Chase IHG upgrade offer
是否值得将IHG年费卡从$49升级至$99。
1. 关键信息
- Upgrade offer: $5000 points ($25) or 40k FN.
- Annual fee: $49 → $99.
- FN: 5FN or Anniversary FN capped at 40k; 60k max per sub.
- UA credits: $25 semi-annual.
- FHR/Hilton status may affect value.
2. 羊毛/优惠信息
- 5FN: $5000 points (~$25) or up to 60k points per sub.
- Anniversary FN: up to 40k points.
- UA credits: $25 every 6 months.
- No double-hold policy for IHG Premier.
3. 最新动态
- User #9 waiting for offer; #17 received 5000 points offer.
- #20: 20k bonus on upgrade; old vouchers stackable.
4. 争议或不同意见
- #4/#26: Not worth due to $99 fee vs $49.
- #27: Old card holds peak value; upgrading loses 49→99.
- #28: Risk of forced upgrade policy.
5. 行动建议
- Keep old card if holding FHR/Hilton; otherwise decline.