没有，依旧弹窗 估计19年太久之前了？

所以降级前后等了8天？

不知道下周还有没有sub,犹豫要不周五先上波车

DP: 拿csp sub超过48个月，8/1 把csp降到cfu，8/7试了下申请csr弹窗，8/9又试了下还是弹窗。8/12去branch问了下结果回答may or may not get sub。后来收到个statment说rejected因为拿过sapphire的奖励。

看起来policy可能改了，不是48个月了，且csp和csr一起算只能拿一次了

是的，8/4降级，8/12(今天)第一次试着申请

接宝地问一下大家哈 关于CHASE BIZ的员工卡：

【Chase三个月内只能申请一张biz卡】 那如果第一张卡是作为员工卡来申请 第二张卡作为主卡来申请 这样子的话 间隔不到三个月 可以吗

网页申的还是app？用refer了么

请问p2什么意思？

二奶。。

personal or biz? P

approved or rejected or pop-up window? Approved (In branch)

How much Credit Line? 11k

bonus offered? Yes

what was the sign up bonus? 100k + 500

x/24 status? 3/24

had csp before? how long ago did you get the sign up bonus? Yes. More than 4 yrs ago

had csr before? how long ago did you get the sign up bonus? No

DP: 提前一周CSP降级CFU。8/05 in branch申请，之后电话杯具，前后五次recon，关卡，降额度后8/11通过。两天之后app出现tracker。

详情： 请问CSR recon三次被拒是凉了吗？

personal or biz? P

approved or rejected or pop-up window? Approved

How much Credit Line? 27k

bonus offered? Yes (用public link申请的应该是有吧?)

what was the sign up bonus? 100k + 500

x/24 status? 5/24 (until 8/25)

had csp before? how long ago did you get the sign up bonus? Yes. More than 4 yrs ago

had csr before? how long ago did you get the sign up bonus? No

DP: technically 8月25日才出5/24，没想到今天用public link秒过。。难道这个是看月份的？？

我记得是soon，但是8/18之后

快进到chase 后退大法

最近弹窗的各位，我们似乎又看到了希望？

看得我心动了 我感觉我上次拿bonus也很久了

8/3 CSP降级CFU (CSP SUB 30+month) 挂电话app卡面已变

8/4 Document里看到降级的信 (dated 8/4)

8/8 弹窗 Withdraw

8/13 弹窗 Withdraw

Product Change DP: 刚打电话把8/3从CSP降级的CFU，升级成了CSR（无bonus）。客服说也可以revert回CSP。由于product change有1-2工作日的处理时间，在处理完成之前不能申请expedited delivery。各位降级之后弹窗的，可以revert回CSP，客服操作很丝滑。

update：过2小时，app卡页面布局变了之后（不是app变卡面，挂电话卡面秒变），就可以打电话request expedited delivery了。chase左上角机器人聊天，说request rush shipping，然后选call for rush shipping，会让你选哪张卡，挂电话1h内 这里显示的卡名还是CFU，过2h变CSR了，然后打电话request。

请问revert back的话，account number会变吗？

都是VISA就不会变，如果之前降到CFU了，就不会变。涉及MasterCard会变，不同卡组织，卡号第一位不一样。

8/18是在哪看的呢？

doc

没有 sub 感觉csr持有价值有点低，半年一次报销太折腾人了

主要是看上那个8x chase travel了，前年CFU 10x chase travel的时候薅了1m多

personal or biz? BIZ

approved or rejected or pop-up window? Pending 7-10 days

How much Credit Line?

bonus offered? Yes

what was the sign up bonus? 200k UR

x/24 status? 1/24

had csp before? how long ago did you get the sign up bonus? Yes, April2023

had csr before? how long ago did you get the sign up bonus? No

if biz, how many chase biz cards do you currently hold? 3

if biz, when was the last time you applied and got approved for a chase biz card? 05/2025

recon失败，打算过几个小时之后再战。

每天两通电话，打到offer过期为止
【引用自 wispwhisper】:
打了reconsider电话，电话那边转接到更高级的部门，然后高级部门小哥开始问各种biz相关问题，应付过去后，小哥提出可以关闭现在有的一张biz卡然后 把credit line移到新的卡， 表示同意就下卡了
谭友收入填的多少？

我biz卡加起来CL可能有点高了。

【引用自 leozy2997】:
revert backi
请问降级多久以内可以revert back​

问问大家，5-6年前的CSP还在持有，刚入手CSR Biz

如果想上车CSR Personal，需要先降级CSP？？？

可以看一下app里面那张卡的document，上面会说一个日期

网页直接申请的，没用refer

刚刚去分行申请了CSR Biz，竟然秒拒， 说是超过了5/24.

回家仔细又审了一遍 Experian， 的的确确是自己记录下的只申请过4/24.

Chase怎么可能犯这么初级的错误？ 这些不是都是system自己check的吗？

怎么办？明天打Recon， 还是让Banker 打比较好？

客服说每24小时只能recon一次

不管了，明天再说吧。

确实要降一下credit line，我收入填了30w

哪真的比不了，我只填了个位数

一直持有csp 新csr出来前短暂升到csr，后降回csp，然后五天前降级cfu，刚刚申请7-10，n/24， 还有必要recon吗

chase这波有点傻逼了。csr有125k的黑车了

https://secure.chase.com/web/oao/application/card?sourceCode=HWNT

申请100k+500 travel credit的小伙伴们不知道啥想法

25K也就值400啊

蛤？

500 travel credit还是25K UR（即使如你所说值400），我想大家一定知道怎么选

还要多花1000刀，这是机会成本，这样算下来真差不多其实

但肯定还是25k ur好

黑车本身的风险你也不考虑一下

我反正没法申了，也就看看心痒痒

chase的黑车是个什么安全性，以前的黑车都被杀了吗

看了一下泥潭以前的帖子，好像没人完全因为黑车被杀？（可能没看全）

试了黑车，还在弹窗，我去。。。

希望大佬们加油出个更黑的破弹窗的黑车链接！！！

biz卡刚收到，话说在哪可以看到20w的积分term？我感觉申请的时候都没有提奖励这个，就是点进去后申请表里没有直接说20w，刚看了眼agreement感觉好像也没？

感觉还可以啊，比个人卡好看点？也稍微重点

21D1FC2A-7B7F-4349-9623-EA018EB237643024×4032 1.7 MB

7232EFDE-AE4F-4B89-9EC0-37E781112F4D3024×4032 1.75 MB

猜测上黑车了可能会像BoA一样以 Approve in Error关掉？

之前有过CSP/CSR的 现在就算降级了再申请也会被弹窗，也很难上黑车了吧

黑车是不是代表现在offer结束后, 就是变成125k?

插个眼儿

我也是一样的dp，网页弹死，手机app喜提7-10

csr biz 已经setup好了，username用了个人的，个人的切别的username，然后登陆丝滑，一下子感觉账号完整了

有点想送hp了

冲！！！

我也是申BIZ 7-10days，已经recon失败一次了，同样准备一直recon到30天过期为止

现在黑车有成功破524的dp吗？

【引用自 foiegras】:
手机app喜提7-10
手机里面怎么找到CSR的？我只看到freedom。

csr personal 在chase travel上定 能报销500刀的开卡bonus 和 年度300 credit吗？

降级之后等2-3个buz day

可惜，好像黑车还是不给bonus，降级csp了一周，还是弹窗

【引用自 skyrimplayer】:
降级之后等2-3个buz day
我去年降级的。。

能 但不能重叠。$500是voucher 满足金额后会收到，结账页面手动选择 直接从订单金额减掉 不从信用卡扣钱 触发不了$300。$300可以用chase travel。$500是one-time use only 有效期一年。
【引用自 不知名网友】:
CSR开卡的500 travel credit到帐了，可是……
IMG_37471179×1386 96.3 KB
IMG_37471179×1386 96.3 KB

感觉这个500刀不如另一个offer里面的extra 25k ur points好用

等你们这波手机无弹窗的好消息

也可能是因为duplicate application直接拒了。。。从pop up window取消的申请好像在chase系统里不会当成没申请，所以再次申请会直接拒绝，感觉他们代码写的有问题

报个dp吧 感觉以前持有过csp/csr要降级的除非奇技淫巧不然应该是没戏了

23年7月开的csp 9月拿到sub

8/4降级 freedom 之后每天尝试申了1次csr 每次都弹窗

今天等不下去了申了两次 第二次直接拒说7-10biz day给reason

打电话recon说所有的applications要不是dupe要不是withdraw没有他们能reconsider的 根据这个信息我猜测今天的第二个application页面说是拒了但是也不是那种可以recon的拒（所以可能没有hp？需要之后看一下）这样就堵住了类似amex走客服跳过弹窗的操作 看看谭里有无大佬可以破吧

感觉茶色说是withdraw但是每个申请都记录在系统里面.

【引用自 US-INS】:
说是withdraw但是每个申请都记录在系统里面
是的。。。我打那个自动电话查状态，并不是withdraw，而是说7-10 非常sb
【引用自 进京的举人】:
今天等不下去了申了两次 第二次直接拒说7-10biz day给reason
明天或者今天晚点看notice and letters就会发现第二次是duplicate application

app用不了refer了吧

同样的问题，第一次withdraw,第二次duplicate，两次都没法reconsider。

顺便求一个好用的reconsider, 每次打8830都被transfer给lending department的一个黑姐，死活过不了

类似情况，你的有hp吗？

客服说两个都不会有hp

感谢，主要是没弹窗直接7-10，信报上也暂时没看到hp。如果有hp，信报会立即看到吗？

感谢大佬 试了一下还是弹窗

手机app在哪里申请啊 没看到CSR呢

电话语音你咋知道是黑姐

【引用自 css】:
我去年降级的
去年降级的卡，现在在系统里面实际是freedom卡，但是名字却显示是sapphire。不知道是不是这个原因弹窗。

update：

打了一个小时电话、换了五个客服（包括supervisor）也搞不定。最后一怒之下关卡。不伺候了。客服（）说，弹窗也可能会拿开卡奖励。

遇见了类似的情况

8/7 打电话降级CSP到CFU，Chase App内立即显示CSP 变成CFU

8/8 Chase App 里DOC显示Product Change 日期为8/8

8/11 Chase App 里Credit Card显示出了CSR 和CSP

8/14 晚上吃饭收到Chase 邮件
【引用自 正经打工人】:
Chase Sapphire Reserve 史高即将于8/20过期?
收到了Chase给Sapphire 系列持卡人promotion邮件
估计大家遇到的弹窗可能都是因为
【引用自 css】:
现在在系统里面实际是freedom卡，但是名字却显示是sapphire
还没收到降级之后的CFU，打算收到了再冲CSR（虽然内心已经感觉弹窗预定了

黑姐的tone听不出来吗

弱弱问一下

这卡真的有这麽好吗?

跟ink preferred比起来CIP只要95年费就可以花8k拿90k点数加20k refer

还不用想怎麽花掉coupon book

95年费能有办法抵消吗？满一年降级cash？

贡献一个in-branch申请失败的dp。4/24，4年前有过CSP，很早之前就降级了。

banker问了收入和存款，是否5/24，以前持有的csp的情况，然后说能下csr。然后在banker的电脑上申请，一路都很正常，提交申请后直接秒拒。banker电话去recon，被告知因为以前拿过CSP的SUB所以lifetime限制不能批卡，不能不拿SUB下卡，没有hard pull，无法recon。客服提到: 如果是网申就会出现pop-up就可以选择不拿SUB开卡/withdraw，in-branch就会直接withdraw。

所以是chase的banker训练不到位不了解最新的规则？以及in-branch不符合SUB资格会直接withdraw而不是reject/pop-up？

Lending的黑姐太…业务能力也不行，信息都查不到…一点都不helpful，还不停的打断说话

我觉得最好的客服就是白人大妈，又温柔业务能力又强

【引用自 qfgr】:
最新的规则
很可能就如他所说，lifetime只能拿一次

那就真没办法了，可能8月之前都是可以的，晚了一步

已知
【引用自 正经打工人】:
8/7 打电话降级CSP到CFU，Chase App内立即显示CSP 变成CFU
8/8 Chase App 里DOC显示Product Change 日期为8/8
8/11 Chase App 里Credit Card显示出了CSR 和CSP
8/14 晚上吃饭收到Chase 邮件
8/15 收到降级的CFU, 激活 App 和referral申请都收到了弹窗

估计路子已经被封死，已致电客服revert product change，只恨自己出5/24太晚了

准备投入Citi怀抱

一模一样…

4年前CSP→持有一年关卡→申CSR→弹窗

这几年卡不行了

还在5/24-但是app里面有pre- approve，能过吗？

总结一下是csp最近降级没用，除非很久以前关卡了才行？

【引用自 xzz2021】:
很久以前关卡了才行
应该也不行，大概率只有一开始那几周系统没调好的时候可以

P2是7/6开的，虽然上次CSP还不到4年，我本来没想开，感觉一张足够了，现在没其它好卡又有点痒痒。我是CSP开卡过了四年，然后降级，前年底升级回了CSP还没关。感觉8月份以后没戏了

感觉chase玩不起，哪有两张卡互相影响sub的，amex都只是高级影响低级卡 打算和chase说拜拜了

六月降级了550的csr是不到开卡了么 亏两遍

Chase这波确实是傻逼，学Amex搞弹窗搞lifetime，但是又没有175k大sub，没有nll ，还两张卡一起算，还有傻屌524

真的是，我都准备转战citi了

大哥是最好的哈哈，非常耐心

真心的，现在amex给600FHR根本花不完，也不需要Hyatt了，真的需要可以bilt明年就出新卡了

估计bilt的495年费卡都比CSR好，还能赚Hyatt/Accor/JAL，吊打辣鸡chase

biz 不是要消费几万吗？实际需要消费这么多吗？

请问nll什么意思？

等出了再说吧

真biz的话一两个月就达到了

差不多，我是前几个月降级，也弹了

我也打算citi了，等priemer 新高。。打reco电话问了，和其他dp一样，如果之前拿过csp的就不能拿这个csr了，不管多久之前关卡降级。。。

是说，希望bilt新卡能更好地Cover一些旅行保险，租车保险

留个CSP可以cover?

其实如果它的房租可以变1.25x，给一些不太垃圾的credit，我觉得应该就够cover年费了

主要bilt分数一点比chase UR好啊，而且基本上不可代替

最近收了2个citi premier 和2个AA的 mailer ，被chase 恶心了感觉还不如直接换一家

确实，留Csp相当于花95-50=45cover一年保险，其实也可以

CSP在我看来其实也是负年费神卡，光DoorDash 会员和每月10刀doordash grocery credit 然后自取就已经负年费了

相当于每个月2.5箱饮用水，或者48颗鸡蛋，如果有p2，基本上供应不愁

PREMIER 给80k 分吗

Premier 90k mailer

这，我怎么能被target上？开个checking?

我没有citi的任何账户，感觉就是随机发的？

【引用自 AppleVisionPro】:
personal or biz? biz
approved or rejected or pop-up window? review然后等了一天approve。
How much Credit Line? 11.5k
bonus offered? 没弹窗应该是Yes？
what was the sign up bonus? 200000
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? 开的时间和拿sub的时间都超过一年了。今年7月份刚把csp–>cf
had csr before? how long ago did you get the sign up bonus? long long ago
if biz, how many chase biz cards do you currently hold? 一张cic，2张ciu，1张cip
if biz, when was the last time you applied and got approved for a chase biz card? cip，8/24
昨天想去再申一个个人卡，弹窗

【引用自 正经打工人】:
相当于每个月2.5箱饮用水，或者48颗鸡蛋
什么店这么便宜？pickup？711只能搞一箱水

DoorDash 的dashmart ，每个地区价格不一样NYC就很方便

ca还得自己付瓶子费

但是瓶子是可以回收的？这么算下来也没亏

以前经常领着一大堆空瓶去7/11卖钱，相当于又赚了

湾区排队人多，机器少，你一次拿多了去，后面的按重量算了

个人只要之前拿过csp/csr就不行了，请教一下怎么花3w

交税，反正6个月，到明年呢

我有些税表2月中旬才出来，估计来不及。。。

es1040

刚刚也在研究这个，提前交税，这个方法可以。但是biz是不是得2.89%手续费？

1.75%

Paying by commercial/corporate credit or debit card?

2.89%

得多有闲工夫才会真去卖瓶子

只因为是
【引用自 正经打工人】:
以前

又被杀了呵呵 不过把年费退了，也算撸到了一丢丢福利

aci paypal

personal or biz? biz

approved or rejected or pop-up window? wait, no window, no approved

Recon, 电话上客服说Receive decision in 2 weeks， 因为昨天才申请的

下午他们打电话给我，要了公司的信息，然后说24小时给答案，需要2ND REVIEW,

悲剧了。。。

对的就是这个原因

今天打了电话recon，原因就是duplicate

彻底没戏了

4/24， 曾经拿过csp and csr奖励大于48个月， 早降级了

申请personal， 弹窗， 是不是可以不用惦记了？

6月升级的CSR,纯好奇想趁着石膏捞一笔，反正闲着也是闲着，于是又申请了一次CSR,万一中了呢，结果不出意料，没有弹窗，秒拒。话说茶色不会觉得我颠吧

感谢 DP​ 有 HP 吗

记得茶色说过不能同时拥有

降级到sapphire以外的卡以后说不定会给

今天又recon了一遍biz csr，寄！

RECON他们说啥？

话说csp关卡了还能reverse么

too many accounts

too many new accounts (1/24)

too many consumer credit

recent new biz account (4/25)

不打算接着recon了，转战shiti

奥，1/24还TOO MANY NEW ACCOUNTS? 最后给你拒了？

应该不是主要原因，应该是最后一条。

好吧，这是我第一张BIZ, 今天他们打给我电话，等24H

csr biz 的offer也是马上过期么？

感觉不是。个人版的页面有offer ending soon的字样，biz页面没有

2023 拿過 CSP SUB

8/7 CSP 降 CF

8/15 申 CSR 彈窗

8/18 要求 revert product change 客服說 revert 不一定成功 10 business days 等結果

【引用自 albert1999】:
得多有闲工夫才会真去卖瓶子
在NY州真的很方便，各大超市门口都有自动回收的机器。加州傻逼。

信上面有寫, 大概給一個月的時間,我也打算reverse了

4/24, csp 2月降， 弹窗。没戏了， gg

冲了biz 喜提7-10 days

加州超市貌似可以退到服务台

马上要交地税才想起来，帖子看了一半就去降级CSP了 …明天试一下没戏就revert吧

刚看了下Citi Elite的黑车也死了

對信用歷史短的人, CSR personal vs Biz 在申請上難度有差異嗎? (760分) 如果目前只有 2/24 兩個都想要 , 是可以同時申請減少一個HP 的嗎? (主要因 personal offer ending soon… 想衝)

感謝回答

7/24 25年开的都是商业卡．

放了两块砖准备送HP了．

是先冲BIZ还是先冲personal?

需要冻结信报么

前两天被弹窗了，这次提交转了一下然后直接变成7-10天，虽然失败概率比较高，但是recon成功的话有开卡奖励吗？

image950×739 28.4 KB

我上周五刚把CSP转卡，之后一直申一直弹窗，今早不弹窗了然后得到跟你一样的回复…上个月刚出5/24

同样7-10…等一波recon dp或者我过几个小时上

我刚要求revert回csp，才看到今天的几个新dp。不过revert没直接批准，说要审核，于是我小手一抖又去试了一下csr申请，和楼上几个dp一样是7-10，没有弹窗

打了recon, 说是找不到这个application, 感觉是跟弹窗的合并了，可能新机制？就不会有duplicate application了

啊。。。这不是药丸

刚看到楼上新的DP，正好还没revert就尝试了一下。跟楼上一样，不弹窗了但是要7-10,目前还没有pull credit。

难道是茶色看最后一天了，大发慈悲？

似乎是chase it炸了

https://www.reddit.com/r/CreditCards/s/QmPIgDaryp

应该是 bug 了，app里 explore credit card都空了，一个都不显示

IMG_25541170×2532 208 KB

我也是这样 还以为是超过5/24不让申卡了

利用现在的BUG，至少是没有弹窗了。个人CSR喜提We’re unable to approve your application. You’ll receive a letter with more information about our decision within 7 to 10 days.这是直接拒了吗？昨天刚降了7000的个人额度

RECON啥时候能恢复啊

【引用自 mashima】:
personal or biz? biz
approved or rejected or pop-up window? rejected
How much Credit Line?
bonus offered? No
what was the sign up bonus?
x/24 status? 4/24
if biz, how many chase biz cards do you currently hold? 3张ink，6张personal
if biz, when was the last time you applied and got approved for a chase biz card? 3+年之前
网页申请直接7-10pending，等了24小时打8830电话被转接，说给拒了，要求recon，然后让我hold了三分钟回来说没用，还是拒。
原因说了好几个，有个是credit太多，还有好像是chase的credit用太少，别的credit用太高（有个0apr的羊毛还在薅），bilt常年带balance，etc。
再报个p2的：

personal or biz? biz

approved or rejected or pop-up window? approved

How much Credit Line? 10k

bonus offered? I guess 200k?

what was the sign up bonus? I guess 200k?

x/24 status? 5/24

if biz, how many chase biz cards do you currently hold? 4: 2ink 1UA 1Marriott

if biz, when was the last time you applied and got approved for a chase biz card? ink 10 months ago

看楼里csr biz好像不太在乎524就冲了。网页申请直接approved。接下来要操心怎么花30k。

我也拒了，和你差不多

chase it是修好了么，刚刚申有弹窗啊

这是唯一 曾经拥有csr，还能拿新csr sub的 dp么？

不是啊，6月底7月初好多人上车了。

我现在也是一直被卡弹窗，哭死

好吧 拖延症晚期 害s人

也来再报个DP：（8/19上午申请）

personal or biz? biz

approved or rejected or pop-up window? 喜提7-10day review — 15分钟后接到电话review批卡

How much Credit Line? 15k

bonus offered? 200k

what was the sign up bonus? 200K

x/24 status? 12/24

if biz, how many chase biz cards do you currently hold? 2 ink (1 CIP and 1 CIC)

if biz, when was the last time you applied and got approved for a chase biz card? ink CIP 12 months ago

用referral link申请，submit完显示7-10天review, 然后15分钟后收到888电话，Chase打来verify 一些基本business信息，然后问我是否愿意从现有的商业卡挪一些credit 过去，说当然愿意，查看了一下我的CIP有30K credit, 就挪了15K过去，reviewer说操作完成，2天内能收到卡，今天看到ups 的tracking number. 感觉business 卡不太在乎5/24, 毕竟30K刷卡，比想象的容易通过。接下来头痛的就是30K啦，好在给了6个月

那会不知道能破1/48啊

应该修复了，我也弹

死心了

谢谢楼上勇士们dp我就不试了，祝愿明天个个都批准

弹窗混过去了，但是recon不让我过

昨天降级的CSP，刚试了下弹窗

可以的吧，那会儿几24都没问题，好像有csp的也能申请csr并有sub。就是那会儿刚出，bug很多，现在都堵死了呗

气S了！

Chase忠实用户N多年， 上周去找Banker开了个BizChecking， 顺便申请了CSRBiz， 竟然秒拒。

说是too many cards, 事实上只有4/24； 反复强调不是5/24， 没用， 4/24 也不行

说是没有business activities- 不是废话吗？ 刚开账户当然没有啦； 我说有其它银行的statement证明， 人家也不要。

FICO 800+ 人家也不care

Recon 了两次都拒绝了

估计 成了？

估计没了 不想努力了，这卡也不是非开不可

有人总结一下到底是什么状态吗？

几个月之前升级到CSR，最近刚降级到freedom，账户里已经没有CSR了，申请弹窗说目前有CSR所以不能批，也没有pull credit。

如果拿过csp/csr的开卡奖励，即使现在已经没有csr/csp，也不能拿开卡bonus，因为现在是整个sapphire系列一生一次

CSP的几年前拿过，然后几个月前升级到CSR的，前几天降级到freedom。另外我的弹窗是说现在有CSR所以不给批，不是说没有bonus。感觉很奇怪难道是chase的IT更新非常慢？

【引用自 test1231】:
现在有CSR
应该要等三天到一周

也报个dp

biz

approved

10000 cl（太tmd少了 ）

200k bonus

4/24？

已有3张chase biz卡

【引用自 Alexandrina】:
现在是整个sapphire系列一生一次
所以前一段时间没上车的就已经可以move on了是吧

今天125K上新，直接重新申请，结果居然没弹窗，但是秒拒了

8/7 CSP product change to freedom 每次申請都彈窗，已經放棄了 剛剛打電話revert to CSP掛了電話app卡面就變了

报个DP，我昨天20号申了100K+500，当天recon没过，今天我看变成125K了，就又申请了一次

2次都没弹窗，但是都秒拒。22号再recon过了，但是agent说他并不能看到开卡奖励是什么

personal or biz? P

approved or rejected or pop-up window? 没弹窗但是Rejected，recon过了

How much Credit Line? 10000

bonus offered? 打电话客服说有

what was the sign up bonus? 打电话客服说有

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes, 37 months

had csr before? how long ago did you get the sign up bonus? Yes 玩升降机没拿过开卡。2周前刚降级

if biz, how many chase biz cards do you currently hold?

if biz, when was the last time you applied and got approved for a chase biz card?

一般都建议隔3个月再申请

8.19提交的CSR申请 未给Application Reference 只收到了In Review的邮件

8.20打了两通电话查询未果

8.21上午打电话 被告知被标记Fraud 最好通过banker申请 并让banker联系Fraud

8.21下午到Chase Branch. Banker说Fraud的原因是之前有Business Profile(笔者之前申请过business checking 但很快主动关闭了账户), 其地址与当前Personal Profile住址不同. 然后出示dl, ssn和cfu, Fraud标记解除 但信用卡仍在审核中

(Banker透露了8.20 Chase系统glitch 很多人的申请未被批准)

8.22 电话8882702127查询7-10day 遂转人工 接线员似乎知道任务 二话不说转接另外个接线员 被告知需要提交ssn证明 又问了关于能否match到新offer 回答是不能 需要重新提交申请

挂断电话 收到email以及文档上传链接. 然后找朋友重新生成了refer链接 打开是新SUB 提交申请

没过半个小时 接到chase来电 说ssn已验证 马上审核 听了几分钟音乐 被告知已批 确认了是新SUB

【引用自 Churn】:
确认了是新SUB
打电话问了，有

电话里问的 不过听接线员的意思 收到卡后 随卡的brochure 也可以验证

天呐居然还能改，再次确认是发SM吗

可能可以改 Doc已经有成功改的dp了

确认是电话里被告知approve后 立刻问的接线员

出 bug那天提交的csr 申请收到了拒信，原因是You’ve held this card or received a Sapphire bonus，看来 terms很明确了，没有 hard pull

Update: 8/22 Online account CF 卡面變回 CSP

求问一下各位，我这个情况还能recon吗，账户就两张 Ink，一共额度才 8000，申 CSR Biz 第一次 recon 不给过。理由给的是：

Too many active accounts or too much available credit on consumer report

Low usage of Chase credit line

有朋友遇到过类似情况或者遇到过类似理由吗？这种情况还有啥办法吗？（比如把ink都关了？）

感谢！

总CL多少啊，打客服降CL？

个人卡的cl也影响商业卡吗？商业卡一共就只有8000

personal or biz? Biz

approved or rejected or pop-up window? Need review, applied yesterday, called 8830, transferred to the lending department, need to provide more information, then gave up

How much Credit Line?

bonus offered?

what was the sign up bonus? 200k pts after spending $30k

x/24 status? 3/24

had csp before? how long ago did you get the sign up bonus? Yes, 2016

had csr before? how long ago did you get the sign up bonus? Yes, 2018

Screenshot 2025-08-27 at 20.24.56741×820 92.4 KB

SUB还提高了

life time language卡死多少人不想办

有link吗

personal or biz? biz
approved or rejected or pop-up window? approved
How much Credit Line? 10000
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 424
had csp before? how long ago did you get the sign up bonus? Y, 3m ago
had csr before? how long ago did you get the sign up bonus? na
if biz, how many chase biz cards do you currently hold? 0
if biz, when was the last time you applied and got approved for a chase biz card? na

【引用自 hkao】:
要求 revert product change 客服說 revert 不一定成功 10 business days 等結果
我前几天也要求revert，客服说没这个选项了

你后来怎么样了

CSR出来的时候申请过一张，很久了，CSP4年前申请过一张，刚刚申请这这两张都被弹窗了，真的再也拿不到了吗？我看以前的dp是可以拿到的啊。

先是
【引用自 hkao】:
Update: 8/22 Online account CF 卡面變回 CSP
後來也沒有收到任何official notice

然後用原卡號能重新enroll Dashpass

感覺是revert成功了? 我也就沒再管了

可以啊，你怎么revert的，打哪个电话呀

CSP 卡背面 800-493-3319

完了，我就是打CSR卡背他们不给我reverse。你说了什么话术啊

又损失500

你的csr最后有开卡奖励吗

【引用自 adobeyh】:
客服说没这个选项了
是不是降级后过了一个月了？

我 8/5 从 CSP 降级到 freedom with UR，刚刚打电话给
【引用自 hkao】:
800-493-3319
马上就 revert 成功了。app 里的卡面马上就变回 CSP 了。

有的zs

没到一个月，我也是8.5左右

是不是要白天打这个电话比较好

【引用自 adobeyh】:
是不是要白天打这个电话比较好
不确定，我降级的时候是晚上 10 点打的，是英语母语的客服；今天是下午 6 点打的，是三哥客服

你今天reverse成功了？

額… 看了上面的DP…

如果申請 CSR BIZ 不會有 hard pull??? 如果是我要衝了

是的

我刚刚又打CSR卡背试图reverse，他和我说我已经用了change后freedom的benefit，所以不能变回去，你降级之后用过卡吗

@hkao 顺便也问下你

【引用自 adobeyh】:
降级之后用过卡吗
刷过 10 次左右

那你降级之后freedom的多倍刷过吗，doordash的benefit用过吗

客服和我说他们看不到reverse这个选项

【引用自 adobeyh】:
freedom的多倍刷过
刷过 5x 加油
【引用自 adobeyh】:
doordash的benefit用过
没有用过 doordash
【引用自 adobeyh】:
他们看不到reverse这个选项
继续 HUCA 试试？感觉也没什么别的办法

行，我继续试试吧

降級後沒刷過卡

升回去後也沒刷過就重新enroll GH

8/29 收到升回來的CSP新卡

personal or biz? biz

approved or rejected or pop-up window? rejected

How much Credit Line? Nan

bonus offered? Yes

what was the sign up bonus? 200k

x/24 status? 524

had csp before? how long ago did you get the sign up bonus? NO

had csr before? how long ago did you get the sign up bonus? na

if biz, how many chase biz cards do you currently hold? 0

if biz, when was the last time you applied and got approved for a chase biz card? 20 Months ago

10月份出5/24，看上面有不少破5/24的data point，就冲了。7-10 pending，但一天后收到message，rejected。打电话recon，直接说5/24，让我oct再去recon或者再重新申。

Approve之后bonus tracker多久会出现？

几天就出来了 但是没出现在UR点数 反而出现在bonus介绍那里

personal or biz? biz

approved or rejected or pop-up window? approved

How much Credit Line? 12k

bonus offered? Yes

what was the sign up bonus? 200k

x/24 status? 424

had csp before? how long ago did you get the sign up bonus? Yes 今年2月CSP个人卡

had csr before? how long ago did you get the sign up bonus? No

if biz, how many chase biz cards do you currently hold? 2

if biz, when was the last time you applied and got approved for a chase biz card? Nov 2024

8/19出524 怕奖励过期直接申请了 7-10 recon说524是按月份计算 今天9/2 再recon 把之前两张ink cl移到这张CSR biz就approve了 客服说有bonus 等过两天看看app有没有track

? 524不是8月1号就应该出了吗

客服说是下个月 9月份 我上一次524时候客服也这么说

请问客服有提到年费150么？

给客服打电话说要reverse降级，客服说看不到但是有选项可以upgrade 到CSP，然后新年费150

【引用自 动力牛子】:
personal or biz? biz
approved or rejected or pop-up window? Rejected and recon approved
How much Credit Line? 12k
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 424
had csp before? how long ago did you get the sign up bonus? Yes CSP个人卡 4年前
had csr before? how long ago did you get the sign up bonus? No
if biz, how many chase biz cards do you currently hold? 0
第一次申请直接被拒绝，说是too many cards opened (5/24)

回来double checked credit report, 只有四个， 另一个是副卡。 两天后asked recon, 怎么解释是四个不是五个，还是没批准。 两个星期后再ask recon, 前面两个印度客服还是说不行， 最后终于转到了一个美国客服， 他说Chase 97% 的申请都是system自动审批的， machine肯定是搞错了； 他按4/24 又送了一次，就通过了。 接着又verified 一些info， finally， Approved。

经验就是不靠谱的客服就是不靠谱。 但问题就是怎样才能被转到靠谱的客服，好像是靠luck？前面被转了多次都不行。

另， 出5/24， 好像是要过了申请日，i.e. 9/15， 不是一进入九月就可以， 必须是after 9/15, according to today’s rep.

【引用自 用户名】:
请问客服有提到年费150么？
有提到年费是 95

【引用自 adobeyh】:
Yes 玩升降机没拿过开卡。2周前刚降级
【引用自 adobeyh】:
Yes, 37 months
所以有过老csr而且四年之内拿过csp奖励，怎么这跟别人dp不一样

所以我是
【引用自 adobeyh】:
CSR/CSP弹窗规则整理 (持續更新)
最后的奇迹

有再次要求 recon 吗

拒了 搬砖没用

9月5号告诉我，我8月25申请的reverse批准了，卡9月8号发出9号到

看你前面DP綜合結論CSP CSR 雙持還有CSR開卡禮

封你為天選之人 恭喜發財

我现在双持CSR，没有CSP了

我看你說的reverse 我以為你說的是 reverse product change.

看來是typo “Reserve” lol

還是恭喜

就是reverse啊，我是从CSR降级freedom，然后再开CSR，然后再reverse回CSR

后来是周一还是周二到的?

周一

多谢，那我也要去recon，周一能到还能赶上缴税。

确实搬砖没用。后悔搬砖了。

打电话要 recon 说到最后还直接被挂电话

【引用自 takemeba】:
如果申請 CSR BIZ 不會有 hard pull??? 如果是我要衝了
不大可能吧… ink系列都有的

【引用自 Imacman】:
biz
approved
10000 cl（太tmd少了 ）
200k bonus
4/24？
已有3张chase biz卡
恭喜恭喜。不知道有没有人持有4张biz神申请的

当前有4张ink 不大敢申请了。

【引用自 正经打工人】:
最近收了2个citi premier 和2个AA的 mailer
真是天选啊… 自己从来就没有受到过。

可以dd甚至td？

personal or biz? Personal

approved or rejected or pop-up window? approved after identity verification

How much Credit Line? 10K

bonus offered? Yes

what was the sign up bonus? 125K

x/24 status? 2/24

had csp before? how long ago did you get the sign up bonus? No

had csr before? how long ago did you get the sign up bonus? No

看了好久论坛了之后打算和女友去旅游感觉CSR还是比CSP有用很多，但是credit一年刚出头，申请之前做好了打一万个recon的准备。

第一张卡BoA123， CL最近才涨到5K8 还没同步到信报上，HP的时候应该是3K

第二张是6月底才开的chase 首卡Amazon prime visa，（当时也是各种verification 等信等了两次差不多刚申请到批卡用了25天，CL1500

前两天才去开的chase total checking 都是0 balance，也没有saving

网申了CSR结果identity verification一直过不了，打电话收不到OTP也收不到callback，问完security questin给我发了link，上传完文件再打但是还是说不行，最后打的几个客服都说只能去branch，当时感觉都急死了。 （ 此间还打过MINT让他们check是不是给chase short code block了，但是mint客服说都没问题，看来下一次年底申卡也只能是in branch了）

今天冲去了branch，一开始manager说我这个简单直接给我fax过去，让我本来约的banker去吃饭了，之后我又打了个电话（8830），客服说必须要让banker打给他们才行，于是又去了一趟，还好branch比较近，于是让banker验证完，然后听了好一会音乐，没想到就直接地板过了，还是比较激动的。感谢泥潭。

挖塞 恭喜

方便請教 credit score? (chase app 模型 or Fico score)

【引用自 Estus】:
网申了CSR结果identity verification一直过不了，打电话收不到OTP也收不到callback，问完security questin给我发了link，上传完文件再打但是还是说不行，最后打的几个客服都说只能去branch，当时感觉都急死了。 （ 此间还打过MINT让他们check是不是给chase short code block了，但是mint客服说都没问题，看来下一次年底申卡也只能是in
目前Chase里是721，之前Prime Visa刚下的那会的时候还低一点

报一个奇怪的dp 我两年前开过CSP 拿过sub 上周三申了CSR 没过也没弹窗 说要review。然后接到chase fraud prevention的电话。这周一打电话过去 确认了身份 就告诉我approved了。app里的bonus tracker没显示sub 不放心 secure message让他帮我查一下有没有sub 结果今天回信说有sub。

你的DP給我一些信心了!

personal or biz? Personal
approved or rejected or pop-up window? Rejected for the EX credit freeze. Recon to hp and move CL from existing cards.
How much Credit Line? 15k
bonus offered? Yes
what was the sign up bonus? 125k + referral
x/24 status? 1/24
had csp before? how long ago did you get the sign up bonus? Yes, Nov 2021
had csr before? how long ago did you get the sign up bonus? Yes, N/A

8月初把 CSR 降级 CF，但申 CSR一直弹窗。看 dp 发现最近 CSR 放松 LL 可能有戏。

请问csp降级了吗·

【引用自 divinebaboon】:
bonus offered? Yes or No
what was the sign up bonus?
官网链接进去，还会有拿不到的可能吗？什么情况下？

csp一年前关了

谢谢回复

请问你的CSR bonus是什么时候拿的呢？

我没有拿过 CSR 的 sign up bonus，只有2021年拿过 CSP 的。

噢所以说，你是拿了CSP的，然后之后曾经把某一张卡升级成CSR然后8月又降级成CF是吧

老师你最后是做了啥recon过的

recon了几次啊

谁有没有四年内拿了CSR，近期有能拿那CSR SUB的DP啊

我不知道要不要等出524啊

我降了额度，recon了2次

最后给你过的是在电话里就过了么 还是挂了电话之后过的呀

电话里过的

好的好的 感谢

是他建议你降的额度吗 他还跟你说了啥 你过的时候是啥时间打的嘞 是男的女的hhh我今天recon被转到secondary review了…

personal or biz? Personal

approved or rejected or pop-up window? 网页拒了 recon一次从别的卡挪了额度过来批了

How much Credit Line? 21K

bonus offered? Yes

what was the sign up bonus? 125k + referral

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes, 04/2021 2022年关卡

had csr before? how long ago did you get the sign up bonus? NO

CHASE已经不给我批任何的ink了 很意外CSR居然过了

LL真的松动了？

personal or biz? personal

approved or rejected or pop-up window? 8-9月refer弹窗 10/1 refer秒批

How much Credit Line? 10k

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus?

had csr before? how long ago did you get the sign up bonus?

4/2022 申请过CSP 一年后降级 没申请过CSR

给P2申CSR biz 被拒了

原因说有很多credit 可以用不需要这张卡(大概说的是个人卡 商业只有商白一张)

然后就是business 太新了 而且之前不懂只报了1万的revenue

求问有没有类似的情况最后怎么批的卡

目前想到就是去降三张Chase 的CL 然后增加收入 存个CD

顺便问一下我用自己手机帮P2 recon 没问题吧 会让P2帮收验证码

personal or biz? personal

approved or rejected or pop-up window? instant approval after credit report unfreeze

How much Credit Line? 26k

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 3/24

had csp before? how long ago did you get the sign up bonus? No

had csr before? how long ago did you get the sign up bonus? No

突然收到信说incorrectly declined your application是什么鬼

personal or biz? Personal

approved or rejected or pop-up window? 网页拒了 recon一次从别的卡挪了额度过来批了

How much Credit Line? 25K

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes, 06/2021 前天刚csp降级

had csr before? how long ago did you get the sign up bonus? NO

前天CSP降级 申请CSR被弹窗告知没有offer，没有hardpull。昨天再次尝试 说无法批你的申请 没有弹窗和hardpull。今天再再次申请，无弹窗说无法批，但有hardpull，打给recon说too many account opened那个理由，挪了credit过来就批了 也给了offer。

我也是 一脸懵逼

personal or biz? Personal
approved or rejected or pop-up window? approved
How much Credit Line? 10K
bonus offered? Yes
what was the sign up bonus? 125k
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, 07/2021 22年降cfu
had csr before? how long ago did you get the sign up bonus? NO

这礼拜收到了六封chase的道歉信(?

心血来潮再试一次没弹窗直接过

之前被拒，前几天收到chase信说请再申请。再申请后秒批

我被拒好多次就又把CSP升回去了，现在收到一堆道歉信，但新申请还是被拒，可能因为又有一张CSP了？

请问你是几/24呀

请问多久收到csr的sub

还没收到，应该就这几天吧

personal or biz? Personal

approved or rejected or pop-up window? rejected

How much Credit Line? NA

bonus offered? NA

what was the sign up bonus? NA

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes, 06/2024 上周降级

had csr before? how long ago did you get the sign up bonus? NO

这个月刚出524，年底有出行需求要这张卡比较急，看到坛友说松绑直接冲了

上周降级csp，这周一申请弹窗，无hp，这周二再申，被拒，有hp。打了好多recon，先说duplicate application，再说整个sapphire系列仍然共享LL，最后客服secondary review发decision letter说Too many requests for credit or opened accounts with us。以为仍然是duplicate requests，今天继续recon，被告知是因为524，得下个月重新申/recon

没招了

4/24

你这个结果是当天的吗？同样的体验，冇HP，收到信，然后recon，pull credit report。叫我等或者call back 24-48 hrs

当天的结果，我准备每天recon一次了

personal or biz? Personal
approved or rejected or pop-up window? under review 7-10 days
How much Credit Line? 10k
bonus offered? yes
what was the sign up bonus? 125k public
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, 05/2022 上月降级
had csr before? how long ago did you get the sign up bonus? NO

7-10 review, 立马电话recon。转接lending部门，问了几个application上的问题，收入是否有non-taxable portion，房子填了own但为什么monthly expense是0（其实是我忘记写了）。客服问完这两个问题说可以挪额度开卡。10k limit。

申请之前chase一共有7张个人卡，无business，总额度67k的样子，接近~40% entered income。

信用分三家都是730左右，4/24，utilization 20%不到，最近一次chase开卡是四个月之前

personal or biz? biz
approved or rejected or pop-up window? approved
How much Credit Line? 50000
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 4/24
if biz, how many chase biz cards do you currently hold? 1
if biz, when was the last time you applied and got approved for a chase biz card? 1y ago

personal or biz? Personal
approved or rejected or pop-up window? under review 2 weeks-7~10 days-recon-approved
How much Credit Line? 10k
bonus offered? yes
what was the sign up bonus? 125k public
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? No
had csr before? how long ago did you get the sign up bonus? No

好像没有秒过的原因是fraud，问了地址电话邮箱等了两分钟就过了。

personal or biz? personal
approved or rejected or pop-up window? approved
How much Credit Line? 貌似是27k 没听清楚
bonus offered? Yes
what was the sign up bonus? 125k
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? yes, 1年多一点
had csr before? how long ago did you get the sign up bonus? no

CSP去年7月开的 两周前降级cf 信报是424但是实际上已经624了 其中还有一张是boundless 月初下的卡 无弹窗 under review 电话查询 2 weeks 几分钟后收到chase fraud 的电话 验证信息以后通过

打算另一张刚开的 amex delta plat 改statement date晚点上信报 降低chase被杀风险

personal or biz? Biz

approved or rejected or pop-up window?approved

How much Credit Line? 10k

bonus offered? Yes

what was the sign up bonus? 200k

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? yes, n years ago

had csr before? how long ago did you get the sign up bonus? Had the card without bonus

personal or biz? personal

approved or rejected or pop-up window? approved

How much Credit Line? 30k

bonus offered? Yes

what was the sign up bonus? spend 6k for 125k

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus?

Yes, 2022 获得

had csr before? how long ago did you get the sign up bonus?

No

if biz, how many chase biz cards do you currently hold?

N/A

if biz, when was the last time you applied and got approved for a chase biz card?

N/A

申请了直接approve，过了两天看到spending offer tracker，估计CSR看到AMEX白金卡升级慌了，赶紧宽松政策允许开卡，只要524就行。

更新：申请前提前一周CSP降级了CF

personal or biz? personal
**approved or rejected or pop-up window?**approved
How much Credit Line? 10k
bonus offered? Yes
what was the sign up bonus? spend 6k for 125k
x/24 status? 3/24
had csp before? how long ago did you get the sign up bonus?

No
had csr before? how long ago did you get the sign up bonus?

No

personal or biz? personal

approved or rejected or pop-up window? 7-10 review, 补身份认证后approve

How much Credit Line? 24k

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? yes, 两年半

had csr before? how long ago did you get the sign up bonus? Yes, 六月的时候csp升成csr然后降级成cf了

总之就是之前csp老csr都无所谓，under 5/24申就有

personal or biz? personal
approved or rejected or pop-up window? 2 weeks => 7-10 days => approved
How much Credit Line? $23,700
bonus offered? Yes
what was the sign up bonus? 125k
x/24 status? 2/24（另外还有2张副卡，算上就是4/24）
had csp before? how long ago did you get the sign up bonus? no
had csr before? how long ago did you get the sign up bonus? no

申请完打电话in 2 weeks，有个fraud dept的电话没接到，第二天变成了7-10 days，打recon问了SSN、邮箱、mother’s maiden name、地址，“So it is a valid application”，然后approved

【引用自 doodah】:
had csr before? how long ago did you get the sign up bonus? Yes, 六月的时候csp升成csr然后降级成cf了
总之就是之前csp老csr都无所谓，under 5/24申就有
你这个CSR 是CSP 升级，所以没拿过CSR 的开卡奖励？

是啊，升级的不算啊

降级多久后申的新csr？

【引用自 renwoxing】:
你这个CSR 是CSP 升级，所以没拿过CSR 的开卡奖励？
是zszs

那你说老CSR 无所谓，有点误导啊。应该是没拿过奖的老CSR 。

连降级都没降啊？

感谢提醒 补充了，提前一周CSP降级CF

【引用自 juuue】:
personal or biz? Personal
approved or rejected or pop-up window? rejected
How much Credit Line? NA
bonus offered? NA
what was the sign up bonus? NA
x/24 status? 4/24
had csp before? how long ago did you get the sign up bonus? Yes, 06/2024 上周降级
had csr before? how long ago did you get the sign up bonus? NO
personal or biz? Personal

approved or rejected or pop-up window? approved

How much Credit Line? 10k

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 4/24

had csp before? how long ago did you get the sign up bonus? Yes, 06/2024 10月初降级

had csr before? how long ago did you get the sign up bonus? No

recon了至少20次，昨天晚上客服挪额度批卡，舒服了

personal or biz? Personal

approved or rejected or pop-up window? approved

How much Credit Line? 26.6k

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 1/24

had csp before? how long ago did you get the sign up bonus? Yes, 5+ years ago. downgraded a week ago.

had csr before? how long ago did you get the sign up bonus? No

借楼求问9月份申过ink 多久之后申CSR BIZ 比较合适

personal or biz? Personal

approved or rejected or pop-up window? approved

How much Credit Line? 21.2k

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 3/24

had csp before? how long ago did you get the sign up bonus? Yes, 4+ years ago.

had csr before? how long ago did you get the sign up bonus? Yes, upgraded from CSP 1+year ago, and downgraded in October 2025. Never ever received SUB for CSR.

personal or biz? Personal

approved or rejected or pop-up window? approved

How much Credit Line? 10k

bonus offered? Yes

what was the sign up bonus? 200k

x/24 status? 4/24

had csp before? No.

had csr before? No.

没有秒批，周六夜间申请喜提2 weeks，工作日周一收到语音留言做8630验证，通过后收到邮件批准。

personal or biz? Both

approved or rejected or pop-up window? both both 7-10, business rejected after reconsideration, personal approval later without reconsideration

How much Credit Line? 10k

bonus offered? Yes

what was the sign up bonus? 125k

x/24 status? 4/24

had csp before? Yes

had csr before? No.

今年四月份同时申请business ihg 和 personal UA club成功，这次想同时申请CSR business and personal

11月先申请business ，7-10天，打电话，被告知，刚申请过business ，credit 很多，utilization 低。于是关了一张personal和business ，当月刷了60k，再打电话还是被拒

一个月后，周末申了CSR personal，还是7-10天，本来准备周一继续打电话，结果收到了approval 邮件。看了一下给了地板额度10k，还是从别的卡移过来的。

我的Chase总额度不到100k，收入填的1M+，现在批卡越来越难，都是靠从别的卡移credit批卡

personal or biz? biz

approved or rejected or pop-up window? needs review

How much Credit Line? N/A

bonus offered? N/A

what was the sign up bonus? 200k

x/24 status? 1/24

had csp before? how long ago did you get the sign up bonus? Yes, > 3 years

had csr before? how long ago did you get the sign up bonus? Yes, > 3 years

if biz, how many chase biz cards do you currently hold? 0

if biz, when was the last time you applied and got approved for a chase biz card? First time applying

打电话过去说7-10 days， 是不是悲剧了，还有的挽救吗？

过了20分钟打了recon，除了验证身份，啥也没问，批了$15k （我都编好了一套business故事。。)

还有200k的CSR offer啊。

我这边只给125K.

personal or biz? Personal
approved or rejected or pop-up window approved after review
How much Credit Line? 14.8k
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 4/24
credit history 1 year
had csp before? No.
had csr before? No.

你已经是一个成熟的白金了

貌似是泥潭第二个200k的dp 请问是targeted offer吗

不算是zs

哈哈。原来都已经吃上螃蟹了。

感谢dp，我也是csp升过csr，回头降级了冲csr。

personal or biz? Biz
approved or rejected or pop-up window approved after review
How much Credit Line? 12k
bonus offered? Yes
what was the sign up bonus? 200k
x/24 status? 4/24
credit history 10+ year
had csp before? yes.
had csr before? yes.

personal or biz? Biz
approved or rejected or pop-up window Instant Approval
How much Credit Line? 12k
bonus offered? Yes
what was the sign up bonus? 200k UR
x/24 status? 4/24
credit history 10+ year
had csp before? yes. (still has it)
had csr before? yes. (closed in 2019)

6/24冲CSR biz喜提7-10，今天lending还不上班，明天来看看

等你dp

personal or biz? - Biz
approved or rejected or pop-up window? - Approved
How much Credit Line? - $23k
bonus offered? - Yes
what was the sign up bonus? - 200k
x/24 status? - 5/24
if biz, how many chase biz cards do you currently hold? - 2
if biz, when was the last time you applied and got approved for a chase biz card? - 2023/05

personal or biz? - Biz

approved or rejected or pop-up window? - Rejected → Reconsideration → Approved

How much Credit Line? - $10k

bonus offered? - Yes

what was the sign up bonus? - 200k

x/24 status? - 4/24

if biz, how many chase biz cards do you currently hold? - 4

if biz, when was the last time you applied and got approved for a chase biz card? - 2025/09

credit history 10+ year

had csp before? yes. (still has it)

had csr before? yes. (closed years ago)

第一次recon失败了，明天继续。。

請問一下 如果現在有CSP是不是拿不到CSR bonus

必須要把CSP降成CF

不是的 不用。改了规则

感謝你的資訊

申請的時候看到offer term 有這句所以才猶豫一下上來問

Screenshot 2026-02-07 at 3.02.10 PM1624×606 112 KB

來貢獻個DP

personal or biz? Personal CSR
approved or rejected or pop-up window Pending → Frad → Lending → Approved
How much Credit Line? Not sure
bonus offered? Yes
what was the sign up bonus? 125k UR
x/24 status? 4/24
credit history 10+ year
had csp before? yes. (still has it)
had csr before? no

嗯嗯没事 就是terms更新晚了 泥潭有很多dp 25号之后就都可以了

请问Biz CSR 可以由其他卡升级来吗？比如CIC,CIU等等

个人CSR呢？

蹲一个是否可降级到CIC

personal or biz?

personal
approved or rejected or pop-up window?

7927 auto message says two weeks → 8830 auto message says 7 - 10 days → 8830 fraud department → lending department → instant approval
How much Credit Line?

30k
bonus offered?

Yes
what was the sign up bonus?

200k
x/24 status?

3/24
had csp before? how long ago did you get the sign up bonus?

still holding a csp
had csr before? how long ago did you get the sign up bonus?

no

personal CSR with 200k SUB? when was this…

Personal,

Approved on day2,

10k CL,

125k 6k in 3 months,

4/24 2 new accounts havent show up on Credit Report yet

no Sapphire Cards before

白金 lounge

【引用自 divinebaboon】:
personal or biz?
approved or rejected or pop-up window?
How much Credit Line?
bonus offered? Yes or No
what was the sign up bonus?
x/24 status?
had csp before? how long ago did you get the sign up bonus?
had csr before? how long ago did you get the sign up bonus?
if biz, how many chase biz cards do you currently hold?
if biz, when was the last time you applied and got approved for a chase biz card?
Personal
Approved after 1 reconsideration to fraud team.
16K → 10K with decreasing CL application for MDD.
Bonus offered? YES.
125K.
4/24 → 6/24
CSP 2504 100K SUB, CSR 2601.
No